Confess

 Ang Masikip Kong Biyenan

WARNING:PLEASE WAG YO PO NAKAWIN ANG STORY/DO NOT USE FOR VIDEO(PLAGIARISM IS A CRIME)

Ang dami kong naririnig at nababasa na story tungkol sa mga biyenan hindi ko din inaakala na mararansan ko ito...

Itago nyo sa pangalan Bert 35 years old may asawa at apat na anak,isa akong pintor ..Nag simula ang lahat limang taon na ang nakararaan. .

Ang asawa ko ay pinayagan ko na dahil ipinasok siya ng ate niya bilang dh sa hongkong.Aminado na din ako na nahihirapan na din akong magtaguyod ng pamilya 

Madalas ang kakulangang financial. 

Mula Visaya ay pinauwi ng asawa ko ang nanay niya dito sa zambales upang siyang mag alaga ng mga bata..

Kampante ako kay nanay Cora na 50 years old na .Mabait siya at maalaga...

Dahil unang beses na mawalay ang asawa ko kinailangan ko ang mag adjust ..Wala na ako ka tabi sa gabi at miss na miss ko ang asawa ko..Sa paglipas ng mga araw napansin ko na ma itsura pala si nanay cora malambing pa at masarap magluto at mas maalaga din siya sa akin .

Gumigising siya ng maaga at iginagayak ang baon ko at ang mga bata sa eskwela..

Hanggang one year na sa amin si nanay ng masilip ko itong nagbibihis..Kurtina lang tabing ng pinto sisilipin ko lang sana kong gising pa ang anak kong bunso na 6years old dahil sa dala kong pasalubong pero si nanay na talop na talop bagong ligo at nagpapahid pa ng lotion. 

Kahit ma edad na si nanay ay hindi pala lay2 ang dib2 niya maayos pa ang porma at makinis at maputi din ang balat niya. ...Medyo magubat din pala siya...

Nagmamadali na akong pumasok sa kwarto ko bago niya mahuli..Pero bilang lalaki na laging si maria ang kasama ay na miss ko din ang pumasok ..

Inimagine ko na lang si nanay cora para humupa ang init ..

Lumipas ang mga araw mas naging malapit na din kami.. Madalas kaming mag kwentuhan. At minsan ay umiinom din ng gin pomelo dahil yon ang gusto niya. .

"Nay ito ho pala budget at ito naman daw ho yong para sa inyo padala ni annabel isang gabi ay sabi ko kay nanay.Alas onse noon ng gabi at solo itong nanunuod ng t.v sa sala ...

"Salamat nak hindi nyo na naman ako kailangang bigyan at nagpapadala dib sa akin hipag mo .

"Nay hindi po pwede padala yan sa inyo ni annabel .

"Ang mga bata po .

Tulog na tulog na nay mga pasok bukas .

"Kakain ka ba ipaghahain kita?sabi ni nanay..

Ewan ko ba kung san nanggaling ang lakas ng loob ko at iba ang nasabi ko..

"Kayo ho ang gusto kong kainin...

Si nanay naman eh napatingin pa sa akin..Parang awtomatiko na kumilos ang kamay ko at humaplos sa pisngi niya habang nakatitig siya sa akin ..

Kinuyom ko ng halik si biyenan na bagong ligo at tootbrush pa .Buo pa mga ngipin niya kaya mabngo ang bibig niya .

Noong una ay itinutulak pa niya ako pero ng mas pagbutihin ko at ipasok ko na ang palad ko sa blouse niya ay napaungol si biyenan ng panggigilan ko ang coconelon niya ..

Hindi ko na kayang pigilan.Hinila ko si biyenan sa kwarto ko ..Tuluyan na din siyang bumigay...Mas sabik pa nga ang mga haplos niya sa akin...25 years na itong balo at solong binuhay ang dalawa niyang anak kya siguro sabik din ito .

Matatag pa nga ang dib2 at mamula mula ang pasas niyang pinang gigilan ko ..Walang sinabi ang asawa ko kay nanay Cora grabeng li_bog pala.Dikit pa lang ng labi ko ang nalapat taas na agad ang wet_pu ...Di ko rin inaasahang kahit pala 50na ay pwde pa ding maging masabaw. Magubat pero mabango ang petchay ni biyenan.. 

Ahhh ang s@rap impit na daing ni biyenan habang minumukbang ko ang petchay niya...Dahil nakakalbo na ako ay wala na siyang masabunutan sa akin kaya nahihila niya ang tainga ko...

Grabe kayo nay ang sabaw..Natatawa na lang ito ..Tinakpan ko ang bibig nito ng mahaba itong mapaungol at baka marinig sa kwarto ng mga bata...

Kahit nakatapos na siya ay tuloy pa din ang agos kaya diko tinigil ang ginagawa ko sa kanya ....

Bert sige na ipasok mo na pleaseeee. Nanginginig na ang boses ni biyenan .Pero hindi ako pumayag na di siya mag trabaho inihampas hampas ko s mukha niya si jun2...

Ahhh ang laki laki pala niya sabi niya walang alinlangan .Wala pa naman akong linis after maghapong trabaho at pinawisan at nakulob na yon ng husto.

Hindi naman siya nagreklamo at diko din napigil ang pumutok pero sinaid niya din.

Dahil galit na galit pa ay saglit ko siya sinisid saka ibinaon ang maugat na kamoteng kahoy sa matabang lupa.

Aray dahan dahaan. ..Nay barado na ho natatawa na sabi ko ang sikip kasi talaga kahit basa. Ilang subok hanggang magtagumpay napa igik pa si biyenan ng isagad ko .

Ang sikip nyo nay grabe ang nangangatal na sabi ko habang tuloy ang malalakas na p@gbayo. Kapwa kami hingal kabayo ni biyenan ng marating ang rurok ang dami pa din ng kumawala sa akin.

Bagsak ako sa dibdib niya sa pagod...Sorry nay hindi ko na napigilan . ...Niyakap at hinalikan niya ako.

"Ginusto ko din naman wag na sana itong makarating kay annabel."

Nagpa alam na siya sa akin at bumalik na sa kwarto niya kasama ang dalawa kong anak.

Lumipas ang mga araw paulit ulit may nangyayari sa amin tinginan pa lang ay alam na namin ang gusto namin at pumapasok na lang siya sa kwarto. .

Wala kaming pinag uusapan na relasyon o anumang tungkol sa amin maliban sa ginagawa namin sa kama relasyon namin sa bahay ay normal na mag biyenan lalo kong kaharap mga anak ko. 

Alam naming pareho kung hanggang saan lang kami at kung ano ang kailangan namin. Ako naman na guilty ay mas naging sweet sa paglalambing sa asawa ko pag ka usap ko ito at mas nagsipag sa trabaho.

After 4 years ay umuwi na din ang asawa ko ...Hindi na ito umalis dahil malapit kami sa ospital at college university ay nabukas na lang kami ng kainan mga lutong ulam at short order.

Nasa amin pa din si nanay Cora dahil masarap itong magluto at ideya niya ang karenderya siya ang cook.. Doon na din siya nag stay may kwarto siya doon.

Ngayon ay mag 55 na si nanay at natatawa ang asawa ko dahil nagkaron pa ito ng asawa.

Opo ate Ella halos mag 1year na din itong naikasal sa isang matandang binata na may ari ng karenderya na katabi namin dati niya itong mortal na kaaway at karibal tapos bigla na lang isang araw na sila na at nagpakasal pa.

Masaya naman kami para kay nanay Cora deserve nitong may makasama sa buhay. Ang tungkol sa nakaraan namin ay alaala na lamang ng kakaiba kong karanasan sa biyenan ko.

WAKAS...

Ella Confession

Naranasan ko yan.

Naranasan mo na bang manghiram, kahit alam mong meron sila pero tinanggihan ka?

Masakit sa pakiramdam kapag humingi ka ng tulong at alam mong may kakayahan naman silang tumulong, pero pinili pa rin nilang tumanggi. Minsan napapaisip ka kung bakit ganoon, lalo na kung ikaw naman ay handang tumulong kapag sila ang nangangailangan.

Pero tandaan mo rin na hindi lahat ng tao ay obligadong tumulong, kahit pa may kakayahan sila. May kanya-kanya ring dahilan ang mga tao—maaaring may sarili silang pinagdadaanan, o natuto na silang maging maingat dahil sa mga karanasan nila sa nakaraan.

Payo: Huwag mong gawing sukatan ng halaga mo ang pagtanggi ng ibang tao. Mas mabuting gawin itong paalala na mas pagbutihin pa ang sariling pagsisikap para dumating ang araw na hindi mo na kailangang umasa sa tulong ng iba.

Mis managed ang Piipinas

“Hindi mahirap ang Pilipinas… pinahirap lang.”

“Why is this country so poor? Why is life so hard?The reason is plain and simple. Because politics in this country is so corrupt.This is not a poor country. This is only a mismanaged economy.”— Miriam Defensor Santiago

Matapang na salita mula sa isa sa pinakamatapang na lider na nagkaroon ang Pilipinas—si Miriam Defensor Santiago.

Kung iisipin mo, totoo naman.Hindi kulang sa yaman ang bansa natin.

Mayaman tayo sa dagat, lupa, mineral, at likas na yaman.Mayaman tayo sa sipag, talino, at tiyaga ng bawat Pilipino.Kahit saan sa mundo, kilala ang Pilipino sa galing at sakripisyo.

Pero bakit parang hirap na hirap ang karamihan?

Habang ang ordinaryong Pilipino ay:

nag-overtime para may maipakain sa pamilya

nagtitiis sa traffic at mataas na bilihin

nangingibang bansa para lang may maipadala sa mga mahal sa buhay

May ilan sa kapangyarihan na:• nagpapayaman sa pwesto• ginagawang negosyo ang politika• inuuna ang sarili kaysa sa bayan.

Masakit man tanggapin, pero minsan hindi kahirapan ang tunay na problema ng bansa.

Korapsyon.

Kaya paulit-ulit na paalala ni Miriam Defensor Santiago:

Ang pagbabago ng bansa ay hindi magsisimula sa Malacañang.Magsisimula ito sa mamamayang marunong pumili ng tama.

Kapag nagising ang taumbayan,walang korap na pulitiko ang makakatagal.

Hindi mahirap ang Pilipinas.

Pinahirap lang..

ibang bansa

 We may think the war in the Middle East has nothing to do with us. It is thousands of kilometers away. Different countries. Different politics.

But when the Strait of Hormuz, a narrow passage where about 20% of the world’s oil flows is threatened, the ripple reaches the entire world.

And eventually, it reaches the Filipino dinner table.

Agriculture today runs on energy. Diesel powers tractors, irrigation pumps, fishing boats, and the trucks that move food from farms to markets. Fertilizer production itself is tied to global energy prices.

When oil prices rise because of war, farm production becomes more expensive. Transport becomes more expensive. And in the end, food becomes more expensive.

Having spent more than four decades in the food and agriculture sector, I have seen firsthand how sensitive our food system is to energy prices, logistics costs, and global supply disruptions. What happens in distant markets often finds its way into the cost structure of producing and distributing food locally.

This is why food security today is no longer just about farming. It is about energy, logistics, geopolitics, and national resilience.

So what should the Philippines do?

First, our position must always be for peace and de-escalation. Our Constitution itself rejects war as a national policy. The Philippines must always stand for diplomacy and stability in global trade routes.

Second, we must strengthen our agriculture at home. For decades, Filipino farmers have done the difficult work of feeding the country despite limited support. Investing in irrigation, mechanization, and farm logistics is not just agricultural policy, it is national security.

Third, we must accelerate renewable energy and biofuels so our food system becomes less vulnerable to global oil shocks.

Fourth, we must protect farmers and fishermen when fuel and fertilizer prices rise. They are the backbone of our food system.

The deeper lesson is this. In an uncertain world, countries cannot control every war, every crisis, or every disruption in global trade.

But they can control how prepared they are.

And the strongest protection any nation can have is simple. The ability to feed its own people.

03172026 tue sss to pagibig

Php16 pandesal

Office ganda at pogi

Php12+12+30 pamasahe

Php30 home to eastwest sss

6am pila.

7:24am #2008 C4.

7:31am done sss employment history.

7:46am punta pag ibig

7:57am pila pagibig robinson.

Php16 eastwest to rob imus

8:17am #B15 C15 provident claim

9:50am tapos na. Release date : 20 working days or earlier. Provident Benefits Acknowledgement Receipt.

Php15 rob imus to panapaan kanto pamasahe

Php40 1/2kilo african feed.

10:36am Home na.

Php980 11kgs lpg.

11:09am tapos na magsampay ng damit na nilabhan.

Nakulugi

Maraming Landlord ang nalulugi…

Hindi dahil sa tenant.

Kundi dahil sa Contract of Lease na hindi malinaw ang detalye.

Ang kontrata ang unang proteksyon ng Landlord.

Kapag kulang ang clause, doon nagsisimula ang problema.

Ito ang mga importanteng clause na dapat nasa Contract of Lease:

📌 1. Rental Amount at Due Date

Kailan eksaktong babayaran ang renta at magkano ang penalty kapag late.

📌 2. Security Deposit at Advance Rent

Para may pang-cover sa damages, unpaid bills, o cleaning kapag umalis ang tenant.

📌 3. Maintenance and Repairs Clause

Ano ang sagot ni Landlord at ano ang sagot ni Tenant sa repairs.

📌 4. House Rules Compliance

Dapat malinaw na obligado si tenant sumunod sa house rules ng paupahan.

📌 5. Sublease Prohibition

Bawal ipa-sublease o ipagamit sa iba ang unit nang walang pahintulot ng Landlord.

📌 6. Damages and Liability Clause

Tenant ang sasagot sa anumang sirang gamit o damage na siya ang may gawa.

📌 7. Termination and Eviction Clause

Ano ang grounds para mapaalis ang tenant kapag may violation.

📌 8. Utilities Payment Clause

Malinaw kung sino ang sasagot sa tubig, kuryente, internet, at iba pang bills.

📌 9. Visitor and Occupancy Limit

Ilang tao lang ang pwede tumira sa unit.

📌 10. Contract Renewal or Non-Renewal Clause

Para malinaw kung paano matatapos o marerenew ang kontrata.

📌 11. Fire Safety and Negligence Clause

Kung may sunog dahil sa kapabayaan ng tenant, siya ang mananagot.

📌 12. Inspection Rights of Landlord

May karapatan ang landlord na mag-inspect ng unit with prior notice.

⸻

Tandaan:

Ang paupahan ay negosyo, hindi charity.

Kung mahina ang kontrata, mahina ang proteksyon ng Landlord.

Trade well nasa iyo ang desisyon.

 Sunday ngayon kaya let me give you a good tip as a vet trader.

Wala ka kasing mentor kaya let me enlighten you on some things sa trading na maaaring kinapapahamak mo pero di mo lang narerealize.

Lets say may isang big event na nangyari on a weekend.

Nagkaroon ng huge good news ang isang stock. Nagkaroon ng War. Namatay ang CEO ng isang company/stock at walang maayos na papalit. Nagtweet si trump ng 5,000 percent na tariff sa lahat ng bansa.

Most traders especially mga newbies will prepare to trade the direction na they think pupuntahan ng price.

Let me give you a realistic example.

Last Feb 28 ay binombahan ng US ang Iran. Sarurday yun.

Closed mostly ang market aside sa crypto.

By Monday, madaming traders ang nagLONG sa GOLD.

"May gyera kaya tataas ang GOLD."

Pag-open pa lang ay gap up na ang price ng gold then bumagsak. Bumagsak ng bumagsak at marami ang naipit, nagkaloss ng malaki at nasunog.

Kapag may mga malalaking event especially kapag sa weekend nangyayari ay kadalasan andaming nagkakaroon ng oponion at assumption sa gagawin ng price. 

Lahat ng preparations nila ay nakacenter sa gagawin ng price.

"Price will go here kaya I will do this"

"Price will go there kaya I will do that"

Most ng analysis ay nakasentro sa " What will be the possible effects of this (insert event) to the market."

If you approach trading this way kapag may mga big events or big news ay maiipit, masusunog at mawawipeout ka talaga.

Here is my tip.

Ang preparations mo ay dapat icenter mo sayo at sa reactions mo.

Lets say nagkaroon ng gyera ngayong weekend.

Ang unang paghahandaan mo ay kung paano na di ka maexcite at blindly magtrade dahil sa excitement.

How will you prevent yourself from jumpin in on a trade as the market opens?

Next, paano na hindi ka matatakot pumasok kapag may entry signal ang strategy mo pero may huge negative news.

Next, paano mo ipiprevent magrevenge trade ang self mo kapag natalo ka.

Yan ay mga examples ng mga bagay na dapat mong gawan ng preparations.

Do not prepare for what the market will do kasi di mo naman alam gagawin ni market.

Ano ka manghuhula?

You let the market do what it wants at itrade mo ang direction na trip ni market puntahan.

Hayaan mong gawin ni market ang gusto niya and trade what you see.

Prepare yourself na maging objective. Wag kang magprepare manghula.

Walang "opportunity of a lifetime ito" na mentality.

Di mo kailangan galingan. Ang kailangan mo ay pigilan ang sarili mo para gumawa ng napakarami at malalaking mistakes.

I hope this tip helps you. Trade well po.

03162026 mon death claim received hatid

Di nakadumi

Php16 pandesal.

Office ganda at pogi ot

Php39 toll fee

Php404 jolibee 484 dapat

Php39 toll fee

Php60 2x30 mineral water.

Php30 pamasahe..

Php152,160.12 death claim from sss received 03162026.

Kuwento

Ito ang kuwento nang isang netizen na nag tatrabaho sa Gasolinahan at nakiusap siya na kung puwedi ay pakitago na lang ang Kanyang pagkakakilanlan.

Matagal na akong nagtatrabaho sa isang gas station. Sa tagal ko rito, marami na akong nakikitang kalakaran na hindi alam ng karamihan sa mga motorista.

May narinig akong usapan minsan ng aming amo at ng kanyang kaibigan. Ang sabi nila, umaabot daw ng halos 2 milyong piso ang kita kada linggo.

Hindi ko na sasabihin kung anong kumpanya o kung saang lugar ang gas station na ito. Ang masasabi ko lang, taga-Nueva Ecija ako.

Habang patuloy na tumataas ang presyo ng gasolina at diesel ngayon, lalo akong nakakaramdam ng konsensya sa mga nangyayari.

Ang hindi alam ng maraming tao, may mga pagkakataon na hindi agad inilalabas ang diesel kahit may stock pa sa underground tank.

Madalas, pinapalabas naming ubos na ang diesel, o kaya naman ay half-day lang ang operasyon ng istasyon.

Pero ang totoo?

Marami pang laman ang tangke sa ilalim.

Pinapahold lang muna ang bentahan.

Karaniwan itong nangyayari kapag may balitang tataas pa ang presyo ng gasolina o diesel.

Ang ginagawa ng iba:

hinihintay munang magtaas ang presyo bago ilabas ang stock.

Para mas malaki ang tubo.

Halimbawa na lang:

Noong nakaraang linggo ang diesel ay nasa:

₱50.48 kada litro

Kung ipagpalagay na ang puhunan ay nasa:

₱45 kada litro

Ngayon ang presyo ay umaabot na sa:

₱84 kada litro

Ibig sabihin, may halos ₱44.18 na diperensya kada litro nito.

Ngayon isipin mo ang isang gas station na karaniwang nakakabenta ng:

10,000 litro ng diesel sa isang araw

Kung kukwentahin:

₱44.18 × 10,000 liters

= ₱441,800 dagdag na kita sa isang araw

Sa loob ng isang linggo:

₱441,800 × 7 araw

= mahigit ₱3,000,000

Sabihin na lang nating nasa ₱2 milyon ang netong kita.

Isang gas station pa lang 'yan.

Habang kami naman na mga pump attendant at cashier?

Below minimum wage pa rin ang sahod.

Araw-araw kaming nakabilad sa init ng araw, nalalanghap ang amoy ng diesel at gasolina, puyat, pagod, minsan gutom pa.

Samantala, araw-araw din naming nakikita ang mga customer na hirap na hirap:

• mga tricycle driver na nagbibilang ng barya para makapagpakarga

• mga delivery rider na ₱100 lang ang kayang ipagasolina

• mga ordinaryong tao na nagrereklamo sa taas ng presyo ng diesel at gasolina

Habang umiikot ang metro ng pump…

umiikot din ang milyon-milyong kita.

Minsan napapaisip na lang ako:

Talaga bang dahil lang ito sa gyera sa ibang bansa?

O dahil din sa kasakiman ng ilang negosyante dito sa Pilipinas?

Habang ang ordinaryong Pilipino…

lalo lang naghihirap.

Ang sahod namin hindi tumataas,

pero lahat ng bilihin pataas nang pataas ang presyo.

Ako

“YOU ARE NOT RESPONSIBLE FOR MAKING THE POOR RICH, BUT HOPEFULLY YOU ARE NOT THE REASON FOR THEIR POVERTY.”

Fr. Dave Concepcion reminds us that we may not be able to solve all the problems of the poor or make them rich. But we must be careful that our actions, choices, and attitudes do not cause harm or make their situation worse. As followers of God, we are called to live with justice, kindness, and compassion, always trying to help rather than hurt those who are already struggling. 🙏

03152026 sun di nakadumi uwi cavite

Di nakadumi

Ot pogi

Php5k battery car bhoy paid mama

Php1k longanisa 2x 380 at luya

08:27am

Hatid ni Bhoy sa Bayan with Nanay and Balong

Tuloy break in ng bagong battery

Php3500 grocery with bagong kalan

Php40 milo float

10:13am

Nakasakay na jeep papuntang cabanatuan

Php120 2x60 munoz cabanatuan pamasahe jeef

11:30am cabanatuan terminal

Php20 2x10 ihi

11:37am

Nakasakay na bus 5 star pasay sctex.

Php 365 Cabanatuan to pasay terminal regular fare

Php292 Cabanatuan to Pasay pwd fare

12:50pm stop over Lapaz Tarlac

Lunch

Php130 Goto overload

Php100 2x50 BBQ pork

Php10 2x5 ihi

03:17pm Pasay Terminal arrived

Php342+39 grab 5 star terminal Pasay to home

Home

4:00 pm

Php30 pamasahe pogi

Carbs

 LOW CARB IS A TOOL, NOT A RELIGION

napapansin ko minsan parang nagiging RELIGION na ang pagkain.

may rules.

may bawal.

may “kasalanan.”

kapag kumain ka ng kanin…

“nako sira na diet mo.”

kapag may carbs sa plato mo…

“carb addict ka!”

parang may moral judgment na agad.

pero ang totoo?

food is not religion.

nutrition is not morality.

LOW CARB IS A TOOL.

at tulad ng kahit anong tool, ginagamit siya kung kailan siya nakakatulong.

hindi siya dapat gawing lifestyle na puno ng takot.

lalo na kung nakatira ka sa PILIPINAS.

kasi kung tutuusin filipino food culture was never designed for EXTREME dieting.

kanin sa umaga

kanin sa tanghali

kanin sa gabi

birthday parties

fiestas

family gatherings

handaan

food is part of connection.

part of culture.

part of everyday life.

kaya kapag ang approach sa pagkain ay sobrang higpit…

zero carbs

no rice forever

lahat ng carbs “poison”

maraming tao ang hindi nagtatagal.

hindi dahil mahina sila kundi dahil hindi siya SUSTAINABLE.

isipin mo kung ang diet mo ay kailangan mong iwasan ang halos lahat ng pagkain sa paligid mo…

gano katagal mo siya kayang gawin?

isang buwan?

tatlong buwan?

isang taon?

pero kung ang goal ay HEALTH kailangan flexible ang approach.

hindi ibig sabihin na walang control.

hindi ibig sabihin na kain ka lang ng kahit ano.

ang ibig sabihin lang:

you use low carb strategically.

for example:

kung mataas ang sugar mo

kung kailangan mong magbawas ng timbang

kung palagi kang gutom dahil puro refined carbs ang pagkain mo

low carb can help.

pero hindi ibig sabihin zero carbs forever.

hindi ibig sabihin bawal na ang kanin habang buhay.

minsan ang kailangan lang ng katawan ay mas maraming protein.

mas maraming whole foods.

mas kaunting liquid sugar.

mas kaunting ultra processed food.

mga simpleng adjustments.

hindi extreme rules.

kasi ang tunay na healthy eating hindi tungkol sa pagiging PERFECT araw araw.

it's about patterns.

patterns of eating better.

patterns of choosing whole foods more often.

patterns of making smarter choices MOST of the time.

hindi lahat ng oras.

hindi lahat ng meal.

MOST of the time.

kaya kung naka-low carb ka, gamitin mo siya bilang tool.

tool para ayusin ang habits.

tool para maintindihan kung paano gumagana ang hunger at blood sugar.

tool para matutong pumili ng mas maayos na pagkain.

pero huwag gawing RELIGION.

health is not about perfection.

health is about PATTERNS.

at minsan ang pinaka healthy na mindset ay ito:

low carb is a TOOL.

hindi siya dapat maging RELIGION.

Life is good

The Quiet Work of Caring” 

— Dr. Tony Leachon

It’s a beautiful Saturday morning. The sun filters gently through the trees, the koi pond ripples with life, and the flowers bloom as if to remind us: nature heals.

I arrived late last night, burning the midnight oil. Sleep was scarce, but the heart was full. Before heading to hospital rounds, I brewed my black coffee and hopped on the treadmill—200 calories, a small act of self-care.

Simmy and family went off to meet baby Millie, a new joy in our growing family. I smiled at the thought of Marge’s sister’s roots, and missed little Lily bear, whose laughter echoes even across continents.

Around the house, I found peace in the quiet—trees swaying, koi swimming, the world breathing. But last night’s long conversation with patients lingered. Difficult cases. Funding issues. Families on the edge.

In moments like these, I’m reminded by Maya Angelou that “ People will forget what you said, people will forget what you did, but people will never forget how you made them feel. “ 

Patients don’t care how much you know until they know how much you care. The secret of the care of the patient is in caring for the patient.

Charles Dickens once wrote:

“Have a heart that never hardens, a temper that never tires, a touch that never hurts.”

To truly improve the patient experience, we must understand the patient journey—from the patient’s perspective.

This weekend, I catch up not just on sleep, but on gratitude. On presence. On the quiet work of caring.

Life is good. And in these challenging times, hope is the last one to go.

#RelentlessForChange 

Tony Leachon

Di kaya sumabay

 🚨 BAKIT DUMADAMI ANG MGA AMERIKANONG NAG WITHDRAW SA KANILANG RETIREMENT FUNDS

— AT ANO ANG DAPAT NATING MATUTONAN

Ang Datos Hindi Pwedeng Balewalain

Ayon sa pinakabagong ulat ng Vanguard, 6% ng mga may retirement plan ay nag-withdraw ng kanilang pondo dahil sa financial hardship noong 2025 — isang bagong record high. Pre-pandemic? 2% lang ang rate na iyon. (Bloomberg)

Ang mga pangunahing dahilan? Foreclosure, eviction, at medical expenses. Yung mga bagay na sana ay hindi na kailangan ng isang taong naghanda para sa retirement. (U.S. News & World Report)

😰 ANO ANG NANGYAYARI SA EKONOMIYA?

Kahit tumataas ang retirement balance at dumadami ang nagiinvest marami pa rin ang iisang medical bill o missed mortgage payment lang ang layo mula sa pagpullout ng kanilang retirement. (Benzinga)

Bakit? Dahil ang nominal na laki ng account ay hindi katumbas ng buying power.

Isipin mo ito:

General Inflation annually 

~3-4%

Medical Inflation

10%+

Housing (5-10yr doubling)

8~15% annually

Typical 401k/VUL/Mutual funds/SSS/Pagibig MP2/Conservative Returns

~5-7%

Math pa lang, talo ka na.

Kung ang pera mo ay lumalaki ng 6% bawat taon, pero ang ospital bills mo ay tumaas ng 10%+ at ang bahay ay nag-doble sa 5-10taon — negative ka sa purchasing power. 

Hindi mo nakikita kasi nasa papel lang ang gains mo. Pero kapag dumating ang emergency — doon mo mararamdaman.

💣 THE SILENT WEALTH KILLER: INFLATION MISMATCH

Maraming tao ang nag-iisip: "OK lang, may Dividend or MP2 naman ako, may savings."

Pero ang hindi nila nakikita ay ito:

₱1,000,000 mo ngayon ≠ ₱1,000,000 sa purchasing power after 10 years.

Kung ang inflation rate ng necessities (medical, housing, food) ay average 8% per year, ang iyong ₱1M ay magiging katumbas ng ₱463,000 lang sa buying power after 10 years.

Ang hardship withdrawal rate ay triple na kumpara sa pre-pandemic levels — at ito ang ikanim na sunud-sunod na taon ng pagtaas at inaasahan pang tuloy tuloy pagtaas nito. (Benzinga) 

Hindi ito coincidence. Ito ay isang pattern ng systemic underpreperation.

⚠️ ANG PINAKA-MAPANGANIB NA SCENARIO

Kawawa ang mga bread winners at working class...

1.Malamang sa malamang ang gagawin Ng govt natin ay mangutang with leads to more inflation at tuluyan pagbagsak Ng Peso Vs Dollar

2. Tatawanan ang contribution Ng current working class to sustain the current needs... Marinig na ninyo Yan- dagdag contribution sa Phil health, GSIS at SSS.

🧠 ANG LEKSYON PARA SA BRAVO INVESTORS

1. Low-risk ≠ Safe. Kapag ang returns mo ay mas mababa kaysa sa inflation, negative ka in real terms. Ito ang tinatawag na "slowly going broke while feeling safe."

2. Diversify para sa inflation protection. Mag-look beyond traditional savings. Real assets, dividend-growing equities, at inflation-linked instruments ang nagpo-protect ng purchasing power... That being said kailangan mo thank pag aralan mag invest Ng seryoso... Hindi Lang Yung bast safe.

3. Think in PURCHASING POWER, not in numbers. Ang tanong hindi "Magkano ang pera ko?" — kundi "Magkano ang makukuha ng perang ito sa hinaharap?"

4. Ang retirement planning ay hindi "set and forget." Kailangang i-review at i-adjust regularly lalo na sa high-inflation environment.

🇵🇭 PARA SA ATING MGA BRAVO INVESTORS

Ang 401k ay American equivalent ng ating Pag-IBIG, SSS, GSIS at VUL/mutual funds. 

Ang leksyon ay universal:

Kung ang investment mo ay hindi nakaka-beat ng true inflation (lalong-lalo na ang medical at housing inflation), hindi ka nag-iinvest — nag-o-overtime ka para sa Bangko.

Ang pinakamapanganib na sitwasyon ay umaabot sa retirement — at kulang ang pera mo dahil tama ka sa papel, pero talo ka sa katotohayan.

Invest smarter. 

Think in real returns. Protect your purchasing power. 💪

Bravo On Top!!!

03142026 sat di nakadumi palusapis

Nakadumi kahapon.

Php14 pandesal

Php70 goto + malabon

Ot pogi

Php5k borrow ganda.

8:40am st dom.

Php24 home kanto.

Php60 kanto pitx

Pitx kami

9:00am di umabot

11:00am na lang.

Php109 solo pork sisig

Php78 solo chix inasal pwd

Php437 pitx to munoz

Php350 pitx t9 munoz pwd

12:40nn nag reregister si bpi.

Stop over san miguel bulacan

3:03pm

Php10 ihi

Php134 kanin upo 2 balut

03:54pm sat rosa

05:41pm munoz bayan

Php600 jolibee dinner

Php5k battery

7pm bahay na.

A tale of two leaders.

Leadership by Example: A Tale of Two Leaders

By Dr. Tony Leachon

Leadership is not only about speeches delivered in global forums; it is about the choices leaders make in their daily conduct.

Singapore’s Prime Minister Lawrence Wong has shown that humility can be a form of strength. In October 2024, he boarded a Scoot Airlines flight from Laos to Singapore—economy class, no frills, no private jet. Passengers applauded, and the world admired his frugality. This was not an isolated gesture. By tradition, Singapore’s prime ministers generally travel on commercial airlines, sometimes even budget carriers, with small delegations. They do not maintain a taxpayer-funded government jet. This practice reflects a deep respect for the people’s money and a commitment to shared sacrifice.

By contrast, President Ferdinand Marcos Jr. recently urged Filipinos to tighten their belts amid rising fuel and electricity costs, yet traveled to New York aboard a government plane. For poor families rationing every peso, this paradox is painful. They see the disconnect between the call for restraint and the comfort of privilege.

The lesson is clear: credibility is born from example. When leaders visibly share in the burdens they ask of their citizens, trust is strengthened, and unity is preserved. The Filipino poor—jeepney drivers, farmers, daily wage earners—already live the reality of sacrifice. They deserve leaders who walk with them, not apart from them.

True leadership is not about privilege, but about solidarity. It is not about convenience, but about compassion. And in times of crisis, the most powerful energy we can conserve is not oil or electricity, but the trust and hope of our people.

Tony Leachon

03132026 fri nakadumi mci ent

Nakadumi madami

Php14 pandesal

Php13 lumpia

Php35 malabon

Php30 goto

office pogi - late

wfh ganda

Php12+30 pamasahe

Php35 mungo

8:30am nasa mci na

punta mci dr ramirez

Php138 grab papunta

Php175 ulam

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Php50 kwek kwek 2x + 1 lumpia

Php30 pamasahe pogi.

Mga dapat gawin

🩺 MGA DAPAT GAWIN BAGO MAG-MEDICAL

1️⃣ Matulog nang maaga bago ang medical

Ang kulang sa tulog ay pwedeng magdulot ng:

❌ high blood pressure

❌ low oxygen level

❌ abnormal ECG

❌ eye fatigue

✅ Target: 7–8 oras na tulog bago ang medical day.

2️⃣ Iwasan ang matataba, maalat, at mamantikang pagkain (1–3 days before)

Karaniwang dahilan ng failed results:

• mataas na cholesterol

• elevated liver enzymes

• high blood pressure

• triglycerides spike

❌ Iwas muna sa:

 • chicharon

 • fried foods

 • fast food

 • instant noodles

 • soft drinks

3️⃣ No alcohol (3–5 days before)

Kahit isang bote ng beer ay pwedeng makaapekto sa:

❌ liver enzymes

❌ blood pressure

❌ ECG results

❌ kidney function

✅ Mas safe: 5 days na walang alcohol.

4️⃣ No smoking sa araw ng medical

Ang paninigarilyo 1–2 oras bago ang check-up ay maaaring magdulot ng:

❌ high BP

❌ abnormal ECG

❌ low lung function

✅ Kung kaya, iwasan 24 hours before.

5️⃣ Hydrate properly 💧

Uminom ng 6–8 baso ng tubig sa loob ng 24 hours bago ang medical.

Nakakatulong sa:

✔️ normal kidney function

✔️ clean urine results

✔️ mas madaling blood extraction

6️⃣ Iwas sugary drinks (24 hours before)

Pwedeng mag-spike ang blood sugar.

❌ Iwas sa:

 • milk tea

 • soda

 • sweet coffee

 • energy drinks

7️⃣ Light breakfast only (kung hindi fasting)

Kung allowed kumain, piliin lang ang:

✔️ saging

✔️ oatmeal

✔️ boiled egg

✔️ plain bread

❌ Iwas heavy meals bago kuhanan ng BP at labs.

8️⃣ Iwas strenuous exercise (24 hours before)

Heavy workout ay pwedeng magdulot ng:

❌ mataas na creatinine

❌ elevated liver enzymes

❌ abnormal heart rate

👉 Kaya wag muna mag-gym.

9️⃣ Dalhin ang eyeglasses o prescription 👓

Ang vision test ay isa sa mga karaniwang dahilan ng delay.

Kung naka-salamin ka, dalhin ito.

🔟 Ihanda ang mga dokumento 📄

✔️ Passport

✔️ Medical slip mula sa agency

✔️ Previous medical records (optional pero helpful)

✔️ Vaccination card / Yellow card (kung meron)

1️⃣1️⃣ I-manage ang stress 🧘‍♂️

Kapag kinakabahan, tumataas ang BP at heart rate.

Breathing technique:

👉 inhale – 4 seconds

👉 hold – 4 seconds

👉 exhale – 6 seconds

🔁 Ulitin ng 3–4 beses bago BP check.

1️⃣2️⃣ Dumating nang maaga ⏰

Mas relaxed, mas mabilis matapos, at mas stable ang vitals.

⚠️ Important Note

Kung may dating medical condition (thyroid, kidney, hypertension, atbp.), mas mainam na magpa-check up muna sa local clinic 1–2 weeks before para may sapat na oras mag-comply at maiwasan ang delay o repeat medical.

#MedicalTips

#OFWGuide

#BagoMagMedical

#OFWLife

03122026 thu di pa / mci dra nabio

Di pa nakadumi

Php12 pandesal

Php35 malabon pancit

Pogi office

Php12+12+30+260 grab pamasahe

Php60 2x30 bbq 

Php20 lugaw

Php40k budget give to mama

Umuwi si ganda wfh.

Laba kurtina ganda.

PUNTA MCI for CARDIO Clearance

Php138 grab

Php140 grab

Php20 mineral water

Cleared by dra nabio cardio

Php220 sisig

Suppot at resistance

To all newbies out there na walang mentor.

Let me give you a good tip.

Pinakabasic at pinakaunang malelearn mo sa trading ay ang SUPPORT and RESISTANCE.

I want to give you a tip about S/R.

Hindi mahalaga kung ano ang definition mo sa support at resistance kasi madaming version yan.

May iba na "zone" or "area" ang support at resistance at hindi isang price level lang.

May iba naman na sa support nagbibilihan at sa resistance nagbebentahan.

Para sa iba naman ay support ang level kung saan wala nang gustong magbenta pa. Resistance naman ang level kung saan wala nang gustong bumili pa.

Anuman ang definition mo ay okay lang yan.

Let me just give you a tip.

Sa break ng resistance ka maglong. Sa break ng support ka magshort.

Kung sa PSE stocks na usapan naman ay sa resistance break ka bumili.

Its not na pagnabreak ang resistance ay matic lilipad na derecho ang price.

Walang ganun bes..

Ang iniiwasan mo ay yung akala mo naghold na ang support yun pala few hours or few days after binasag niya ang support at gumawa ng bago na low.

Daming traders na ang nabiktima ng "major support ito at maghohold ito" then boom! Naghukay pa lalo ang price.

Im giving you this tip para mafast forward na learning curve mo.

I hope this helps. Trade well🥰

Harold

 I went to the UN General Assembly along with other Filipino UN personnel to witness the speech of President Bongbong Marcos today. It has been a practice by Pinoy staff that when Philippine presidents come and speak in the GA Hall, we go and watch. No comments, no statements, we just show up.

In today’s message, the President made it clear how the Philippines wants to be seen internationally as a balanced, cooperative country that promotes peace, diplomacy, and global cooperation.

I remember back in 2014, I went with an officemate to watch President Noynoy Aquino’s speech at the UN General Assembly. On that day, we were walking in the UN compound when we passed by the rose garden. And who do we see there casually hanging out? The President himself, chatting with the Philippine Ambassador to the UN, Ambassador Libran Cabactulan and other officials.

Now my colleague, being naturally PR-savvy and a bit artistahin, didn’t waste the moment. She basically said, “Let’s go say hi.” Next thing I know, the Ambassador is introducing us to the President. So there we were, standing in the UN rose garden having a casual chat with the President of the Philippines. He asked us about our jobs and how work in the UN was going.

And of course, when you’re talking to the President, there’s an unspoken rule: Selfie. So yes, we asked to take pictures.

Back in the Philippines, I had seen PNoy before when he was still a senator, because I used to work in the Senate and sometimes we’d ride in the same elevator. But that was the first time I actually spoke to him as President, so my colleague and I were a little star-struck.

PNoy was actually very relaxed, cool and funny. While we were talking he kept cracking jokes. At one point he said something that, honestly, I didn’t find that funny. I must have had a delayed reaction because my friend suddenly elbowed me (hard enough)… her way of saying, “Hoy, tumawa ka! Presidente ‘yan!”🤣 So yes, we laughed. Dutifully.

Fast forward two years later, when I got appointed to serve in government under President Duterte in 2016. While doing my job, I ended up in a political struggle because I didn’t get along with a certain cabinet secretary at the time. Let’s just say I wasn’t a fan of some of the “creative governance styles” happening around me. Soon enough, his people started going after me including some colorful personalities around Malacañang and a whole network of crazy trolls.

They started digging through old photos of me. And what did they find? That innocent UN photo with PNoy and some older photos of me with Kiko Pangilinan and Bam Aquino. Next thing I know, these photos were circulating around troll networks claiming I was a “Dilawan spy.”

According to their very imaginative storyline, I was a “close-in staff member of PNoy” and “extremely close to the Aquino family” that I had even joined the President on foreign trips. Sabi nila, I had infiltrated the Duterte administration pretending to be a loyal supporter just so I could secretly spy for the “Dilawans. They even said my blood was “dilaw na dilaw” and that I was taking orders from Bam Aquino, Kiko Pangilinan and the dilawan network.

Honestly, their scriptwriters deserved a Netflix contract. The truth is much simpler… In my entire life, I only spoke to PNoy once, that day in 2014 in the UN rose garden.

But yes, earlier in my career I worked in the National Youth Commission with Bam Aquino and in the Philippine Senate with Kiko Pangilinan, so naturally I did work closely with them. I was Senator Pangilinan’s Executive Assistant and Political Officer for more than 2 years! And I’m actually proud of that. I served both of them and saw how they worked up close. In all those years, I never saw any hint of corruption from either Kiko or Bam. They’re literally role model politicians and I am confident that the Philippines is in good hands when they’re leading. And because of that, I remain loyal to them. I worked with them for more than five years and I know their character personally.

Unfortunately, during the fake news era that began in 2016, trolls created all kinds of stories about them and systematically destroyed their reputations online. Sadly, many ordinary people including some of my own relatives and neighbors believed those narratives. Some of them ended up hating Bam, Kiko… and eventually at me too. But to be clear, neither Senator Bam Aquino nor Senator Kiko Pangilinan had anything to do with my appointment in the Duterte administration. I applied for the role and got accepted by the President!

Before I accepted the Undersecretary role, I did ask Bam for advice. By coincidence he and his wife were in New York in 2016, so we were able to talk. He gave me balanced advice and told me to weigh the decision carefully. But the final decision to join Duterte was mine.

When I joined the Duterte administration, I focused on doing my job. I stayed loyal to the work assigned to me and never played partisan politics inside the government. Since I was coming from an office on UN reform, my mindset was clearly to get rid of corruption in the government agency I was leading. Unfortunately, none of my professional experience and background mattered to troll writers and influencers, they just decided that I was a spy that needed to be crushed. 

I gave up my UN career in 2016 and was separated from my family to answer the call to serve the country. It was unfair for trolls and some government officials to disregard all that. It was not fair that while I was helping President Duterte fulfill his promise of a clean and reformed national government, I was left alone in the fight against corruption and his very own people painted a very bad picture of me refusing to look into my person, character and accomplishments, and only focusing on creating a negative narrative. All because they believed I was a “Dilawan spy.”

The environment back then was extremely toxic. Because I refused to go along with corruption and certain questionable practices and because I waged war against corrupt officials and employees, I made enemies. Those people started fabricating accusations, spreading malicious stories, and using both media and troll networks to destroy my name. They even said I stole government cars!🤣 

While I was trying to fix things inside a government agency to fight graft and corruption and broken systems, I was dealing with intrigue, harassment, and even threats to my life. According to subdivision security, there have been more than two instances where motorcycle men came to ask them if I lived there. 

During my time, I uncovered a multimillion peso scheme within the bureau; I ordered for the return of millions of pesos to the national treasury; I sought for audit to correct bad practices in government— all these, reported through a long report submitted to Malacañang and no action was ever taken. In the end, I was the one crucified. Because I wasn’t strong enough and I was all alone in the fight. And the mighty President Duterte and the powerful men around him did not want to pick my fight, they had better things to do. 

Real-life trolls walking down the halls of government offices took over leadership, flipped the script, and used their powers and government resources to demolish the ‘kontrabida’ who exposed their evil ways and bruised their egos a little too painfully. They twisted the narrative and portrayed the one who exposed their wrongdoing as the offender, the culprit. The painful lesson there is this.. a completely fabricated story, repeated often enough, can seriously damage a person’s reputation. This is what they did to Kiko, Bam, Leila de Lima and many others who did not believe in their style of governance and leading the nation. To this day, some of my own neighbors in Lanao del Norte, my friends and relatives, and many around the country still believe in this falsified, deceptive narrative. Some people still think I was corrupt and evil, in the same way they’d insist De Lima was too. 

And yet, despite everything, I have no regrets.

It was a tough fight, but I’m proud of the stand I took against corruption. Even though some people in power at the time chose not to support me and simply let me face the attacks alone, I left government service with my integrity intact. And I am proud to tell my children (and maybe even my grandchildren) about that colorful chapter of my life. My parents and my whole family will never forget what I stood for.

Even if I had to stand alone, and even if the world seemed to close in around me, I will always be proud that when I was given the opportunity, I stood up and fought for the Philippines. And I am willing to do it over and over again.

Whether or not I like them or support them, I sit and listen to Presidents when they speak. Not for me to put together or form an opinion about them but to remind myself of my connection and commitment to my homeland. 

So, for all the things I have done for the Philippines in my own little way, even if you never ever knew about it, you’re welcome.