Thursday, July 31, 2025

08012025 fri ot pogi

Ganda wfh
Pogi office ot

Php300 5x59 dolcet tramadol paracetamol
Php14 pandesal

Php12+30 pamasahe
Php310 spanish micos latte ++++
Php748 pizza

Php599 globe cp
Php1998 globe internet
Php500 give mama
Php468.04 meco b miranda
Php5644.79 meco ed
Php200 bread daisy.

Php79 chard longsilog
Php150 macau
Php300 dapat 288 grab.

The Myth of pure authorship.

 The Myth of Pure Authorship


Ang dami kong ideas.

As in, sobra. Yung tipong habang naghuhugas ng pinggan, may script akong nabubuo sa utak.

Pero pag tinype ko?

Wala. Nawala lahat. Para akong nagka-amnesia.


That’s when I realized:

Hindi pala ako writer.

Creator ako. Visionary. Ideator.

Yung utak ko, punong-puno ng kwento. Pero yung kamay ko, tamad magsulat. O baka takot lang talaga.


Then dumating si AI.

At hindi ko na kailangang magpanggap.


"The Myth of Pure Authorship"

Lagi nating iniisip na ang tunay na manunulat — siya lang dapat ang gumawa ng lahat.

Dapat solo. Dapat raw. Dapat hand-written.

Pero tanong ko lang: Kailan pa naging requirement ‘yun?


Paano yung may speech writer?

Paano yung may ghost writer?

Paano yung mga songwriter na binubuo lang ang melody pero may lyricist na katulong?


Galing pa rin sa kanila ang puso — yung AI lang ang tumulong mag-ayos ng sentence.


Same with me.

I didn’t use AI to replace my brain.

I used it para tulungan akong mailabas ang laman ng utak ko.


Real Talk

Hindi ako magaling sa grammar.

Hindi ko alam kung kailan ako maglalagay ng em-dash, or kung double space ba dapat after a period.

Pero alam ko kung paano ako magpapa-iyak ng audience.

Alam ko kung anong eksena ang sumasapol.

Alam ko kung paano gumawa ng kwentong hindi mo makakalimutan.


And now — sa tulong ni AI — kaya ko na ‘tong sabihin nang buo.


Hindi Ito Panloloko

Hindi ako nagnanakaw ng ideya.

Hindi ako nagpapasulat ng buhay ng iba.

Ang ginagawa ko ay bumubuo ng sariling mundo —

at nagpapasalin sa AI.


Kahit ang pinakamagaling na direktor, may scriptwriter.

Kahit ang author, may editor.

Kahit ang presidente, may speech writer.


Ako?

May AI co-writer.

Pero ako ang director.

Ako ang pinanggalingan ng vision.


Ending ko?

Hindi ako nahihiya.

Masaya ako — kasi sa wakas,

naririnig na rin ang boses ng mga hindi marunong mag-type ng maganda.


Creator ako.

At ito ang panahon ko.


Kahit may kasamang robot.

Di makadumi

1 tasang dahon ng malunggay
2 basong tubig
Pakuluin ng 5 minuto.

Salain, palamigin ay inumin sa umaga na wala pang laman ang tiyan.

Mainam ito sa hindi makadumi.

AMOY SA KILIKILI
Tawas at kalamasi pantanggal ng amoy at maitim  sa kilikili 
Ibabas ng 5 minutes bago maligo.

07312025 thu binebewang ot si pogi nanay soly not feeling well

Ganda wfh
Pogi office sumahod na at ot ngayon. 9pm na nakauwi.

Sakit baywang ko. Inatake na naman ng lumbar strain.

Php16 pandesal
Php12+30 pamasahe
Php190 2x95 shopee gate valve

Php30 pamasahe.





Tuesday, July 29, 2025

07302025 wed ot pogi

Ganda wfh
Pogi office at nag OT naka uwi 9:15pm.

Php14 pandesal
Php12+30 pamasahe

Php1080 25kgs jasmine bigas.
Php20 saluyot
Php20 apa
Php146 lahat
Php43 saba

Monday, July 28, 2025

07292025 tue palit gas.

Wfh ganda
Pogi office

Php12 pandesal
Php12+30 pamasahe

Mag oot daw si pogi mamaya hanggang 8pm.

Php940 11kgs LPG kay Alex. Naubusan na almost 3 months used.
Php29 reno

Igado lunch ulam

Clean harapan

Nag visit mama at papa ni ynhel. Naglikom na.

Php260 shopee dish washing
Php30 pamasahe
Php30+24+26+26
Sm mama at ganda
Php114 pop corn pogi




Sunday, July 27, 2025

07282025 mon pogi lbm

Pogi sick leave nagtatae. Decided na wag na muna pumasok baka abutin sa daan.
Ganda wfh

Php12 pandesal

Kumapit ang break ni shine sa likod buti na lang kumalas din. Salamat kay Lord.

Php198.57 jolibee tapa at longanisa
Php3 tip
Php242 alfamart
Php1200 palengke talipapa

Php6k budget.
Php4200 700x6 yero #12 sa aprt ni sis.
Php230 1/4 vulcaseal
Php60 1 drill bit 1/8”
Php30 30 x 1 rivet 1/8” x 1/2”
Php120 1kilo umbrella nail
Php800 pf chard
Php50 pf helper

Php1000  pf dra sosa check up ni pogi today 11am.. - done
Antay na lang ang reseta.

Nagtatae
5:55am
8:00am
11:00am
1:20pm uminom na ng loperamide immodium
06:10 uminom ng immodium

Nagsampay ng nilabhang damit.
Outlet kay insan na energize na.
Washer motor ng washing machine ni insan stuckup. Need kalasin

Harap na pintuan ni sis stuckup.
Nag grind ng pinto at humba. For observation.

Problem: Fujidenzo Dryer di umiikot.
Root Cause: yung outlet loose contact
C/A: 
1. Check capacitor value 3.5 micro farad rdg. Within range. [4 +/-5% micro farad] - still okay.
2. Check motor windings blue-red 200 ohms, blue-yellow 130 ohms and red-yellow 70 ohms. Still okay
3. Check timer 20 ohms rdg - still okay.
4. Retry and adjust plug to outlet. Spin dryer works.








Saturday, July 26, 2025

07272025 sun pogi nag moa

Php10 pandesal
Php70 2x35palabok
Php104 gulay

Pogi with Steph grad blowout moa.

Relocation of outlet ni insan dina sa kusina - done (di na yan aabutin ng baha). Turn on Ref - okay
Automatic washing machine okay kay rheena at sis.

Php155 iced oatmilk latte
Php294 donut half box





30

30 EUPHEMISMS EVERY BOSS SHOULD KNOW

1. Let go – Instead of “fired”
“We had to let him go due to restructuring.”

2. Downsizing – Instead of “layoffs or job cuts”
“We’re going through a downsizing process.”

3. Rightsizing – Euphemism for adjusting staff levels (layoffs or hiring)
“The company is rightsizing to match market conditions.”

4. Between jobs – Instead of “unemployed”
“She’s currently between jobs.”

5. Career transition – Polite way to say someone left a job
“He’s in a career transition phase right now.”

6. Departed the company – Instead of “was fired” or “quit”
“Jane has departed the company to pursue other opportunities.”

7. Performance improvement plan (PIP) – Instead of warning or probation
“He’s on a performance improvement plan.”

8. Skill gap – Instead of “not competent”
“There seems to be a skill gap we need to address.”

9. Not a good fit – Instead of “not suitable or incompatible”
“Unfortunately, she wasn’t a good fit for the role.”

10. Room for improvement – Instead of “doing poorly”
“There’s still some room for improvement.”

11. Underperforming – Instead of “failing”
“The department has been underperforming this quarter.”

12. Feedback opportunity – Instead of “criticism”
“Here’s a feedback opportunity for future growth.”

13. Coaching moment – Instead of “correction or scolding”
“I see this as a coaching moment.”

14. Streamlining operations – Instead of “cutting jobs or budgets”
“We’re streamlining operations to improve efficiency.”

15. Restructuring – Instead of “reorganizing and laying off people”
“We’re undergoing a strategic restructuring.”

16. Operational efficiency – Instead of “cost cutting”
“We’re focusing on operational efficiency.”

17. Challenging personality – Instead of “difficult to work with”
“He has a somewhat challenging personality.”

18. Personality conflict – Instead of “they don’t get along”
“There’s a bit of a personality conflict between teams.”

19. Pre-loved equipment – Instead of “used/secondhand”
“We acquired pre-loved office chairs at a discount.”

20. Value-conscious – Instead of “cheap or budget-focused”
“We’re being value-conscious with our purchases.”

21. Onboarding – Instead of “employee training or orientation”
“We’re onboarding three new hires this week.”

22. Reassigned – Instead of “demoted”
“She’s been reassigned to a more suitable role.”

23. Internal realignment – Instead of “job reshuffling”
“There’s been an internal realignment to improve workflows.”

24. Development opportunity – Instead of “tough assignment”
“This will be a great development opportunity for you.”

25. Resource optimization – Instead of “cutting staff/resources”
“We’re focusing on resource optimization across teams.”

26. Transition plan – Instead of “exit strategy or layoff prep”
“We’re putting together a transition plan for affected roles.”

27. Exploring new opportunities – Instead of “quitting or leaving”
“She’s exploring new opportunities outside the organization.”

28. Temporary setback – Instead of “major failure or loss”
“It’s a temporary setback, not a defeat.”

29. Overhead reduction – Instead of “cutting salaries or jobs”
“We’re focusing on overhead reduction for Q3.”

30. Encouraged to explore alternatives – Instead of “asked to resign”

“He was encouraged to explore alternatives outside the company.”

#boss #euphemisms #work #vocabulary #LearnEnglish #viralpost #LearnEnglish

Not all greatness is loud.

Not all greatness is loud.

Sometimes, the quiet ones leave the deepest mark. 🫶


And the strongest move… is knowing when to take the shot — and when to let others shine. 

🎱 Just before turning 70, Efren Reyes finally said what he never needed to shout:

“I’ll be 70 next March. I never chased cameras. Never needed bodyguards. Never stopped calling it ‘just a game.’”


I was never the loud one in the room. I didn’t wear gold chains or demand an entourage.

I just let the cue speak for me. And when it did, people listened.


I grew up in Angeles, playing pool in dusty halls with cracked balls and cigarette smoke in the air. We didn’t have sponsors — we had instincts. I learned to aim not just with my eyes, but with my gut.


I remember sleeping under pool tables as a kid, dreaming not of trophies… but of meals. We hustled, because we had to. I was never promised greatness. I just kept showing up.


At 30, I became “The Magician.” They called me that because I made shots no one saw coming. But to me, they weren’t magic. They were just possibilities others hadn’t looked for yet.


At 40, I beat the best in the world. Americans, Brits, anyone with swagger. I smiled. Shook hands. Then went home to eat with my family.


At 50, I started losing more. Reflexes slowed. Eyes got tired. But the love for the game? Still sharp. I’d show up at bar tournaments where half the crowd didn’t know they were playing with a legend.


At 60, I stopped playing to win. I played to teach. I played to remind the next generation:


“You don’t need noise to prove you’re great.

Let your cue do the talking.”


Now, nearly 70, I spend my days watching the sun rise slow over rice fields. I teach kids to line up shots, and sometimes, I let them win. I tell stories — the quiet kind — over coffee and warm pan de sal.


If I could tell you one thing, it’s this:


A humble life is not a small one.

Not everyone needs to dominate. Some of us are here to outlast. To endure.

To watch. To teach. To take the shot when it feels right — and walk away smiling, win or lose.


There’s dignity in silence. There’s wisdom in restraint.

And sometimes, the strongest hand on the table… is the one that knows when to let go.


With calm and chalk-stained fingers,

— Efren “Bata” Reyes




Friday, July 25, 2025

07262025 sat date pogi

Php35 palabok


Nag linis ng compound sobrang burak.

Pogi nakipagdate sa gf sa ayala macapagal.

Ganda at mama nagpunta sa sm bac.
Php86 grab

Sis punta imus
Php430 1k longganisa garlic paid 07272025

Gamot pogi bumili sa Mercury Puregold bacoor
Php2044 73x28 trileptal 300mg OXCARBAZEPINE
Php3000 120x25 depamax 500mg VALPROIC ACID
TTL=3778.06

Php133.50 3x44.50 erce gd os 2B5ml ganda

Attend bday ni Randy DL. 4:30pm.



Thursday, July 24, 2025

07252025 fri may baha pa din.

Pogi office
Ganda wfh

Php12+30 pamasahe
Php30 pandesal

Linis sa bahay ni sis
Linis sa kabila

Pinatuyo damit.

Nakaakyat na si bagyong emong.
Php30 tricycle pamasahe pogi
Php184 macau tea

Php265 30 pcs egg

Wednesday, July 23, 2025

07242025 thu baha pa rin

Office pogi hatid at sundo.
Wfh ganda

Php70 2x35 toll fee
Php250 jasmine rice 5kilos
Php80 8x10 itlog
11inches baha sa sulok


12 inches is from flooring to center ng gulong.



Sundo pogi 
Papunta dumaan sa hiway baha sa may pldt.
Php35 toll fee 3:32pm

Punta SNR
Php3283.50 grocery
Php99 salisbury steak
Php129 roast chicken
Php99 cheese pizza
Php75 french fries
Php50 drinks
Php129 ganda

Pauwi sa maliksi dumaan baha sa digman at sulok st.
Php35 toll fee 6:53pm

Brix paid 6k.


Tuesday, July 22, 2025

07232025 wed baha at wala pa kuryente

Baha pa din.

Leave si ganda at pogi. Baha at walang kuryente.

Agahan
Wala pa kuryente. Humupa na ang baha. 1 baitang ang naiwan pa.

Cornbeef
Danggit
Scramble egg
Sinangag

3:40pm nag ka kuryente.

Ganda nag pa vaccine
Ako nag charge sa ilaya.

Php62 2x31 mang juan
Php138 2x69 jin ramen
Php35 jungle mango 500ml
Php30 tricycle

07222025 tue baha.

Binaha na si sis. Nilipat sa kabinet yung sofa.

EL ganda at pogi. Taas ng tubig baha.

6am wala ng kuryente
Agahan
Kaldereta pork/paksiw pata/buttered hipon
Bfast at lunch

Hapunan
Cornbeef

6:30pm wala pa kuryente.

Sana dina umulan at lumiit na ang baha.

Steering wheel.

THE STEERING TROUBLESHOOTING 

As a driver's primary means of controlling their vehicle, the importance of a properly functioning steering wheel cannot be understated. 
If you're experiencing issues with your steering, like being harder to turn, pulling to one side, or making odd noises, you'll want to address it before it results in further damage or causes an accident. Problems often stem from within the steering or suspension systems, usually somewhere between the steering wheel and the wheels.
Depending on the cause, you may need to change the power steering fluid, replace the steering belt, or get an alignment, for example. To ensure you're performing the right fix, you should first diagnose the cause before attempting any repairs. 

The good news? I am here to help you with a detailed steering problem guide.

I'll first detail you on how a typical car steering system works, and then review some of the most common steering issues drivers face and what they might mean. Then, I'll look at some red flags that suggest it's time to replace your steering wheel and, finally, instructions on how to do so.

HOW A CAR'S STEERING SYSTEM WORKS:

Most modern cars use what's called a "rack and pinion" steering system, which often includes power steering for easier maneuverability. This system consists of a number of key components that all work together to deliver smooth and responsive steering.

At the heart of the system, you'll find the steering wheel. This acts as your input device, dictating the direction you want your vehicle to go. This input is transferred down the steering column, a shaft connecting the steering wheel to the rack and pinion or steering gear box.

The rack and pinion is central to the process. When you turn the steering wheel, the steering column rotates the pinion gear. This pinion gear meshes with the teeth on the steering rack, converting the rotational motion into linear motion.

For older vehicles with standard steering, the steering column inner shaft rotates the internal components in a steering gear box, which is converted to liner motion via a pitman arm that moves a center link and tie rods out to the wheel spindles.

This is where power steering comes into play. Power steering uses hydraulic or electric power to assist in steering the wheels, reducing the amount of effort needed from the driver to turn the wheels, especially when the vehicle is stationary or moving slowly.

The linear motion, assisted by power steering, is transferred through the tie rods to the steering arms, which are attached to the wheels. The entire process, from turning the steering wheel to the wheels responding, happens almost instantaneously, providing you with precise control over your vehicle's direction.

Without these interconnected components working together seamlessly, driving would feel less responsive and considerably more challenging.

THE MOST COMMON STEERING ISSUES 

Now that you have a better understanding of how a modern steering system works, let’s look at some of the most common steering issues experienced by drivers:

🔧: SQUEALING SOUNDS: 

One of the first warning signs of steering trouble is hearing odd noises when turning the steering wheel, particularly squealing or whirring sounds. Odd sounds can be a sign that your power steering pump may be struggling or that your power steering belt is worn or loose. 
An issue with the power steering fluid, like low level or degradation, can also cause strange steering sounds. Your first response should be to check the level and condition of your power steering fluid and replace it if needed. If that doesn’t resolve the problem, you may need a new power steering pump or to adjust or replace your steering belt.

🔧: POOR RETURNABILITY: 

If your steering wheel doesn't easily return to the neutral position after making a turn, it has poor "returnability." This is often caused by improper wheel alignment or issues with the steering gear being too loose or tight. 
A wheel alignment, or adjusting the steering gears to ensure they’re properly torqued, can typically resolve this steering problem.

🔧: HARD STEERING: 

Hard steering, or steering stiffness, is a common problem that essentially makes turning your vehicle require more effort. This may be caused by low power steering fluid, a loose or damaged power steering belt, a faulty power steering pump, or a bad steering gear box or pinion unit.
A thorough inspection of your power steering system, including the level and quality of the fluid, is recommended to determine the cause.

🔧: EXCESSIVE PLAY: If your steering wheel seems loose or wobbles, you're likely experiencing excessive "play." This often indicates worn steering or suspension components, like bad tie rods, ball joints, steering gear mechanism, or an alignment issue. 
Excess play can make a car's handling feel unpredictable, especially at high speeds, and should be inspected right away. A wheel alignment, or replacement of any worn steering and suspension parts may be needed to resolve the problem.

🔧: STEERING WANDER: 

Steering wander refers to a vehicle's tendency to drift or stray off a straight path without any driver input. This is typically due to a problem with the vehicle's alignment or a worn-out suspension component, such as faulty shocks, struts, damaged springs, or weak suspension bushings. 
You may also have faulty steering components, such as worn tie rods, ball joints, or control arm bushings, in addition to brakes dragging, uneven tire wear, or pressure issues. An alignment check and steering system inspection can help diagnose and correct this issue.

🔧: VEHICLE PULLS TO ONE SIDE:

 If your car pulls to one side when you're driving straight, it suggests an alignment issue, underinflated tires, or uneven tire wear. If the pulling happens solely when braking, the problem may be a bad or stuck brake caliper. 
Regardless, if your steering wheel is pulling left or right, it requires immediate attention as it can compromise your control of the vehicle. Correcting the alignment, adjusting tire pressure, or fixing/replacing the brake caliper could resolve this issue.

🔧: STEERING VIBRATIONS 

Vibrations in the steering wheel are usually a sign of unbalanced tires, but the cause may also stem from warped brake rotors (noticeable when braking), loose wheel bearings, or issues with the suspension system.
A wheel balance or rotation might solve the issue if it's due to tire imbalance. If not, it's best to have your steering system checked.

🔧: STEERING KICKBACK:

 Steering kickback is the jolt or jerk felt in the steering wheel when driving over rough or uneven surfaces. While the sensation is caused by the road surface, excessive kickback could be a sign of poor wheel alignment, or problems with the suspension system, like bad shocks, struts, or bushings. 
Having these systems checked will help to identify the problem so you can work towards a solution.

RED FLAGS THAT YOU SHOULD REPLACE YOUR STEERING WHEEL

If you didn't notice, none of the above steering problems actually stem from a faulty steering wheel. This is because steering wheel replacement is not a common repair. 

More often than not, issues arise from the interconnected components such as the steering gear, suspension system, or power steering pump. However, that doesn't mean steering wheel issues don't exist. 

IN RARE CASES, YOU MIGHT ENCOUNTER A FEW RED FLAGS INDICATING IT'S TIME TO REPLACE YOUR STEERING WHEEL FOR SAFETY'S REASONS:

🔧: EXCESSIVE WEAR & TEAR/VISIBLE DAMAGE: 
Over time, steering wheels can show signs of excessive wear and tear, such as peeling or discoloration. While aesthetics aren’t a safety concern per se, if the steering wheel is cracked, has broken spokes, or shows signs of significant wear and tear, it may compromise your grip and control. 

🔧: UNRESPONSIVE, LOOSE, OR WOBBLY STEERING WHEEL: 
If your steering wheel is less responsive, loose, or wobbly, you have a serious safety concern. It might mean the steering column or the steering wheel itself is damaged, or there’s a problem with the connection between the two. This is not a common issue but one that requires immediate attention.

🔧: NON-FUNCTIONAL CONTROLS: 
If the buttons or switches on your steering wheel stop working, like cruise control, volume, phone functions, etc., and troubleshooting attempts don’t work, you may have to replace the steering wheel to restore their functionality.
If you encounter any of these red flags, you should consider consulting a professional mechanic to determine if a steering wheel replacement is necessary. 

HOW TO REPLACE YOUR STEERING WHEEL

Replacing a steering wheel may sound like a daunting task, but with the right tools and a bit of patience, it's ultimately not that difficult. 

Just note that if your vehicle has front passenger airbags, a safety feature made standard beginning in 1998, it's best to have a professional perform the replacement to prevent accidental activation of the airbag.

BELOW I'LL' SHARE A BASIC REPLACEMENT GUIDE THAT YOU CAN USE FOR VEHICLES NOT equipped with front passenger airbags:

🔧: COLLECT THE NEEDED TOOLS:
 Before you start, gather all the necessary tools. You'll typically need a flathead screwdriver, a socket wrench set, and a steering wheel puller.

🔧: DISCONNECT THE BATTERY: 
The first step in any electrical-related repair should always be to disconnect the battery. This prevents accidental electrical discharge or short circuits.

🔧: REMOVE THE HORN OR CENTER CAP: Most steering wheels will have a horn button or a center cap that can be gently pried off with the flathead screwdriver to reveal the center nut. If you’re unsure, be sure to confirm with the manufacturer's instructions in a repair manual.

🔧: LOOSEN AND REMOVE THE CENTER NUT: First, ensure the steering wheel is centered with the front wheels and mark the position on the steering column's center shaft, which is often splined. With this alignment marked, use the appropriate-sized socket to loosen and remove the center nut. Keep track of this nut, as you'll need it later when securing the new steering wheel.

🔧: USE A STEERING WHEEL PULLER:
 With the center nut removed, you can use the steering wheel puller to remove the steering wheel from the steering column.

🔧: INSTALL THE NEW STEERING WHEEL:
 Line up the new steering wheel with the steering column and push it onto the shaft. Then, replace the center nut and tighten it to the recommended torque (found in your vehicle's service manual). Then, confirm the steering wheel is centered with the front wheels.

🔧: RECONNECT THE HORN OR CENTER CAP: once the new wheel is secure, you can reconnect the horn or center cap.

🔧: RECONNECT THE BATTERY:
 Finally, reconnect the battery, start your vehicle, and test your new steering wheel to make sure it's correctly installed and responsive.
When considering the above steps, note that every vehicle is different, so be sure to consult your owner's manual or a professional mechanic if you're unsure at any point.


Sunday, July 20, 2025

Compassion.

We made mistakes. We made wrong decisions, said the wrong words, or took a wrong turn. But here’s a truth worth remembering: A person should never be judged at their weakest moment. None of us wants to be defined by our worst day. Criticism is easy. Quick. Cheap. But rarely helpful. What the world needs more of is compassion with context, the grace to see the bigger picture behind someone’s stumble. #PassionPurposeProductivity

07212025 mon maulan.

Office pogi at ganda hatid

Php10 pandesal
Php35 toll fee
Php35 toll fee

Cathy paid php5k.

Php177.14 jolibee
BD
Php166 beef tapa
Php82 medium jollyfries
Ttl 248

Cris papunta osaka japan. Andoon na.
Tumaas ang tubig ng hapon.

Php457 grab pogi.

Pork kaldereta dinner.

Bumaha inabot si sis.

07202025 sun maulan pa rin

Php12 pandesal
Php35 palabok

Sayote with hipon
Pancit
Natirang sinigang na buto buto


Saturday, July 19, 2025

Lpg di sumasabog.

PAALALA: ANG KATOTOHANAN TUNGKOL SA SUMISINGAW NA LPG TANK AT ANG TAKOT NA DAPAT LAGYAN NG KALINAWAN, HINDI LAGIM

Marami sa atin ang agad natataranta at napapaisip ng pagsabog kapag nakakita ng sumisingaw at nagliliyab na LPG tank. Sa totoo lang, ang ganitong reaksyon ay nauugat sa kakulangan ng tamang kaalaman, karaniwan nating inaakala na ito na ang katapusan, parang sa pelikula. Pero sa likod ng apoy, may siyensiya. May paliwanag. At higit sa lahat, may paraan upang ito ay mapigilan at hindi mauwi sa trahedya.

Ang Katotohanan: Hindi Basta Sumasabog ang Well-Maintained LPG Tank
Kung ang iyong LPG tank ay maayos, hindi kinakalawang, at hindi pinabayaan sa tagal ng panahon, malabong ito ay sumabog kahit pa ito ay sumingaw o magliyab sa bandang valve. Bakit?

Una, ang valve ng LPG tank ay sadyang dinisenyo upang magbuga ng gas kung sakaling tumaas ang pressure. Ibig sabihin, hindi nito hinahayaang mabulok o pumutok ang tangke sa loob dahil kusa nitong ibinubuga ang sobrang pressure. Ito ay isang built-in safety mechanism na nakatutulong upang makaiwas sa tinatawag na BLEVE o Boiling Liquid Expanding Vapor Explosion, isang napaka-peligrosong uri ng pagsabog na nangyayari lang kapag ang pressure sa loob ng container ay lumagpas na sa kaya nitong dalhin.

Pangalawa, ang apoy na nakikita nating lumiliyab sa labas ng valve ay hindi papasok sa loob ng tangke. Hindi ito hinihigop ng LPG tank papaloob. Kaya’t sa halip na matakot agad, dapat maunawaan na hangga’t nasa labas ang apoy at hindi sumasama ang katawan ng tangke sa pagkasunog, maari pa itong mapigil.

Paano Patayin ang Apoy mula sa LPG Tank?
Kung hindi nadarang sa apoy ang valve simpleng solusyon: pihitin ito para mapigil ang pagsingaw ng gas, at kusa na ring mamamatay ang apoy.

Kung nadarang na sa apoy ang valve, huwag basta-basta lumapit. Gamit ang basang tuwalya o anumang tela, takpan nang maayos ang valve at tangke bago subukang pihitin ang balbula. Ang tubig ay tutulong upang pababain ang temperatura at hindi lalong palalain ang apoy.

Eh Bakit May Mga Kusinang Sumasabog?
Narito ang dapat tandaan: hindi ang LPG tank ang sumasabog. Ang kusina ay sumasabog kapag ang gas ay naka-ipon sa isang kulob na lugar at hinaluan ito ng sapat na hangin. Kapag nakuha ang “perfect mix” ng LPG at oxygen, at may mapagmula ng ignition tulad ng apoy o spark doon pa lang nagkakaroon ng pagsabog.

Hindi ang tangke ang dahilan. Hindi rin ang apoy mismo. Kundi ang naipong gas na walang lagusan palabas.

Mga Sanhi ng Tunay na Panganib:
Luma at kinakalawang na tangke – kapag marupok na ang katawan ng LPG tank, hindi na nito kayang tiisin ang pressure, at dito pumapasok ang panganib ng biglaang pagkabiyak.

Nasa kulob na espasyo – kung ang tangke ay nasa loob ng cabinet o saradong silid, mas mataas ang tsansa ng pagkakabuo ng combustible mixture na pwedeng sumabog.

Walang regular na maintenance – hindi nababasa kung may leak, hindi napapalitan ang rubber seal, at hindi nababantayan ang condition ng valve.

Mas Malalim na Pagninilay: Takot na Mapapalitan ng Kaalaman
Ang ating takot ay natural. Ngunit ang kaalaman ay kapangyarihang nagbibigay ng direksyon at disiplina. Sa halip na mag-panic, maaari tayong matuto. Maaaring buhay ang masalba kung mas madalas tayong magtanong, makinig, at magsuri.

Hindi lahat ng lumiliyab ay kailangan katakutan agad. Hindi lahat ng pagsingaw ay simula ng trahedya. Pero lahat ng kapabayaan ay may kapalit.

Kung tayo ay magiging mas maingat, mas masigasig sa pagpapanatili ng kaligtasan sa ating tahanan, mas kaunti ang dahilan upang mangamba.

Pabaon na Paalala:
I-check ang LPG tanks kada 2-5 taon; alamin kung kailan ito huling nirefill at kung may signs ng kalawang.

Huwag itago ang LPG tank sa loob ng saradong cabinet.

Laging isama ang pag-iingat sa araw-araw na gawain.

Ituro sa pamilya lalo na sa mga bata at matatanda ang tamang paraan ng paghawak at pagresponde kapag may LPG-related incidents.

Kaalaman ang unang hakbang sa kaligtasan. Hindi aksyon na dala ng panic, kundi aksyon na pinanday ng tamang impormasyon.

•Inspired by FO2 Justine John Felarca

#ccto #LPG #gas #reminder #everyone #highlightseveryone

Disiplinado.

 May mga taong kumikita ng P50,000 pero laging kapos. Samantalang may ibang kumikita ng P25,000 lang, pero payapa ang buhay, may direksyon, at may ipon.


Hindi palaging nakabase sa laki ng kinikita ang kaginhawaan. Mas mahalaga kung paano ninyo pinapamahalaan, pinagpaplanuhan, at pinagsisikapang pagyamanin ang bawat sentimo.


Dahil sa totoo lang, may mga mag-asawa o mag-partner na ang lalaki ng sweldo, pero laging may kakulangan.

Puno ng stress, bangayan, at paninisi. Walang ipon, walang plano, walang kapayapaan.


Samantalang may iba, simpleng kinikita lang ang hawak pero marunong magkasundo, may respeto sa badyet, may pangarap na sabay tinutupad, at may malasakit sa isa’t isa.


Ang tunay na yaman ay hindi lang nasusukat sa pera kundi sa pagkakaunawaan at pagkaka-align ng magka-partner.

Yung hindi lang sabay kumikita, kundi sabay ding nagbibigay halaga sa kinikita.


Yung marunong magplano bago gumastos,

Yung handang magsakripisyo ngayon para sa mas magandang bukas,

Yung mas pinipili ang pangmatagalang tagumpay kaysa pansamantalang luho.


Yung sinasabi ang “huwag muna” sa mga gustong bilhin, para masabi ang “handa na tayo” sa mga pangarap na sabay ninyong binuo.


Dahil ang tunay na pagmamahal ay hindi lang kilig, ito ay commitment. Ito’y pagtanggap sa mahirap, pagtutulungan sa gitna ng kulang,

at pagbangon nang magkasama kahit gaano pa kabigat ang pagsubok.


Packed lunch sa halip na mamahaling kainan.

Budget meetings imbes na spontaneous gastos. Mga tanong na “Kaya ba natin ito?” at “Saan tayo patungo?”


Hindi mo kailangang maging mayaman para maging matatag.

Ang kailangan: pagkakaisa sa prinsipyo, pangarap, at disiplina.


Kapag marunong sa piso, hindi matatakot sa milyon.


Ctto! 

Re-upload @highlight Lily Grace Ayaw Kasi Lily Grace Ganancial #financialplanning #financialliteracy #goals

07192025 sat

Maulan

Php12 pandesal
Php35 palabok

Mama pogi nagsm
Php75 grab



Goto pareng jun c. 60th bday celebration at the events place by nanay elle at habay 1.

Php700 regalo
Php600 damit
Php500 black shirt
Php75 grab

Naka uwi 9:30pm umuulan

Php1000 diesel max at php54.45/L

Something Bold.

In 1983, Steve Jobs did something bold.
He looked across the table at Pepsi’s president, John Sculley, and said:

“Do you want to sell sugar water for the rest of your life?
Or do you want to come with me and change the world?”

Sculley chose to join him.

That was quite bold and daring. You wonder how such a small boy was able to convince one of the most experienced CEOs of the time to abandom Pepsi and join a startup. 

By the way, Sculley was 16 years older than Jobs. When Sculley became CEO of Apple in 1983, Jobs was 28 years old, and Sculley was 44. 

It however turned out that that single moment would spark one of the most shocking betrayals in business history.
Because just two years later…

John Sculley led the boardroom vote to fire Steve Jobs from his own company.

Would you believe that?

Yes — Apple fired its founder.

But the real story?
It’s not just about ego.

It’s about vision, power, and what happens when two leaders believe in different futures.

Let’s rewind.

Apple was growing fast. Too fast.

Steve Jobs was a wild genius—brilliant, creative, but chaotic.
He inspired people… but also overwhelmed them.

Apple needed structure, which Jobs couldn't offer. Investors wanted a grown-up in the room.
So Steve brought in John Sculley—a polished executive, with a sharp business mind and marketing magic from Pepsi.

Jobs believed Sculley would handle the business…
While he focused on changing the world.

But they were heading for a crash.

Steve Jobs had a dream: the Macintosh — a computer that felt human.

He poured everything into it.
Sleepless nights. Huge budgets. Perfectionism that drained his team.

But when the Macintosh launched in 1984, it flopped.

It looked great. It was revolutionary.
But it was too expensive and too slow for real work.

Apple started losing money.
And the board began to worry.

Sculley tried to rein Jobs in.
Jobs pushed harder, refusing to compromise.

What started as a partnership…
Turned into a power struggle.

And Sculley made a decision:

“Steve can’t run this company. He’s too reckless.”

So he went to the board.

And the board agreed.

In 1985, Steve Jobs walked into a boardroom, full of people he hired…

And they voted to strip him of all power.

The company he started in a garage…

The company he sacrificed for...

Was no longer his.

He was only 30.

That alone can break anyone, especially at such age.

But not Jobs.

After leaving Apple, Steve was heartbroken.
But he didn’t give up. He simply called forth his ingenuity and creativity.

He started two new companies:

1. NeXT — a powerful computer platform

2. Pixar — yes, that Pixar. The animation studio that made Toy Story

Both became instant hits.

In 1997, Apple was struggling and near collapse.
And guess who they brought back?

Steve Jobs.

He returned without grudges, rather with fire in his bones.

Within 10 years, he launched the iPod, iPhone, and iPad.

And the man who was once fired…

Became the greatest comeback story in business history.

Listen, your greatest asset remains the quality of your brain. People can strip you of all physical assets and you can reclaim all within years or even months if you are sure of the power that resides in you.

So What Can We Learn From This?
✅ Visionaries can be hard to handle… but they often see what others don’t.
Don’t dismiss them just because they don’t fit the system.

✅ Good leadership isn’t just about control—it’s about direction.
Sculley kept Apple steady. But Steve gave Apple soul.

✅ Failure isn’t the end.
Being fired didn’t kill Steve’s dream—it refined it.

✅ Always believe in your own magic.
Even when the world votes against you… don’t quit on yourself.

✅ Legacy isn’t built in comfort.
It’s built in the fire of rejection, risk, and reinvention.

Steve Jobs didn’t just build a company.
He built a culture.
He made tech feel human.

And though he was once pushed out…
He came back to change the world for good.

So next time you feel rejected, undervalued, or pushed aside…

Remember this:

Sometimes, your biggest breakthrough starts with your biggest setback.

#SteveJobs
#AppleStory
#BusinessLessons
#FoundersVsCEOs
#Leadership
#TechHistory
#VisionMatters
#Resilience
#PowerMoves
#EntrepreneurshipJourney
Kachi Ogbonna

Friday, July 18, 2025

Kalma

 Kalma lang, Guys!


Hindi para sa’ mga ordinaryong mamamayan ang 20% tax na ‘yan, at lalong hindi ‘yung deposito natin sa bangko ang binabawasan!


So, while scrolling here sa FB, nabasa ko na madami na naman ang nagpa-panic dahil sa misleading narrative na naman na pinapakalat ng mga walang magawa sa buhay. Kesyo “buwis sa savings” daw ang bagong pinirmahang batas ni President Bongbong Marcos, yung ang Capital Markets Efficiency Promotion Act or RA 12214.


But wait lang. Can we take a moment to read beyond the headline, please?


First of all, the 20% final tax on interest income ay hindi na bago. Matagal na po yan. Matagal na po ‘yang umiiral. This isn’t some new “pahirap” law.


It’s just cleaning up the system to make sure the rich pay their fair share.


Para mas malinaw, , ang tina-tax ay ‘yung Interest, HINDI ang principal. Yes, hindi ho hinahawakan ang mismong pera mong naka-deposit.


 Example time:


Let’s say meron kang ₱50,000 in a time deposit account. After one year, kunwari, kumita siya ng ₱2,000 na interest. Ang 20% tax ay kukunin lang sa ₱2,000, that’s ₱400.


So you still have your original ₱50,000 untouched.


You just get ₱1,600 interest income instead of the full ₱2,000. Not bad, not unfair, just normal.


Kaya ‘wag OA. Hindi po ninanakawan ang pera natin sa bank. (naks, natin? Sanaol!)


Hindi sinasagasaan ang savings niyo. 


Sino lang ang mas apektado? ‘Yung may milyon-milyon o bilyones sa time deposits, trust funds, or foreign currency savings.


Mga corporations. Mga oligarchs.


Not Juan. Not Maria.


Most of us na may payroll account or basic savings account lang, na wala ring interest, safe po yun. Not affected. Hindi mababawasan ang pera natin sa bank. At para sa mga medyo may pera pero gusto ng alternative: UITFs or Mutual Funds are still tax-free. Pero yes, may konting risk kasi naka-link sila sa stocks or commodities.


So the takeaway? Don’t panic.


Magbasa. Magtanong. Huwag agad maniwala sa mga maling naratibo. Hindi ito anti-poor. In fact, it’s the opposite. PBBM just approved a law that actually hits the rich.


DOF Sec. Ralph Recto, Sen. Win Gatchalian, and Rep. Joey Salceda, lahat sila ang nagtrabaho para dito.Pinag aralan nila ito ng maigi kumpara sa mga maiingay na hindi naman sanay sa facts.


By the way, kasama po sa nag apruba dito ay ang Duterte bloc like Bato Dela Rosa, Bong Go and Robin Padilla, so bakit Marcos Admin lang sinisisi? Haler. Namimili ng sisisihin? 


Again, Kung wala ka pang ₱10 million na naka-time deposit...Breathe in, breathe out. Kalma Lang.


Let the millionaires, and of course, the billionaires worry.Hindi po kayo ang tina-target, hindi rin po ang pera natin ang gustong bawasan sa pamamagitan ng tax. Yung kita lang ng mga may sobrang pera ang tinamaan, and frankly, it’s about time. 🤗




A Tale of Two Finance Ministers

 A Tale of Two Finance Ministers 


Why is Indonesia, one of the most corrupt countries on earth, part of the G20, representing 20 of the world’s largest economies?


Let’s look at the fiscal policies that shaped the nation’s growth for the past 15 years. 


Sri Mulyani Indrawati is an Indonesian economist who first served as the Minister of Finance in 2005 under then President Susilo Bambang Yudhoyono.


One of her first acts was to fire 150 corrupt tax and customs officers in the finance department and penalize another 2,000 officers.


She successfully reduced political corruption and initiated reforms in Indonesia's tax and customs office. She also revised incentive structures for civil servants in her ministry and began paying higher salaries to tax officials deemed to be "clean" so they would have less temptation to accept bribes.


Indonesia attracted $8.9 billion in foreign direct investment in 2005, Sri Mulyani's first year as finance minister, a significant increase from $4.6 billion in 2004.


In 2006, she was named Euromoney Finance Minister of the Year by Euromoney magazine. In September 2006, Emerging Markets selected Sri Mulyani as the Asia Finance Minister of The Year.


In 2007, Indonesia recorded 6.6% economic growth, its highest rate since the 1997 Asian financial crisis. In July 2008, Sri Mulyani was inaugurated as the Coordinating Minister for the economy, replacing Boediono, who was to head Bank Indonesia.


Growth in 2008 was 6% despite the Great Recession. By January 2009, public debt was reduced to 30% of gross domestic product from 100% in 1999, making it easier for Indonesia to sell debt to foreign institutional investors.


Having served 5 years under her post, Susilo Bambang Yudhoyono reappointed her after his re-election in 2009.


She continued to grow he Indonesian economy by 4.5% despite the Great Recession affecting most of the world economies. Along with India and China, Indonesia was one of just three major emerging economies to grow faster than 4% in 2009.


Under the supervision of Sri Mulyani, the government increased the number of income taxpayers from 4.35 million in 2005 to nearly 16 million individuals in 2010, and tax receipts grew by around 20% each year to more than Rp 600 trillion in 2010.


She was on to her 10th year as Minister of Finance but was disrupted because of her refusal to play politics. Amidst controversy, she resigned from her post.


Her resignation was viewed negatively; the Indonesia Stock Exchange closed down 3.8% after the news, amid a broad selloff in Asia, while the Indonesian rupiah fell nearly 1% against the dollar. The drop in Indonesian stock exchange was the sharpest in 17 months.


There was widespread speculation that her resignation was due to political pressure, especially from Aburizal Bakrie, a powerful tycoon and leader of Golkar Party. 


Bakrie had enmity toward Sri Mulyani due to her investigation into tax fraud by the Bakrie Group, her refusal to prop up Bakrie's coal interests using government funds, and her refusal to declare the Sidoarjo mud flow, which was caused by drilling by Bakrie's company, as a "natural disaster".


As soon as she resigned, Sri Mulyani was appointed as the Managing Director of the World Bank, responsible to work in 74 countries in South America, Caribbean, Eastern Asia–Pacific, Middle East, and North Africa.


Sri Mulyani began her work in uplifting these nations out of poverty and increasing the livelihood of its people. That was her expertise.


When President Joko Widodo won the elections, he immediately called for Sri Mulyani to return home despite being comfortably ensconced in the World Bank as Managing Director for 6 years. 


She heeded the call to serve her nation and, for 10 years, she continued to grow Indonesia and from 2017 to 2019, Sri Mulyani was named the best finance minister in the Asia-Pacific region three years in a row by FinanceAsia. In 2018, Indonesia recorded its smallest budget deficit since 2012.


During the pandemic, Sri Mulyani announced a 10.3 trillion rupiah economic stimulus package to mitigate the effects of the COVID-19 recession. In April 2020, during the COVID-19 pandemic, Sri Mulyani released a global bond series with a 50-year maturity, the longest loan offered in Indonesian history.


Indonesia’s MSMEs, retail, tech, and digital finance boomed during her time. The $10 billion dollar GoJek, or what Angkas aspires to be, the $100 billion Go-To, the local e-platform of Indonesia, and an increase in public listings.


Small-medium sized entrepreneurs and owners were given access to finance and encouraged to grow by limiting taxation. 


The principle is: all the goods bought by the people have already been taxed, if their personal income grows then there’s a higher chance to participate in taxation. Let their businesses grow first before taxing it since everything they bought have been taxed, their business spaces are taxed, their permits have tax. No need for VAT for small businesses. Let there be a cap, a threshold, and quit messing around with online sellers trying to make a buck from products they’ve purchased abroad that’s already been taxed.


And that, my friends, is how Indonesia remains to be the largest economy in Southeast Asia, one of the 20 largest economies on earth, and has grown economically and progressed industrially despite corruption. 


After a decade as Minister of Finance under then President Joko Widodo, Sri Mulyani was reappointed to the same post by President Prabowo Subianto, making her the only Minister to have served under 3 presidents.


Ralph Recto, the Secretary of Finance of the Philippines, is a veteran politician who will now tax the 6,000 pesos you earned for a year from your bank savings with 1.200 cut.


Isang taon mong tinipid pera mo sa banko, kumita ng 6 na libo, binawasan pa.


Kementerian Keuangan Republik Indonesia

Department of Finance




Huwag itapon.

Don't throw away your banana peels anymore! Put them in a bottle and let the magic happen!

Why banana skins are good for plants
Potassium: Stimulates flowering and fruiting.
Phosphorus : strengthening the roots.
Calcium: Improves the resistance of plant cells.
Magnesium: Promotes lush green leaves.
Steps to make compost from banana skins

What you will need:
2-3 banana skins
Plastic bottle (1-2 liters)
Water

1. Chop the peels: cut banana peels into small pieces.
2. Fill up the bottle: Add half of banana chunks.
3. Add water: Fill up the rest of the bottle leaving a little space.
4. Fermentation: Close the bottle and leave it in the sun for 5-7 days. Hustle on a daily basis.
5. Filter (optional): Remove free particles for easier application.

How to use the fertilizer ?
1. For the soil: Dilute 1 volume of fertilizer for 5 volumes of water. Watering at the foot of the plant.
2. For leaves: Spray diluted fertilizer directly onto leaves.

Tips for better results
Using up fresh banana peels
Apply every 2-3 weeks to avoid nutrient accumulation.
Combine with other fertilizers for a balanced nutrition.

Benefits
Faster growth and healthier plants
More flowers and fruit.
Improving the quality of soil .

#gardeningtips #plantingtips #organicfertilizer #Canaan #fypviralã‚· #foryouã‚· #banana #trendingnow #virals #highlightsã‚·゚



Levi Strauss aka LEVIS.

Levi Strauss didn’t invent jeans for fashion. He made them so miners would stop tearing holes in their pants.

 He wasn’t chasing style—he was solving a problem.

Born Löb Strauß in Bavaria, he immigrated to America in 1847 with his mother and sisters after his father died of tuberculosis. He was 18, Jewish, broke, and determined to make something last.

He started as a dry goods merchant, hauling bolts of cloth, buttons, and canvas across gold-rush California. When miners kept complaining that their trousers ripped too easily, Levi saw an opportunity—not in gold, but in durability.

With tailor Jacob Davis, he patented trousers reinforced with copper rivets—a simple fix that turned into a revolution. By the 1870s, Levi’s jeans were being worn across the American West: by cowboys, railroad workers, farmers. Tough clothes for a rough life.

But Strauss didn’t hoard his fortune.

He gave to orphanages. He helped fund scholarships at the University of California. He built one of the most successful companies in American history—and never forgot where he came from.

Levi never married. He stayed behind the scenes. His name became iconic—but he remained, quietly, a merchant at heart.

Levi Strauss didn’t strike gold. He stitched it.

 And in doing so, he created the one thing that never goes out of style: usefulness built to last.




Thursday, July 17, 2025

07182025 Fri maulan

Office ganda 10:30am at pogi

Php20 pandesal
Php12+30 pamasahe pogi

Php360 palengke mama
Php70 pancit ti Vicky
Php30 mais manang

Php500 grab ganda pagpasok me papa nagbayad. 11am call time offset.
10:18 am nakarating

Php95 12oz spanish latte
Php80 French Fries

Php150 shopee heavy duty brass ball valve 1/2".

Well said

You save. You plan. You sacrifice.

You skip the luxuries, avoid unnecessary debt, and put money aside for your child’s education, your health, or your retirement. For decades, that’s how Filipino families survived—with prudence, not privilege.

And now?

You’re punished for it.

Under Republic Act 12214 or the Capital Markets Efficiency Promotion Act (CMEPA), effective July 1, 2025, even long-term time deposits and peso bonds—which were previously tax-exempt if held for at least five years—are now subject to the 20% Final Withholding Tax (FWT).

Not on luxury earnings. Not on market speculation. But on savings. Slow-growing, hard-earned bank savings.

I. THIS ISN’T “FISCAL DISCIPLINE”—IT’S A BACKDOOR BURDEN

Let’s clarify: the 20% tax isn’t new. It’s been imposed on regular interest income for years.

But what has changed is that even long-term deposits—once protected by law for their prudence—are now taxed the same way as short-term or speculative income.

Imagine:
• You lock in P100,000 for five years, expecting your full interest of P6,000.
• But now, P1,200 gets deducted in taxes—even if you committed years ago under a different rule.

Banks like Security Bank and UnionBank have reportedly stated they’ve begun applying this tax even to existing LTTDs, starting July 1. For many, it feels like the rules were changed halfway through the game.

All while inflation eats away at purchasing power, and basic goods cost more every quarter.

II. SENIORS, OFWs, MIDDLE-CLASS SAVERS: YOU’RE PLUGGING THE HOLE THEY DRILLED

This tax expansion is probably meant to help plug a budget hole—one created not by the prudent public, but by:
 
• P17 trillion in national debt (as of May 2025),
• Runaway spending,
• Billions in confidential and discretionary funds,
• And unaddressed corruption, waste, and audit findings.

Instead of fixing leakages, the government turns to those who quietly do what’s right: SAVE.

They won’t cut the pork—but they’ll cut your interest. They won’t prosecute plunder—but they’ll tax your prudence.

III. THIS ISN’T JUST FINANCIALLY DUMB. IT’S MORALLY REGRESSIVE.

Let’s be honest: the ultra-rich don’t keep their wealth in savings accounts.

It’s the senior citizen, the OFW, the small entrepreneur, and the average worker who trust their banks. Not to hoard—but to protect what little they have.

And what’s the message now?

“If you choose safety and long-term stability—you’ll get taxed harder.”

That’s not just bad economics.
That’s cruel public policy.

IV. THERE ARE SMARTER, FAIRER ALTERNATIVES

If the state truly wants to raise revenue while preserving dignity, it should:
 
1. Tax luxury spending, not pensioners.
2. Cut bloated budgets—especially on confidential funds.
3. Incentivize saving—by reintroducing tiered tax relief for deposits below P1 million, or exempting senior citizens’ interest income.

Because a nation that punishes prudence is one sabotaging its own future.

V. THIS ISN’T ABOUT NUMBERS. IT’S ABOUT WHAT WE VALUE.

Finance Secretary Recto may be smiling in the photo. But many of our elders are not.

They’re worried. 

They’re rethinking if saving still makes sense in a system where prudence is penalized, and plunder is protected.

We were taught that saving was good. That responsibility builds the nation.

So why are the most responsible citizens the first to pay—for the mistakes of those who aren’t?

This is no longer just a tax issue. It’s a values issue.

And it’s time we ask:
Whose side is our government really on?

•••

OPINION | BY ROB RANCES

Disclaimer: This commentary is based on the provisions of Republic Act 12214 (Capital Markets Efficiency Promotion Act) and statements from banking institutions as of July 2025. The intent is to provide public awareness and critical analysis, not legal or financial advice. Any updates to the law’s implementation should be verified through official government or banking channels.



Ano na?

Pasig Mayor Vico Sotto saves ₱1 billion every year without raising taxes, while Finance Secretary Ralph Recto is proposing to increase capital gains, donor’s, and estate taxes from 6% to 10% to collect ₱300 billion by 2030.

Pasig shows that when public funds are managed properly, tax hikes are unnecessary. Through transparency and firm governance, Mayor Vico delivers real savings without adding burden to the people.

Taxation should be the last resort, not the first solution. Fix the system first. Serve the people first.

In contrast, Ralph Recto’s solution is to demand more from taxpayers instead of fixing the system.

The issue is not low taxes. The issue is poor governance.

A government that fails to manage existing resources has no right to ask for more.

Higher taxes will not solve corruption. Good leadership will.


Sources:

Philippine News Agency. (2024). Pasig City saves ₱1 billion annually through anti-corruption efforts.

The Philippine Star. (April 26, 2025). Recto proposes tax hikes under GROWTH bill.

Wednesday, July 16, 2025

07172025 thu uwi mama cavite

office ganda + pogi

Php10 pandesal
Php12+12+30 pamasahe
Php250 baon

Nagpakarga ng tangke full tank.
05:45am 84.53 cu m.

12:51pm home na si mama
Php365 grab + 35 toll fee ni mama.

04:55pm home na si pogi
Php266 grab kasama na toll fee pogi.
04:54pm nakauwi si pogi.
Naulan.

Ganda punta sa the vibe arcodia sa pasig. 
Party party up to 10pm. May pasok pa bukas.
2hrs travel time. Sobrang traffic ewan.
Drop off 6:59pm

Nakauwi 11:29pm ng gabi nakauwi ganda.

Php8000 maynilad ng parlor LiZA due to overflow sa toilet flush cause ng defective float valve.

Php25 pamasahe
Php30 pamasahe
Php70 2x35 goto sa kanto
Php35 munggo sa kanto
Php75 curry chix sa kanto
Ttl= 180


Killer lindol July 16, 1990.

Lindol



Dapat ituro.

Things They Don’t Teach You in School:

1. Money Management: Understanding how to save, invest, and manage debt is important but not often taught in school.

2. Emotional Intelligence: Learning how to handle your emotions and understand others’ feelings helps in life, but it’s not something you learn in class.

3. Building Connections: Making friends and networking can open doors for you in life, but schools don’t always teach you how to do it effectively.

4. Thinking Critically: School teaches facts, but it doesn’t always teach how to solve problems or think in creative ways.

5. Managing Time: Learning how to organize your tasks and make the most of your time is crucial, but it’s something you mostly figure out on your own.

6. Negotiation: Whether it’s asking for a raise or solving a disagreement, learning how to negotiate is important but not usually covered in school.

7. Staying Motivated: School doesn’t always teach how to stay focused on your goals when things get tough. You learn this through experience.

8. Handling Failure: You won’t always succeed, and learning to bounce back from failure is one of life’s most important lessons, but it’s not in textbooks.

9. Mental Health: Understanding how to take care of your mental well-being, deal with stress, and stay calm is something that should be taught but often isn’t.

10. Selling and Persuading: Whether convincing someone of your idea or selling yourself in an interview, knowing how to persuade others is key, yet school doesn’t always teach this.

11. Branding Yourself: How you present yourself to the world, especially online, can affect your opportunities, but school rarely covers this.

12. Healthy Relationships: Knowing how to build and maintain good relationships is essential, but it's not something they typically teach in school.

These skills are often more important in the real world than what we learn in textbooks. While school provides us with foundational knowledge, it’s the practical lessons about managing emotions, relationships, finances, and personal growth that truly shape our success. 

Life doesn’t come with a textbook, and these essential skills are learned through experience, practice, and sometimes even failure. It’s up to us to seek out opportunities to learn these valuable life lessons, as they’re not always given to us in the classroom.


Tuesday, July 15, 2025

07162025 wed mama uwi cabanatuan

84.021 cu. m

Office pogi + ganda

Php12+12+30 pamasahe
Php250 baon 

Ligo ganda 1 slot nabawas sa tangke.
Observed maghapon kung kokonti ang tubig. Di naman



Naglaba ng damit

Php30 3x10 lumpia
Php20 kwek kwek
Php20 2x10 turon.

Php30 pamasahe pogi.





Monday, July 14, 2025

07152025 tue 8th day ni nanay bi nakalabas na sila.

Naka labas na si nanay bi.

Pogi punta office for his regularization.

8.5 cu m. Maynilad meter rdg.
Tangke 3 slot empty.
Parang sira ang gate valve.
Need to confirm

Will observed if may leak sa piping system.
Turn off bidey sa cr ni ganda.
Will observed kung magbabawas pa rin ng tubig sa tangke.

Pogi + ganda office

Php12+12+30 pamasahe
Php250 pogi baon.

Laba ng tuwalya 4 na piraso
Detergent 3 scoop
Downy 1 scoop.

Laba ng damit

Defective gate valve entrance of tank
C/a: replace by spare.
Result: now okay

Php149 sisig chard
Php149 sisig chard
Php99 tapsilog
Ttl =397

Php118 bear brand 300g
Php18 piattos roadhouse bbq.
Ttl= 136

Sister nagsusuka. Di natunawan.

Sunday, July 13, 2025

07142025 mon 7th day confine nanay bi.

Pogi office
Ganda wfh

Php12+30 pogi pamasahe
Php250 baon pogi

Miryenda
Php30 2x15 lumpia
Php20 saging turon

Php30 tricycle
Php92 Purefoods corned beef 150g. Kay renan

Php184 macau pogi

May pigsa si bhoy.
Sss PRN already printed.


Kamatayan.

🕯️ Death Through the Eyes of Science — And the Truth of Our Existence 🕯️


Just 24 hours after burial, something astonishing begins beneath the earth.

The bacteria that once helped digest food now begin to digest the body itself from the inside out.

A horrible stench starts to rise — an invisible signal that invites insects, worms, and scorpions to the feast.

Soon, all kinds of creatures begin moving toward the body.

The same body that once walked with pride, lived in comfort, and claimed status — is now nothing more than a decaying mass.


The Timeline of Decay:

📅 Day 1 – Intestinal bacteria become active; worms and insects enter the body through the anus.

📅 Day 3 – The nose begins to deform; scorpions and bugs start consuming flesh.

📅 Day 6 – Noticeable changes in facial structure begin.

📅 Day 9 – Hair and nails begin to fall off.

📅 Day 17 – The stomach bloats and eventually bursts, revealing internal organs.

📅 Day 60 – All flesh disappears; only bones remain.

📅 Day 90 – The skeleton disintegrates.

📅 After 1 year – Even the bones turn to dust.


So where is pride now?


What happened to:

Arrogance?

Greed?

Ego and status?

Titles, wealth, beauty, and power?


All of it gets buried.

The king and the beggar become equals in the soil.

The one who once ruled lands now can't even protect his own body from insects.


💭 Think deeply.


We are made from dust,

we are returned to dust,

and in the end, we become dust.

That’s the reality of every human being.


🌿 So what truly matters?


Kindness.

Humility.

Remembering God.

Sincere worship and good deeds.

Asking for a blessed ending.

#fb #fbviral #fbreelsfypã‚·゚viralã‚· #highlight #trading #trendingpost

#CreditsToTheRightfulOwner




Never give up.... Tuloy lang.

I’d like to share with you my story from April 2011 up to the present. But please, go easy on my English in the old letter I’ve attached. That was my English 15 years ago. Hahaha. Alright, let’s begin. Are you ready? 🙂 

Humble beginnings

I was born into a family of farmers. Life was tough, and from a young age, I knew that if I wanted to study, I’d have to carry that burden on my own. To finish 4th year high school, I worked as a dishwasher and cleaner at a small canteen in our province. Basically, yung tinatawag na “boy”. I also worked part-time packing bread in a local bakery. Babayaran ako ₱0.10 sa bawat tinapay na mabalot ko. Nakakarami din naman. It was backbreaking work, but I managed to graduate high school.

Determined to pursue college, I moved to Naga City and found work as a janitor and house help for the owner of a private school. I enrolled in BS Accountancy, but balancing my job (cleaning toilets, lobbies, and classrooms) with my classes proved nearly impossible. Hindi ko naman naiintindihan. May mga auditing subjects na ako noon and wala man napasok sa utak ko. Palagi akong gutom na gutom at pagod na pagod. 

One of the kindest people I met that time was the owner of a canteen below the school building. She would give me leftover soup, and sometimes, if I was lucky mga natirang gulay na langka o laing. When I had extra food na binigay niya, I’d share it with beggars kasi parang pareho lang kami that time. Hahaha. That was my little way of giving back. Masaya na ako sa ganoon lang.

Then at night, after cleaning the school, I still had to serve at the owner's house. Maglilinis ng bahay. Then at dawn, I’d wake up by 4 AM to prepare breakfast and open the school building again.

The lowest point

One day, driven by intense hunger, I stole food. Gutom na gutom ako that time. I got caught and ended up in jail for 24 hours in Naga City. No one opened the school that day kasi nasa kulungan eh. Hahaha. But I don’t regret that moment because it taught me so much. And I believe God used even that low point to steer me in a new direction. At ito na nga!

Taking a leap of faith

Eventually, I felt deep in my heart that I had to leave Naga. I decided to seek new opportunities, sabi ko kahit saan basta malayo dito. So, before I leave, I wrote letters (see the sample) addressed to top universities like University of the East, La Salle, Ateneo, UST, and UP. Naka blank lang yung ibang letters. Yes, I was aiming high that time. Libre naman mangarap eh. I even told myself, “I don’t mind being a servant as long as it’s in a prestigious school.” 
Para makaluwas, nakiusap ako sa bus driver na payagan ako makasakay nang libre (kuya, if you’re reading this thank you so much, sobra!). 
I didn’t go straight to Manila. Bumaba na ako sa Turbina, which is one of the few places I was familiar with, and went to Los Baños where some relatives lived. But I didn’t stay with them. I didn’t want to be a burden. Ewan ko ba basta ayaw ko maging pabigat sa ibang tao. Tsaka alam ko din naman ang kalagayan nila that time. Instead, I slept in an abandoned train station near the LB market. Napakabaho at napakaraming lamok. May mga aso pa na galisin. Hayss. For two weeks, I lived like that bathing from a public tap at night kapag wala ng tao. 

Planting seeds of hope
The day after I arrived, I began distributing printed copies of my letter to any school I could find, big or small basta madaanan ko. I sent a letter to Colegio de Los Baños, University of Perpetual Help System DALTA in Calamba, Trace College, and Letran. I realized then—maybe I had aimed too high with UST, La Salle, and Ateneo. So sabi ko wag na don. Malayo at wala akong pera. Ang CP ko nga noon eh wala ng case, Nokia 3310 ata yon. Basta yung malaki na mabigat na may antenna pa 🙂 

Finally, I gave a copy of the letter to the University of the Philippines Los Baños (UPLB).
On the same day, I submitted a biodata to Jollibee Olivarez. Sakto! They were hiring that time! Oh diba you see kung paano gumagalaw si Lord? I took the test, got interviewed, and got the job. Maraming salamat Jollibee Olivarez peeps! Jollibee!

The very next day, I received a call from a lawyer at UPLB. She was kind beyond words. With the assistance of the CFNR college secretary, she helped me take the UPLB entrance exam and field test (pinaakyat sa Mt Makiling). I passed the exam and interview, and with the Chancellor’s blessing, I was admitted. 

The course I never chose

I originally wanted to study business or any course na may kaugnayan sa pagnenegosyo kasi BS Accountancy ang dating course ko sa Bicol. But that wasn’t allowed for my case. Instead, they offered me a slot in Forestry. Honestly? I didn’t even know that course existed, and I wasn’t excited about it. But I reminded myself “this is UP already”. Aarte pa ba? So, syempre tinaggap ko na. I began attending classes from 7 AM to 4 PM, then worked at Jollibee from 5 PM until midnight sometimes until 1 AM. I’d get home by 1:30 AM, study for exams, and often, not sleep at all. My secret weapon? Nescafé sticks. Those little sachets kept me awake through many long nights. Maraming salamat NESCAFÉ!

To support my parents in Bicol, I took on extra work at a computer shop during Jollibee rest days, and as a student assistant at UPLB. At one point, I juggled three jobs while studying full-time. Oh diba? 

Sometimes, I slept on campus. Minsan sa isang kubo nearby. Life was still hard pero ibang iba na kesa dati. Nakakapagpadala na ako sa mga magulang ko that time eh. 

Breakthroughs and blessings
Eventually, I graduated cum laude kasi siguro dahil napamahal na ako sa kursong binigay sa akin. Sobra ko na siyang nagustohan. That title opened doors right after graduation, I was hired as an instructor at UPLB. Later on, I earned a master’s degree in Korea. Then I got promoted to Assistant Professor. Then my salary increased. 
Napaayos na din ang bahay namin sa Bicol, fully paid off my own house in Los Banos, bought a car, and made other investments through hard work. Even better my sibling also graduated in Forestry, like me. Nagtuturo na din siya.
Today, I’m also a content creator with almost 1 million followers something I never imagined possible. Please follow me if you are interested in contents about plants, nature, or environment. 

To everyone who helped me along the way, thank you from the bottom of my heart.
This story is not just mine. It’s for every student, worker, and dreamer fighting against the odds. Don’t give up. You never know how far grit, kindness, and a little faith can take you.

Now kung bibigyan niyo ng pamagat ang kwento ko, ano ang magandang pamagat sa tingin niyo?

Saturday, July 12, 2025

07132025 sun 6th day confine ni nanay bi

Php10 pandesal
Php70 pancit

Goto Sm nood sine
Php24+ 26 pamasahe
Php320+ 256 sine superman
Php150 pop corn.

Php460 sumo meal

Php26 +30 pamasahe.

Php182 alfa mart
sukli dapat 818 received  704

Php681.67 maynilad bill payment apartment b.

Sana.

 UP GRADUATE GIVES HEARTFELT SPEECH -


“Sana Hindi N’yo Na Lang Ako Pinanganak”

(A Graduation Speech That Shook the Nation)


In a society that romanticizes resilience but often overlooks the pain that fuels it, the graduation post of Jaynard, a Magna Cum Laude Chemical Engineering graduate from the University of the Philippines Los Baños.was not just a story. It was a mirror. A cry. A plea for understanding.


"Sana hindi n’yo na lang ako pinanganak."


It is a sentence that cuts deep, not just for parents, but for anyone who has ever questioned their place in this world. Jaynard’s post didn’t go viral because it was sensational. It resonated because it was real.


•Growing Up with Dreams Bigger Than Circumstances

Jaynard grew up in a home filled with love but void of luxury, comfort, or even stability. His parents were hardworking, his father juggling every job he could find and his mother taking on multiple roles just to put food on the table. Yet, love does not erase hunger. It does not pay tuition. It cannot silence the questions a young mind asks when it sees his peers eating full meals while he and his brother split a single egg, fighting silently over who got the yolk.


He excelled in school, not because it was easy, but because it was the only way out. He believed in education the way some people believe in miracles. But hope is heavy when it’s carried alone.


The sadness in his words is not rooted in hate or ingratitude, but in exhaustion. In the relentless burden of being the family’s hope. Of constantly sacrificing one’s own desires just to survive just to make meaning of the suffering.


•When Childhood is a Battlefield

At only 11, Jaynard had his first taste of deep emotional despair. A simple request to ride with his friends during a local fiesta was denied due to lack of money. A child’s innocent wish turned into a bitter reminder of poverty’s grip. It wasn’t just about the ride; it was about being reminded, again, that they didn’t have enough. That he didn’t have enough.


That night, he uttered it for the first time: “Sana hindi n’yo na lang ako pinanganak.”


To some, this may sound ungrateful. But to those who have known poverty intimately, it’s not about blaming your parents. It’s about the heartbreak of knowing they’ve given everything, and still, it’s not enough.


•Even in College: Hunger, Guilt, and a Heavy Crown

Fast forward to UP scholarships, stipends, and a title: “Iskolar ng Bayan.” But while he bore that title with pride, he also bore the weight of unpaid debts, of siblings still in need, of bills piling up. His allowance, instead of covering his daily needs, was sent home. His stomach empty, his mind tired, he whispered those painful words again.


In those moments, he didn’t hate his parents, he hurt for them. He grieved not only for his own struggles, but for the dreams his parents never got to chase. What if his father had become the engineer? What if his mother, brilliant and ambitious, had finished college and become a professional?


“Don’t Let Your Child Be Like Me.”

This wasn’t a message of bitterness. It was a warning.


“Parenthood isn’t just about love,” Jaynard stressed. “It’s about readiness.”


He wasn’t condemning his parents. He was confronting a cycle, a system where people bring life into the world out of pressure, tradition, or accident, without the resources to truly nurture it. Where poverty births more poverty. Where children grow up carrying not just their own burdens, but the dreams and debts of the generation before them.


•To future parents, he had a powerful message: Think. Wait. Prepare. Don’t have a child simply because “it’s time” or “everyone else does.” Ask: Can I give them a life where they don’t have to choose between eating and studying? Where they don’t have to feel guilty for existing?


•And Yet, Love Endures

Despite the pain, Jaynard never stopped loving his parents. His story is filled with longing for a better life, not just for himself but for them. When his mother responded publicly, affirming her love and pride for her son, it was a full-circle moment.


She had no regrets. Her child, despite the odds, had become someone extraordinary. And that, perhaps, was worth everything.


•To the Silent Fighters: You Are Not Alone

To every student who skipped meals to buy school supplies. To every eldest child who became second parent. To every dreamer forced to grow up too soon:


Your pain is valid. Your journey is hard. But you are not alone.


As Jaynard said, “Living in poverty is no joke. But let’s not lose hope.”


Let us dream of a world where no child has to justify their birth. Where being born poor doesn’t mean being born doomed. Let us break the cycle, through compassion, through accountability, through readiness.


So that one day, no child will ever have to say,

“Sana hindi n’yo na lang ako pinanganak.”


And instead say,

“Salamat, dahil kahit mahirap, hindi ninyo ako pinabayaan.”


May this story spark not just empathy, but action. Toward a future where every child is a choice, a blessing, and a promise fulfilled.


-GalawangFrancisco 


•In Photo: Jaynard, a Magna Cum Laude Chemical Engineering graduate from the University of the Philippines Los Baños


#graduate #lifelessons #lifequotes #school #life #trendingnow #trendingpost #trending #viral #ccto