Saturday, December 27, 2025

Demonitization.

 Bakit gusto ni Sen Robin Padilla sunugin na ang 1000 pesos na ginawa ng Bangko Central mula 2020 hanggang 2025


✅ Mga Advantage ng Pag-invalidate / Pag-phase out ng ₱1,000 bills (2020–2025 issue)


1️⃣ Forced Exposure ng Hoarded Cash

 • Ang mga nag-imbak ng malaking halaga ng ₱1,000 (lalo na galing sa kickbacks, corruption, illegal activities) ay mapipilitang lumabas.

 • Hindi na sila puwedeng “tumahimik lang” at hintayin ang panahon.

 • Either ipapalit nila (may paper trail) or mawawalan ng value ang tinago nila.


๐Ÿ‘‰ Ito ang pinaka-sakit sa corrupt: forced decision.



2️⃣ Automatic Accountability Mechanism

 • Kapag may malaking volume ng ₱1,000 na ipinalit, madaling itanong:

 • “Saan galing?”

 • “Bakit naka-hoard?”

 • Hindi na kailangan ng raid o whistleblower—sila mismo ang lalabas.


๐Ÿ‘‰ Self-incrimination by necessity.



3️⃣ Cash-Based Corruption Becomes Risky

 • Ang ₱1,000 ang pinaka-common denomination sa:

 • kickbacks

 • SOP

 • lagayan

 • election money

 • Kapag alam ng lahat na puwedeng ma-invalidate ang denomination, bababa ang tiwala sa cash hoarding.


๐Ÿ‘‰ Deterrence effect, kahit sa future corruption.



4️⃣ Liquidity Shock sa Illicit Money

 • Ang mga may dirty money ay mapipilitang:

 • bumili ng real estate

 • bumili ng ginto

 • ipasok sa financial system

 • Lahat ng ito ay mas madaling ma-monitor kaysa cash sa vault.


๐Ÿ‘‰ Illicit cash is weakest when it moves.



5️⃣ Mas Madaling Monitoring ng Money Flow

 • Dahil specific denomination + specific years ang target:

 • hindi apektado ang buong ekonomiya

 • hindi biglaang demonetization

 • Mas surgical, mas data-driven.


๐Ÿ‘‰ Hindi chaos, kundi controlled squeeze.



6️⃣ Psychological Pressure sa Power Holders

 • Kahit hindi pa nila ipinalit ang pera:

 • may panic

 • may mistrust

 • may internal cracking

 • Ang mga magkakasabwat ay maghihinalaan kung sino ang unang lalabas.


๐Ÿ‘‰ Corruption networks collapse from inside.



7️⃣ Public Signal ng Political Will

 • Malinaw ang mensahe:

“Hindi kami naglilinis ng pangalan, nililinis namin ang pera.”

 • Tataas ang public trust kung maayos ang execution.



8️⃣ Pro-Active, Not Reactive

 • Hindi naghihintay ng kaso.

 • Hindi umaasa sa testimonya.

 • Systemic solution, hindi personality-based.


๐Ÿ‘‰ Ito ang tunay na reform—hindi presscon.


Ginawa na itong approach sa ibang bansa:


• ๐Ÿ‡ฎ๐Ÿ‡ณ India (2016)

Invalidate ₹500 & ₹1,000 to flush out black money and corruption.

 • ๐Ÿ‡ช๐Ÿ‡บ Eurozone / European Central Bank (2016–2019)

Phased out €500 note due to money laundering risk.

 • ๐Ÿ‡ธ๐Ÿ‡ฌ Singapore (2014)

Stopped issuing SGD 10,000 note to curb illicit cash use.

 • ๐Ÿ‡จ๐Ÿ‡ฆ Canada (2000)

Withdrew CAD 1,000 bill linked to organized crime.

 • ๐Ÿ‡ฌ๐Ÿ‡ง United Kingdom (2010)

Banned use of €500 note due to criminal misuse.


Bottom line:

High-denomination cash has been invalidated or phased out before to fight corruption, hoarding, and dirty money


——-


Source:


Senate Resolution No. 192 (20th Congress)

 • Filed on December 2, 2025 by Sen. Robinhood “Robin” Padilla

 • Title: “Resolution urging the Bangko Sentral ng Pilipinas (BSP) to review and consider the demonetization of one-thousand peso (₱1,000) banknotes issued from January 1, 2020 to September 30, 2025.”




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