Money TIPS:
✔ Don’t bring your money with you.
✔️ Cook at home.
✔️ Buy your groceries in Public Market not in Malls weekly, not daily, not monthly. (Market: Ampalaya 50/kl vs Mall 147/kl)
✔️ Remove unimportant expenses.
✔️ Lower down the cost of your important expenses. (Ex. Ganador 55/kl while Sinandoming 42/kl)
✔️ Buy your own tumbler and bring your own water. Avoid buying outside. (Natures Spring 500ml 15.00 while if you bring its FREE)
✔️ If you’re not in business don’t buy CAR.
COMMUTE: plete ka 11.00 x 2 x 26days = 572.00/month
WHILE:
CAR Expenses: 15k/month car + 5k/mo gas + 2k/mo parking = 22k/month
✔️ Always set aside 20-30% of your income to your Mandatory/Disciplined SAVINGS.
What makes us POOR is our bad spending habits.
Credits to Wise Legacy
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