Kaming middle class ang bagong mahirap.

The Middle Class: The New Poor

“The middle class carried what the very rich did not pay, because they had no choice.”

That line stopped me.

Because this is not just about money.

It sounds like the tired voice of people quietly fighting every single day.

Especially if you belong to the middle class.

You don’t earn enough to qualify for aid.

But you don’t earn enough to escape obligations either.

You’re the one working.

You’re the one being deducted.

You’re the one always adjusting.

No wonder many feel they’re stuck in the middle of everything.

When there’s an added fee, they’re affected.

When prices rise, they’re affected.

When taxes are collected, they often feel they’re the first to be hit.

And that’s where the perception begins—

that they’re always the ones carrying the weight of the system.

But the bigger issue isn’t about who to blame.

The real question is: Are the rules being applied fairly to everyone—whether you earn little or a lot?

Because when people feel the burden isn’t shared equally, trust in the system weakens.

Tony Leachon

Where our taxes go?

“Filipinos work hard every day, yet many feel that the biggest beneficiaries of our taxes are not the people, but the people in power.”

I read this comment and it made me pause.

Because this isn’t about refusing to pay taxes.

Many Filipinos are willing to contribute.

Every day they wake up early, endure traffic, work overtime, run small businesses, and quietly pay their dues.

The problem isn’t in paying.

The problem begins when you no longer see who truly benefits from your hard work.

When services are slow.

When projects are repeatedly questioned.

When you hear more about privileges of those in power than benefits for ordinary citizens.

That’s when the feeling grows that something is wrong.

The true measure of a system isn’t how much tax it collects—

but how many citizens actually benefit from it.

In the end, taxes should not enrich the few.

They should improve the lives of the many.

If citizens continue to contribute, is enough being returned to them in exchange?

And now, the Supreme Court has spoken.

On April 29, 2026, the Court En Banc issued a resolution consolidating cases that question how public funds—particularly PhilHealth allocations—are managed.

This move signals that the highest court is taking seriously the issue of accountability and transparency in healthcare financing.

It’s a reminder that justice isn’t just about verdicts—it’s about protecting the people’s right to see their taxes work for them.

Bottomline:

• The issue isn’t paying taxes—it’s where they go.

• Public trust is built on results, not promises.

• And if funds come from the people, the people must be the first to benefit.

#PhilHealth #SupremeCourt #UniversalHealthCare #SinTaxJustice #FiscalAccountability #Pilipinas #MaunladNaPilipinas #ECTAXPH #Sistema

Tony Leachon

Hindi habang buhay

📣 ATTENTION ALL OFWs! 

Madaming followers dito na OFWs, kaya gusto ko lang pong i-share itong mga nabasa ko na baka makatulong…

Ang mga Overseas Filipino Workers (OFWs) ay madalas tawaging mga bagong bayani.

Iniiwan nila ang kanilang tahanan.

Hindi nila nakakasama ang mga kaarawan, mahahalagang okasyon, at maraming espesyal na sandali kasama ang pamilya.

Isinusuko nila ang ginhawa, oras, at pagkakataong makasama ang kanilang mga mahal sa buhay, lahat para sa pag-asang mabigyan ng mas magandang kinabukasan ang kanilang pamilya.

Ngunit, may mga aral na dapat isapuso at isip ng bawat OFW bago mahuli ang lahat…

1. Hindi sapat ang sipag lang.

Ang sipag ay nakakatulong para manatili kang may trabaho.

Pero ang bagong kaalaman at skills ang nagbibigay sa’yo ng mas maraming oportunidad.

2. Delikado ang puro sakripisyo kung walang personal na pag-unlad. Maaaring lumipas ang maraming taon na nagsasakripisyo ka, pero hindi ka pala umaabante sa buhay.

3. Hindi kayang palitan ng pera ang presensya mo. Ang perang naipon ay puwedeng kitain muli, pero ang mga panahong hindi mo nakasama ang pamilya ay hindi na maibabalik.

4. Ang edukasyon ay proteksyon para sa susunod na henerasyon.

Kahit late ka nang makapag-aral o mag-upskill, maaari pa rin nitong mabago ang kinabukasan mo at ng iyong pamilya.

5. Hindi pa huli ang lahat, pero mas madali kung mas maaga kang magsimula. Ang pinakamagandang panahon para mag-aral at mag-upskill ay kahapon. Ang pangalawang pinakamagandang panahon ay ngayon.

♥️ Simpleng Paalala

Hindi habang-buhay ang pagiging OFW. Habang kumikita ka, mag-invest din sa iyong kaalaman at kakayahan dahil ang skills ang yaman na hindi kailanman maaagaw sa’yo.

Dear Meralco. Ano ba yan?

Dear Meralco, Department of Energy Philippines, Federal Energy Regulatory Commission , 

Subject: Request for Meter Verification and Investigation of Unusually High Electric Bills (CAN 0554913777) 

Good day.

I am writing to formally request a review, investigation, and meter verification regarding the sudden increase in our electricity consumption and billing.

We are currently tenants of the property and have been closely monitoring our electricity expenses. Based on our records, our electricity consumption remained relatively stable from February to April 2026, but suddenly increased significantly beginning May 2026 despite circumstances that should have reduced our overall consumption.

Below is a summary of our recent bills:

Billing Period

Consumption

Amount

February 2026 -583 kWh -₱8,539.80

March 2026-596 kWh- ₱9,110.43

April 2026-598 kWh-₱9,460.42

May 2026-1,030 kWh- ₱16,193.55

June 2026-1,048 kWh/ ₱16,632.78

We are concerned because our consumption suddenly increased from approximately 600 kWh to more than 1,000 kWh, resulting in our monthly bill increasing from approximately ₱8,500–₱9,500 to over ₱16,000+.

We respectfully wish to bring the following circumstances to your attention:

1. Beginning February 2026, one room within the rented premises became completely vacant after my sibling moved to another residence. The appliances and electrical devices previously used in that room have no longer been in operation. Because of this, we expected our electricity consumption to decrease.

2. During the May 2026 billing period, our household was unoccupied for approximately nineteen (19) days due to Holy Week activities and a family vacation. Despite our prolonged absence, our recorded consumption still exceeded 1,000 kWh.

3. No new appliances, equipment, or printing machines were purchased, installed, or added during this period.

4. Our printing operations remained generally the same as previous months.

5. We only use two (3) air-conditioning units during nighttime and maintain one (1) personal freezer

6. We also have a television unit in the household; however, it is rarely used since most of our entertainment and viewing activities are now done through laptops and mobile phones. As such, the television contributes very minimally to our overall electricity consumption.

Considering these circumstances, we find it difficult to understand the sudden increase in consumption from approximately 598 kWh in April 2026 to 1,030 kWh in May 2026 and 1,048 kWh in June 2026.

In view of the foregoing, we respectfully request:

Verification of the meter readings used for May and June 2026;

Inspection and testing of our electric meter to determine its accuracy and proper functioning;

Review of our billing computation and historical consumption records;

Investigation of any possible meter malfunction, electrical leakage, incorrect meter reading, or other factors that may have contributed to the sudden increase in consumption;

A written explanation of the findings and basis of the billed consumption.

As tenants of the property, we are concerned about the sudden and substantial increase in our electricity consumption and billing despite reduced occupancy, no additional appliances, and our extended absence during the May billing period. We therefore respectfully request a thorough investigation and meter verification to determine the cause of the increase.

We hope for your prompt assistance and look forward to your response.

Thank you very much.

Respectfully yours,

JUSTINE CASTILLO

Customer Account Number (CAN): 0554913777

Contact Number: 09050994474

Email Address: justinecastillo0309@gmail.com

Attachments:

February 2026 Electric Bill

March 2026 Electric Bill

April 2026 Electric Bill

May 2026 Electric Bill

June 2026 Electric Bill

Naemail kona kayo ng ilan beses, ilan email na din ginamit ko but no respond!!!!!!! Hindi porket wala kaming choice and may capacity kami to pay e sasamantalahin nyo na!! Wala kaming palya sa pag babayad dahil naka auto debit yan every labas ng SOA minsan super advance at sobra pa binabayad sainyo! Para wala ako maxado iniintindi sa pagbabayad!!!

06262026 fri disconnect globe wifi 914024550/(046) 5020312

Php12+12+30 pamasahe

Php100 pogi.

Office ganda

Site pogi.

Goto sm bacoor globe pa cut yung linya.

18 days walang internet.

Php93.00 milktea

Php1009.24 grocery

Php100 paotsin

Php213.30 red ribbon

Php141 paotsin

Puregold mercury

Php379 centrum silver 30pcs

Php231.00 4@57.75 immunpro

gamot jp

Php2655.00 90@29.50 trileptal 300mg

Php3000.00 120@25.00 depamax tab500mg

TTL = Php4266.86

Php1500 @php70/L  diesel max petron

Php5.00 tip

Levothyroxine.

📌Levothyroxine - Para saan at kanino ba ito?

Ang levothyroxine ay isang uri ng gamot na nagsisilbing hormone replacement. Ito ay sintetikong bersyon ng thyroxine (T4), isang hormone na natural na ginagawa ng thyroid gland sa ating katawan.  

​Narito ang mga pangunahing dahilan kung bakit ito inirereseta ng mga doktor:

✅​Hypothyroidism: 

Ito ang pinakakaraniwang gamit nito. Inirereseta ito sa mga taong may "underactive thyroid" o kapag hindi sapat ang thyroid hormone na ginagawa ng kanilang thyroid gland. Ang sapat na thyroid hormone ay mahalaga para sa maayos na metabolismo, enerhiya, paglaki, at paggana ng iba’t ibang organ sa katawan.  

✅​Goiter:

Ginagamit din ito upang makatulong na paliitin ang laki ng enlarged thyroid gland o goiter.  

✅​Thyroid Cancer: Kasama ang operasyon at radioiodine treatment, ginagamit ang levothyroxine para sa ilang partikular na uri ng thyroid cancer.  

✅​Myxedema Coma:

Sa mga malalang kaso ng hypothyroidism, may mga injectable na form ng levothyroxine na ginagamit sa ospital.  

📌​Mahahalagang Paalala:

​Huwag gagamitin sa pagpapapayat: 

Mahigpit na babala na hindi dapat gamitin ang levothyroxine para sa weight loss o gamot sa obesity. Ang maling paggamit nito ay maaaring magdulot ng seryoso o nakamamatay na side effects.  

✅​Tamang Pag-inom: 

Karaniwang iniinom ito nang walang laman ang tiyan, 30 hanggang 60 minuto bago mag-almusal, o ayon sa partikular na payo ng iyong doktor.  

✅​Drug Interactions:

Iwasang uminom ng ibang gamot (tulad ng antacids, iron, o calcium supplements) sa loob ng 4 na oras pagkatapos uminom ng levothyroxine dahil maaari nitong maapektuhan ang pagsipsip (absorption) ng gamot sa iyong katawan.  

✅​Konsultasyon:

Ang dosis ng levothyroxine ay nakadepende sa timbang, edad, at resulta ng blood test (TSH levels) ng pasyente. Huwag babaguhin ang dosis nang walang payo ng doktor. 

#levothyroxine #hypothyroidism #Goiter

Brain Fog.

Brain fog is one of the most common symptoms people report when struggling with thyroid dysfunction or healing after thyroidectomy.

Many describe it as difficulty concentrating, forgetfulness, trouble finding words, feeling mentally slow, or simply not feeling like themselves.

What many people don't realize is that thyroid hormones help support cognitive function, memory, focus, and mental clarity. Active thyroid hormone (T3) plays an important role in helping the brain function optimally.

When thyroid hormone activity is reduced, symptoms like brain fog can sometimes become more noticeable. While brain fog can have many contributing factors, thyroid health is an important piece of the conversation that should not be overlooked.

If you've been experiencing brain fog, know that you're not imagining it, and it's worth exploring the deeper factors that may be contributing to how you feel.

#thyroidectomy #thyroidhealing #healingafterthyroidectomy #thyroidsupport #thyroidhealth #brainfog #functionalmedicine #cognitivehealth #womenshealth #thyroidlesslife

Si Trillanes.

#KurukuroNiGuruKiko patungkol kay ANTONIO TRILLANES

Simple lang kung bakit hindi nananalo si Trillanes sa mga eleksyon.

Una, wala s’yang perang pambili ng boto. At kung meron man, hindi siya namimili ng boto—dahil “no to vote buying” ang prinsipyo niya. Iboboto niyo siya dahil naniniwala kayo sa kanyang talino, kakayahan, katapatan, at katapangan— at hindi dahil binayaran kayo kapalit ng inyong boto.

Pangalawa, wala siyang malakas na makinarya. Hindi siya produkto ng political dynasty. Wala siyang hawak na mga mayor, barangay chairman, o naglalakihang kumpanya na susuporta at “gagapang” ng boto para sa kanya. Uulitin ko: iboboto niyo si Trillanes dahil naniniwala kayo sa kanyang talino, kakayahan, katapatan, at katapangan—hindi dahil backed-up siya ng makinarya ng mga political dynasties.

Pangatlo, wala raw karisma si Trillanes tulad nina Lito Lapid, Tulfo brothers, Bong Revilla, Robin Padilla, at iba pang pa-bibong personalidad. Iyong “karismang” magki-click daw sa mga boBotante para ipanalo ang isang kandidato. Di ba ang babaw? Uulitin natin: iboboto niyo si Trillanes dahil naniniwala kayo sa talino, kakayahan, katapatan, at katapangan niya—hindi dahil sa mga peke at pakitang-taong “karisma-karisma” na yarn!

At ang kahuli-hulihan, tila ayaw ng malalakas na partido na isama si Trillanes sa tiket nila dahil “masyadong straight” siya. Malamang ay maging problema lang siya ng partidong may kasamang mga kilalang korap at kawatan, dahil si Trillanes mismo ang potensyal na babangga at magtutuwid sa kanila.

PERO PANSININ N'YO: Kahit walang posisyon sa gobyerno, kahit walang kapangyarihan, kundi isang ordinaryong mamamayan na lamang (tulad natin)—sino ang nag-iisang nakikipaglaban sa katiwalian at sa mga tiwali? Sa korapsyon at sa mga korap? Sa mga mapagsamantala at taksil sa Bayan? Si Trillanes lamang. Wala ni isa man sa mga Senador, Kongresista, o mga Local Chief Executives ngayon ang nakikitaan ko ng kanyang pinagsama-samang pagka-masigasig, pagka-matiyaga, at pagka-MATAPANG.

Si Trillanes lamang ang mayroong pambihirang kombinasyon ng TALINO, KAKAYAHAN, KATAPATAN, at higit sa lahat, KATAPANGAN—may tunay na pagmamalasakit sa mga Pilipino at legit na pagmamahal sa Bayan. (Pasintabi sa mga panatikong nagbubulag-bulagan, hindi nyo ito makikita, kung hindi bubuksan ang mga mata't isipan sa katotohanan.)

Sa panahong ito at sa kasalukuyang estado ng ating lipunan, higit sa lahat ay isang "MATAPANG" na pinuno ang kailangan natin. Pero matapang na tapat, matapang na matalino, matapang na may kakayahan, matapang na may paninindigan, at matapang na may kredibilidad at dignidad—hindi 'yung mga nagtatapang-tapangan tapos bahag naman pala ang buntot.

Ngayong ordinaryong mamamayan pa lamang si Trillanes tulad natin, he can only handle a handful of corruption cases and crimes. Masyadong limitado ang kanyang resources at kapangyarihan para linisin ang buong bansa, at kasuhan ang lahat ng korap - wala sya sa posisyon at kapangyarihan. Pero napipiho ko, oras na siya ay maluklok bilang Pinakamataas na Pinuno ng ating bansa sa 2028 —TITINO ANG MGA PILIPINO, AAYOS ANG PILIPINAS, AT MAGIGING MAGANDA AT MASAGANA ANG BUHAY NATING LAHAT.

Ito po ay "kurukuro" ng inyong GuruKiko. Pag-isipan niyo rin. Sa tingin ko ay may pag-asa pa ang Pilipinas at ang mga Pilipino—at nakikita ko ang pag-asang ito kay TRILLANES. Sa aking palagay, si Trillanes ang ating huling baraha (kung hindi nyo lang paiiralin ang pagka-panatiko sa political dynasty, at pagiging makasarili). So help us God.

06252026 thu 17 days ala internet.

Php10 pandesal

Office ganda

Site pogi.

Php12+12+30 pamasahe

Linis likod sister

Punta moa mama with ganda.

Php30 pamasahe

Php100 van moa

Php12 pamasahe.

Two powerful earthquakes, magnitude 7.1 and 7.5, struck west of the Venezuela capital Caracas, causing widespread devastation. Interim President Delcy Rodriguez declared a state of emergency. Experts warn the death toll could be in the thousands..

Hindi okay na taasan.

 Hindi okay na taasan ang breaker basta-basta Delikado yun.

Yung breaker nagti-trip kasi may problema talaga hindi sya basta mahina.

Bakit nagti-trip ang breaker?

  Overload. Masyado maraming appliances sabay-sabay sa isang linya o kaya 

 Short circuit May dumikit na live at neutral wire .  

  Pwede ring .

Ground fault May leak yung kuryente. 

At pwede ring Sirain na breaker Pero bihira to.

Bakit delikado taasan ang amperahe? 

Yung wire may limit lang. Halimbawa: 20A lang kaya ng #12 wire. Pag pinalitan mo ng 30A breaker, hindi na magti-trip kahit overloaded na yung wire. Resulta iinit yung wire sa loob ng pader sunog.

Yung breaker ang fuse. ng bahay mo. Sya yung sumasalo para di masunog yung wiring.

Dapat gawin pag laging nagti-trip 

Bawasan muna load Wag sabay sabay aircon, ref, heater, rice cooker sa isang outlet

Ihiwalay ang linya Heavy appliances sariling breaker/circuit dapat

Pacheck sa electrician May clamp meter sya para malaman kung overload o short circuit. Yung clamp meter na hawak sa pic, pang-check talaga yan ng amperahe

 At Kung palit breaker Dapat sabay palit ng mas makapal na wire. Electrician lang dapat gumawa nito

At Ang breaker dapat mas mababa o equal lang sa kaya ng wire, hindi sa appliances.

Huwag mo i-tape o i-jumper para lang di mag-trip. Mas delikado pa yun kesa mag-brownout.

T3

T3 is the strongest thyroid hormone in the body and the hormone that you should be most concerned about if you are interested in having more energy, having a normal metabolism, and having a lean physique. 

It's also just so happens to be the most important measure of thyroid function in patients with thyroid disease. 

And it's for this reason that I want to talk about how you can get more of this important hormone, the all-natural way: 

1. Take zinc and selenium

Both zinc and selenium act as cofactors for the enzymes that help your body convert T4 into T3. 

2. Improve your gut health

Approximately 20% of all T3 is converted in the gut and the bacteria here also help recycle T3 for the entire body. 

3. Lower reverse T3 levels

High reverse T3 means low free T3. If you lower reverse T3 you will automatically increase free T3. 

4. Check and optimize liver health

60% of T3 is converted and created in the liver making it the most important organ for T3 function. 

5. Check your iron and ferritin

Low iron means low T4 and T3. Check and replace if needed. 

6. Take an adaptogen

Stress is a killer of T3 but adaptogens can help your body manage and tolerate stress. 

7. Monitor iodine

Iodine is essential for creating T3, if you don't have enough then both T4 and T3 will be impaired. 

If all else fails and you've tried everything on this list then your next step is to give T3-only thyroid medication a try. 

#thyroid #hypothyroidism #hashimoto's

Anshari Dalan

“Ito ang lagi kong pinapaalala sa sarili ko kung bakit ko ipinagpapatuloy ang lahat,” pagbabahagi ni Anshari Kirsten Dalan.

Si Anshari Kirsten Dalan, na nagtapos ng BS Chemical Engineering sa University of the Philippines Diliman, ay naging summa cum laude at valedictorian ng kanilang programa.

Ngunit sa likod ng kanyang tagumpay ay nakatago ang kwento ng matinding pagsisikap, sakripisyo, scholarship, at isang pamilyang buong tahimik na nagsuporta sa kanyang pangarap.

Sa hirap ng buhay lumaki si Dalan. Bata pa lamang siya ay alam na niyang kailangan niyang umasa sa scholarship allowance para maipagpatuloy ang pag-aaral. Kahit libre ang tuition sa kolehiyo, problema pa rin ang pang-araw-araw na gastos, school requirements, at thesis expenses.

Para masuportahan ang sarili, nagtutor siya habang nag-aaral sa UP Diliman. Mula Diliman ay bumibiyahe siya patungong Pasig, at may mga pagkakataong umaabot pa hanggang Antipolo o Taguig upang magturo sa mga high school students.

May mga araw na inaabot siya ng hatinggabi sa trabaho, at kahit may exam kinabukasan ay kinakailangan pa rin niyang magturo.

Ang kanyang pamilya ang naging pangunahing dahilan ng kanyang pagpupursige.

Dating janitor ang kanyang ama bago naging lisensyadong security guard, habang direct seller naman ang kanyang ina. Inamin ni Dalan na noong bata pa siya ay nahihiya siyang ikwento ang trabaho ng kanyang mga magulang.

Ngunit habang siya ay tumatanda, mas lalo niyang pinahalagahan ang kanilang sakripisyo. Ang mga trabahong minsan niyang ikinahiya ang naging inspirasyon niya upang magsumikap nang husto.

Bagama’t hindi nakatapos ng kolehiyo ang kanyang mga magulang, hindi nila nakalimutang hikayatin siya at ang kanyang kapatid na tapusin ang kanilang pag-aaral. Ang kanilang mga sakripisyo at pangaral ang tumulong sa kanya upang malampasan ang pagod at pressure ng buhay-kolehiyo.

Matapos makamit ang isa sa pinakamataas na karangalan sa UP Diliman Chemical Engineering program, naghahanda ngayon si Dalan para sa board exam habang sinusubukan ding makapasok sa master’s program abroad sa ilalim ng Taiwan Exchange Education Program.

Ang kwento ni Anshari ay paalala na sa bawat tagumpay ng isang estudyante ay may mga magulang na tahimik na lumalaban at nagsasakripisyo para sa magandang kinabukasan ng kanilang anak.

Minsan, ang diploma ay hindi lamang bunga ng talino—ito rin ay bunga ng pagmamahal at sakripisyo ng pamilyang hindi sumusuko.

Finished or not finished pass your ..

06242026 wed wala pa rin internet Filipina.

Di nakatulog mama naghihilik ako

Php10 pandesal

Php25 arozcaldo

Php35 malabon

Site pogi

Office ganda

Php12+12+30 pamasahe

Php200 baon pogi

Php50 additional pogi

11AM restored internet ni Ganda.

12NN di pa rin ayos yung internet ni Filipina. 16 days na.

Gumawa ng avocado ice candy.

Php20 kwekkwek

Php90 mango shake

Php20 kwekkwek ganda

Php30 pamasahe

06232026 tue nakadumi.

Php12+12+30 pamasahe

Site pogi

Office ganda 

Php50 pogi

Php40 goto mama

igado ulam

Pumunta globe ala pa rin after nagpalit ng modem. Nagdrop test na sa mismong poste. Lilinyahan daw ng bago.7

Yung kay ganda outage daw 2 to 3 days. Kaya lang parang walang nagawa.

Grocery mama sa sm bac

Php110 grab

Php110grab

Php3500 grocery

Php141 chowking

Php55 siopao

Php32 coke 750ml kasalo

Php30 pogi.

Gym pogi

Php30

Gerd

 Ganitong panahon nuon kasagsagan ng paghihirap ko yung ganitong buwan nagsimula ang mga matitinding sintomas na akala ko mamatay na ako..ganitong araw nuon nag simula ang palpitation ko ang mga pag aalala at matitinding nerbyos. GERD (Gastro esophageal reflux disease) ito yung mas mahirap pa kaysa Acid reflux dahil pabalik balik ito ..ito yung pagtaas ng acid mula sa tyan papunta sa lalamunan ..bakit ito nangyayari kasi yung balbula na tumatakip sa pagitan ng tyan at esophagus natin ay tumatagas kaya nag ka leak at bumabalik ang acid pataas dahil dito ang taong May GERD nakakaramdam ng pangangasim , heartburn,mapait o.maasim na panlasa.tila May bara sa lalamunan,pag ubo at panunuyo ng lalamunan kadalasan yung iba namamaos at ang mahirap pagsakit ng dibdib na parang tinutusok tusok na kadalasan napagkakamalan na sakit sa puso..hindi dapat balewalain ang GERD kasi dumadami ang mga sintomas nito pag napapabayaan dito din magsisimula si anxiety at depression na lalong magbibigay pahirap sa sakit ..ganyan ako nuon namayat ng sobra dahil sa stress sa takot..kahit pa nga yung mga resulta ng lab test ko ay normal lahat...ano ang dapat gawin ..para sa GERD kahit umiinom ka ng gamot hindi ibig sabihin okey ka na na makakain mo na yung mga pinagbabawal ..hindi ganun disiplina wag matigas ang ulo..ayusin ang lifestyle iwasan ang mga bisyo , iwasan ang magpuyat..kumain sa tamang oras small but frequent yung hindi nagpapaka busog ,uminom ng sapat na tubig..kung May mga herbal kayong makakasundo at giginhawa kayo go lang .ako sa awa ng diyos hindi na ganun ka tindi ang aking acid minsan inaatake padin. hindi dahil sa maling kinain kundi dahil kay anxiety na hanggang ngayon ay nasa sistema ko padin pero atleast alam ko na ang aking gagawin..natuto na ako.sana kayo din gumaling na din at sobrang hirap talaga ng ganitong sakit 🙏🙏♥️ #GERD #anxiety #wednesdaymotivation

Trade well

 Dating tinitingala na stock ito.

Kapag sinabi mo na bababa below 20 pesos ang ABS 12 years ago ay tatawanan ka ng karamihan at iisipin na you are out of your mind.

Ngayon nasa 1.98 pesos na lang siya.

Gumawa ng bagong 52 week high.

Ito yung mga dark side ng "buy and hold" na hindi mo makikitang pinag-uusapan.

Andami pa dati nagsasabi na "papuputol ko kaliwang braso ko kapag bumagsak si ABS below 20"

"Never mawawala ang ABS kasi nandyan na yan bago pa ako ipinanganak kaya your investment is in good hands."

"Teleseryes are booming."

"Primetime tv shows are booming!"

"Noontime tv shows are booming!"

That was 12 years ago.

Ngayon ay nasa 1.98 pesos na lang si ABS.

Kung nangyari ito kay ABS ay pwede din itong mangyari sa kahit anong stock.

Kaya mahalaga na naiintindihan mo na may risk ang bawat investments or bawat trade mo when it comes to stock market.

Cutting your losses is a must kasi yan lang ang pwedeng magsave sa pera mo. Yan lang yung magpoprotect sayo.

Hindi lahat ng mga solid stock noon na may great fundamentals ay solid stock pa din ngayon na may great fundamentals.

Hindi lahat ng solid stock ngayon na may good fundamentals ay solid stock pa din with good fundamentals sa future.

Nagbabago ang funda ng bawat stock as time goes by. Nagbabago ang earnings ng bawat company behind the stock as time goes by.

Walang may nakakapredict on what will happen sa future kaya mainam talaga na na kaya mong iprotect ang capital mo.

You will sometimes hear stories about some traders or investors na nakakachamba sa trades at investments nila. Tipong nabili nila ang stock sa 1 peso at ngayon nasa 10 or 20 pesos na.

Nangyayari ang mga ganyan.

But...

Wala kang maririnig na kwento mula sa mga traders na tumagal sila sa trading for 10 or 20 years dahil sa chamba.

Lahat ng tumagal sa mundo ng trading ay eventually natututong magcut ng losses nila.

They may start off thinking na may "special" stock picking skills sila or may eye sila magspot ng mga "growth" stocks. Eventually ay matututo sila na magcut ng losses nila kasi if they don't ay di sila magsusurvive.

Longevity is king sa trading. 

Ride your winners and cut your losses faster than others.

Trade well po🥰

06222026 mon hatid nakadumi

Ganda late sa office

Pogi site di late.

Php39 toll fee

Php248 jolibee tapa 179 bacon egg cheese sndw 99 yumburger 50 = 328-80=248.

Php39 toll fee

Balance:

Php70 2x35 mineral water

Php25 bihon

Php80 gulay laing at togue.

Punta globe tech. Ala nangyari. Yung globe ni ganda los din red.

Pagbibigay pugay.

More Than a Medal: The Inspiring Message of Tricia Ann G. Anda

Graduating with Latin honors is often considered one of the highest achievements a student can attain. For Tricia Ann G. Anda, who graduated Summa Cum Laude from the University of St. La Salle, the medal around her neck symbolizes years of hard work, dedication, and academic excellence. Yet, in a heartfelt message that touched thousands, she reminded everyone that true greatness is not measured solely by grades or awards.

“Kung bibigyan ako ng pagkakataong tanggalin ang medalyang ito sa aking leeg, gagawin ko,” she wrote.

Rather than focusing on her own achievement, Tricia spoke about the classmates who quietly struggle every day just to stay in school. She described students who work while studying, those with broken cellphones who borrow laptops to complete assignments, and classmates who sell various items simply to survive.

She paid tribute to the students who commute long distances, endure the heat of the sun, walk through the rain, and pay their own tuition because no one else can do it for them. She recognized those who come to class with tired eyes due to lack of sleep but continue to persevere without complaint.

For Tricia, these students embody a different kind of excellence, one that cannot be measured by grades, medals, or academic honors. Despite receiving the highest distinction herself, she humbly stated that these individuals are “higit” or greater in her eyes.

In a society that often celebrates rankings and awards, Tricia’s words serve as a reminder that success comes in many forms. While medals honor academic excellence, courage, perseverance, and sacrifice tell stories that are equally worthy of admiration.

Vat ramdam na ramdam

“Hindi dapat Value Added Tax ang ibig sabihin ng VAT, 

kundi Victim Ang Tao. Dahil pasakit lamang ito sa consumer.”

Napahinto ako nung nabasa ko 'yan.

Kasi kahit biro ang pagkakagawa,

alam mong may pagod na pinanggagalingan.

Lalo na kung isa ka sa mga 

taong araw-araw na nagbubudget.

Bibili ka ng pagkain… may VAT.

Babayad ka ng serbisyo… may VAT.

Halos bawat galaw ng pera, 

may dagdag na gastos.

Kaya hindi nakakapagtaka 

kung bakit maraming tao 

ang nakakaramdam ng bigat nito.

Ang VAT ay isang consumption tax.

Ibig sabihin, habang mas marami 

kang binibili, mas marami ka ring 

nababayarang buwis sa mga produkto 

at serbisyong sakop nito.

Ang layunin nito ay makatulong 

sa pagpopondo ng mga serbisyong 

pampubliko at operasyon ng gobyerno.

Pero kapag mas ramdam ng tao 

ang dagdag na bayarin kaysa 

sa kalidad ng serbisyong natatanggap nila, 

doon nagsisimula ang frustration.

At doon din nabubuo ang pakiramdam 

na parang sila ang laging sumasalo

ng bigat ng sistema.

Pero, ang issue ng marami 

ay hindi lang ang VAT mismo.

Ang mas malaking tanong ay:

Ramdam ba ng mamamayan 

ang halaga ng binabayaran nila?

Kasi kung may dagdag na obligasyon, 

dapat may malinaw ding balik na serbisyo.

Kaya mahalagang maging aware 

hindi lang sa presyo ng binibili mo, 

kundi sa kung paano gumagana ang 

mga buwis na direktang nakakaapekto 

sa araw-araw mong buhay.

Dahil habang mas nauunawaan mo 

ang sistema, mas nagiging malinaw 

kung saan dapat manggaling ang accountability.

Bottomline: 

• Hindi lang presyo ang tumataas—pati bigat na pasan ng consumer

• Hindi sapat na may koleksyon—dapat may serbisyong nararamdaman

• At kung lahat tayo ay nag-aambag, may karapatan tayong magtanong kung paano ito naibabalik sa mamamayan.

P.S. For tax and bookkeeping updates

Join EC TAXPH Business Community 

Sa loob pwede ka makaaccess sa trainings, tools and bookkeeping system.

Pagpasok mo sa group, click mo yung FEATURED POST.

Andun yung complete instructions kung paano ka makakaaccess.

#ECTAXPH #VAT #Tax #TaxSystem

06212026 sun 13 days wala pang internet.

Php20 pandesal

Php40 malabon

Php40 goto

Php79 bread super loaf marby 600g

Php1k palengke mama

Php80 Palabok

May darating pa kaya sa Pilipinas.

Is someone like him in Malacañang, Senate, or Congress?

🇸🇬 How Lee Kuan Yew Fought Corruption

When Lee Kuan Yew took over Singapore in 1959, corruption was not just “present”. It was part of how the system functioned. 

What made his approach successful was not a single policy, but a complete redesign of how power, incentives, and consequences worked together.

Here’s the deeper logic behind his success:

1. He made corruption extremely risky (certainty of punishment)

Lee understood something simple: Corruption survives when punishment is uncertain.

So he changed that.

👊Strengthened the Corrupt Practices Investigation Bureau (CPIB)

👊Allowed investigations without political interference

👊Ensured cases moved quickly and visibly

👊Applied the law even to high-ranking officials

Message to everyone: No status protects you.

2. He changed incentives, not just laws

He didn’t rely on fear alone.

He also changed the system:

👊High salaries for ministers and top civil servants

👊Competitive pay to reduce temptation

👊Merit-based hiring instead of patronage networks

Logic: if honest work is rewarded fairly, corruption loses appeal.

3. He removed political protection networks

In many systems, corruption survives through connections.

He broke that structure:

👊No “untouchable” allies

👊No shielding of party members

👊No informal immunity for elites

This destroyed the culture of “I protect you, you protect me.”

4. He made government simple, efficient, and rule-based

Corruption thrives in complexity.

So he simplified governance:

👊Clear procedures

👊Transparent systems

👊Faster approvals

👊Less bureaucratic discretion

Less discretion = fewer opportunities for bribery.

5. He enforced personal example at the top

Lee Kuan Yew built credibility by consistency:

👊Known for personal discipline and incorruptibility

👊Expected the same standard from ministers

👊Public trust increased because leadership behavior matched policy

People follow what leaders tolerate and what they model.

6. He was willing to be unpopular

This is often missed.

Anti-corruption work cost political comfort:

👊Powerful figures were investigated

👊Elite resistance was expected

👊Some decisions were criticized as strict or authoritarian

But he accepted it:

“If you want to govern cleanly, you must be willing to lose friends.”

7. He built a culture, not just a system

The biggest success wasn’t laws. 

It was mindset change.

Over time in Singapore:

👊Bribery became socially unacceptable

👊Integrity became expected in public service

👊Trust in institutions increased

Corruption stopped being “normal survival behavior.”

Lee Kuan Yew succeeded because he combined:

⚖️ Certain punishment

💰 Fair incentives

🏛️ Strong independent institutions

🧭 Personal example

⚔️ Political courage

🌱 Cultural transformation

Corruption is not defeated by speeches. 

It is defeated when systems make honesty easier, and corruption too costly to risk.

Because he made corruption risky, enforced strong institutions, and prioritized competent governance over political patronage, 

Singapore developed:

👊a highly efficient and clean government

👊one of the strongest economies in the world

👊global investor confidence

👊world-class infrastructure and public services

Bakit

Bakit mas madalas kang magising sa gabi para umihi habang tumatanda?

Maraming tao ang nag-iisip na normal lamang ito dahil sa edad. Ngunit ang totoo, hindi lahat ng madalas na pag-ihi sa gabi ay simpleng bahagi lamang ng pagtanda.

Habang tayo ay tumatanda, nagbabago rin ang paraan ng pagproseso ng katawan sa mga likido. Maaari ring maapektuhan ang kalidad ng tulog, antas ng hydration, at maging ang pangkalahatang kalusugan ng urinary system.

Kapag madalas kang nagigising sa gabi para umihi, hindi lamang ang pag-ihi ang problema. Ang mas malaking epekto nito ay ang pagkasira ng tulog.

Kapag putol-putol ang tulog gabi-gabi, maaari kang makaranas ng:

• Pagkapagod sa umaga

• Kakulangan sa enerhiya

• Hirap mag-concentrate

• Madaling mairita

• Mas mababang kalidad ng buhay

Narito ang ilang simpleng tips:

✔ Iwasan ang sobrang pag-inom ng tubig bago matulog

✔ Bawasan ang matatamis na inumin sa gabi

✔ Panatilihin ang regular na oras ng pagtulog

✔ Maglakad o mag-ehersisyo nang regular

✔ Kumonsulta sa healthcare professional kung madalas na itong nangyayari

Minsan, ang mga maliliit na pagbabago sa ating katawan ay paraan lamang ng katawan upang ipaalala na panahon nang mas bigyan ng pansin ang ating kalusugan.

Ang pinakamahalagang hakbang ay huwag balewalain ang mga senyales na ito.