Friday, October 30, 2026

Kela kaya akoy di na...

PROBLEMA SA PINAS NA HINDI PROBLEMA SA IBANG BANSA

TRANSPORTATION

Tignan mo yang picture. Bus terminal yan sa Pilipinas.

Siksikan. Pawis. Tulakan. May bata. May matanda. May bitbit na maleta, karton, plastik.

Ganyan ka kasi pahirapan sumakay ng bus dito. Kailangan mo makipag-patayan sa pila.

Sa ibang bansa?

Sa Japan, may train every 3 minutes. May upuan lahat.
Sa Singapore, may bus na aircon, may app ka pa alam mo exact kung nasaan na bus.
Sa Thailand, may BTS at MRT na mura, malinis, on time.
Sa Dubai, kahit 50 degrees sa labas, malamig sa loob ng bus stop nila.

Sakay ka lang. Walang tulakan. Walang pawis. Walang stress.

Dito?

Undas pa lang yan ha. Wala pa Pasko. Wala pa New Year.
Pero ganyan na pila.

Bakit?

Kasi sa ibang bansa, transportation ay SERBISYO.

Sa Pilipinas, transportation ay NEGOSYO.

Serbisyo = pinapadali buhay mo.
Negosyo = pinagkakakitaan paghihirap mo.

Kaya tingnan mo:

Bus kulang kasi ayaw magdagdag ng unit ng operator, mas tipid pag siksikan.
Tren sira kasi maintenance tinipid.
Terminal luma kasi wala nag-iinvest, tutal no choice ka naman, sasakay ka pa rin.
Dagdag pa, 2027 ipi-privatize pa MRT. Asahan mo na, tataas pamasahe dyan.

Sa ibang bansa, yung gobyerno nagtatanong: "Paano namin pagagaanin byahe ng tao?"

Dito, yung sistema nagtatanong: "Paano pa namin pagkakakitaan pagod ng tao?"

Kaya yung Pilipino, bago pa makarating sa trabaho, pagod na.
Bago pa makauwi sa pamilya, ubos na.

4 na oras sa byahe. 8 oras sa trabaho. 4 na oras ulit sa byahe.
16 oras para sa ibang tao. 8 oras na lang tulog mo, kung makatulog ka pa.

Tapos magtataka sila bakit gusto ng Pilipino umalis ng Pilipinas?

Hindi dahil maarte.
Dahil pagod na.

Pagod na sa pila.
Pagod na sa siksikan.
Pagod na sa sistemang sinasadyang pahirapan ka.

Sa ibang bansa, byahe ka lang.
Dito, survival.

#hustleoverslavery

10312026 sat gym pogi

Php16 pandesal

Php40 goto
Php40 malabon

Goto angelus linis nitso
With mama cris rheena and miel

Php1500 diesel max at php94/L 15.96L

Php13+13+14+30 pamasahe ppgi

Punta alabang with ganda kay bello.
Php9k.

Happy 60th bday pareng jun herrera

10:15am arrived at westgate bello
Grab php374
Here at UCC

Php1140 1037 sushi ninja

1:06pm riverdrive grab
Php393

1:19 bacoor blvd
Php697.50 930

Thursday, October 29, 2026

SA PILIPINAS, MAS MARAMI PA TAMBAY NA DEGREE HOLDER KAYSA TRABAHO

 SA PILIPINAS, MAS MARAMI PA TAMBAY NA DEGREE HOLDER KAYSA TRABAHO NA MAY DEGREE
Real talk
Nagtapos ka ng 4 years college. Gumastos nanay mo ng P300k.
Nag-thesis ka, nagpuyat, nag-OJT, nag-exam.
Pag-graduate mo, sabi sayo:
"With 2 years experience"
"Can start ASAP, P18k salary"
"Fresh grad? OJT muna walang bayad"
Kasi sa Pilipinas, ang degree mo hindi ticket para sa magandang trabaho.
Ticket lang para makapila ka sa mas mahabang pila.
Tingnan mo
Education grad nagtitinda sa palengke.
Engineering grad nagra-rider sa Grab.
IT grad nag-eencode lang sa call center, hindi related sa kurso.
Nursing grad nasa coffee shop nagtatrabaho, kasi wala mapasukang hospital na may maayos na sahod.
Samantalang sa Thailand, Vietnam, Malaysia:
High school grad lang may trabaho na sa Toyota factory, P30k kita.
Walang degree may trabaho pa rin, regular pa.
Dito, degree holder ka na tambay ka pa.
Bakit? Kasi mas marami tayong ginagawang degree holder kesa sa ginagawa nating matinong trabaho na para sa degree holder.
Gumagawa tayo ng libo-libong college grad kada taon pero hindi tayo gumagawa ng libo-libong factory, hospital, tech company na kukuha sa kanila.
Kaya anong nangyayari?
Export ulit. Yung nurse natin, sa UK may trabaho na may degree. Dito, tambay.
Yung teacher natin, sa US may trabaho na may degree. Dito, contractual.
Hindi kulang sa talino Pilipino. Hindi kulang sa degree.
Kulang tayo sa trabahong may respeto sa degree na pinaghirapan mo.
Kaya kung degree holder ka at tambay ka ngayon hindi ikaw bobo.
Nasa bansa ka lang na mas mabilis gumawa ng graduate kesa gumawa ng trabaho para sa graduate.

10302026 fri linis

Php12 pandesal

Site pogi
Office ganda exam sa ayala. Pass na. Salamat kay Lord

Php14+13+35 pamasahe

Linis nitso angelus bukas na lang.

Php40 2 lumpia 2 turon

RIP TI VIRING OCAMPO.





Gobyerno nag export ng tao.

KAYA PALA MARAMING GUSTO MAG-ABROAD, KASI MISMO GOBYERNO NAG-EXPORT NG TAO, HINDI NG TRABAHO

Bakit? Kasi may bansa na nag-iimport ng trabaho para sa tao nila.
Tayo, nag-eexport ng tao para sa trabaho ng ibang bansa.

Real talk:
Estratehiya ng Pilipinas sa loob ng 40 years magpadala ng Pilipino sa abroad.

May POEA para paalisin ka.
May OWWA para singilin ka.
May OEC para pahirapan ka bago umalis.
Pero wala tayong malinaw na plano para yung TRABAHO mismo ang dalhin dito.

Sa Pilipinas:
"Halika investor may red tape, may brownout, may permit sa barangay, mayor, DENR, BIR, at may SOP pa."
Resulta: umalis investor, pumunta sa Vietnam.

Kaya anong naiwan? OFW.

Remittance ng OFW: $40 BILLION kada taon. Yan ang bumubuhay sa ekonomiya natin.
Kaya sanay na sistema: okay lang na walang trabaho dito, kasi may mag-aabroad naman na magpapadala ng dollars.

Hindi mo kasalanan na gusto mo mag-abroad. Sistema ang nagtulak sayo.

Bata ka pa lang tinuruan ka na:
"Mag-nursing ka, para maka-abroad."
"Mag-seaman ka, para maka-abroad."
"Mag-caregiver ka, para maka-abroad."

Walang nagsabi na:
"Mag-engineer ka, dito ka gagawa ng barko natin."
"Mag-IT ka, dito ka gagawa ng Google ng Pilipinas."

Kasi mismo sistema, hindi naniniwala na may futuro ka dito.

Kaya wag ka mag-guilty kung gusto mo umalis.
Hindi ka nagiging makasarili.
Nagiging practical ka lang sa bansang mas magaling mag-export ng tao kesa mag-import ng trabaho.

At hanggat ang solusyon ng gobyerno ay job fair at hindi factory,
mananatiling number 1 tayo — hindi sa trabaho, kundi sa dami ng umaalis.

#hustleoverslavery #OFW #Unemployment #RealTalk #BuhayPinas #MagAbroad

Wednesday, October 28, 2026

Be prepare

WHY ARE SO MANY GOVERNMENTS TELLING CITIZENS TO PREPARE?

From Stockholm to Tel Aviv to Taipei, governments are telling households to get ready for sudden emergencies. 

Some still say "crisis." Others now plainly say "war." Here's what is driving it, region by region, and what it means for us.

EUROPE: THE RUSSIA FACTOR

Intelligence agencies warn Russia could be ready for a large-scale war in Europe within about 5 years. 

Undersea cables have been cut, and drones have shut down airports in Denmark and violated Polish airspace. 

The EU now asks every citizen to be able to last 72 hours alone, and NATO members agreed to spend up to 1.5% of GDP on areas that include civil preparedness. 

Sweden, Finland, Poland, the Baltic states, Germany, France and the UK have issued household guides.

THE MIDDLE EAST: WAR IS ALREADY HERE

When Israel and the US struck Iran on February 28, 2026, Israel declared a nationwide "special home front situation." 

Every new Israeli home must have a reinforced safe room, kept stocked with water, food and a radio. 

Iranian missiles also hit Gulf states, where most homes have no shelters. 

Bahrain tested mobile alerts weeks before the war. Abu Dhabi now plans to use its 4,000 mosques as a warning network. 

SOUTH ASIA: THE HIMALAYAN FRONT, AND PAKISTAN ON THE FLANK

INDIA
Six years after the deadly Galwan clash, Chinese troops are again camped 6–7 km inside India's side of the border in Arunachal Pradesh. 

In April 2026, Beijing issued its sixth list of Chinese names for places in Arunachal, which it calls "South Tibet." This is map warfare.

China's giant Brahmaputra dam sits in an earthquake zone upstream of millions of people in India and Bangladesh. Beijing says there will be no downstream harm.

BHUTAN
China has built about 19 villages and settlements, room for roughly 7,000 people, on land Bhutan claims.

In 2020, China suddenly claimed Bhutan's Sakteng sanctuary. The aim is to pry loose Doklam, which overlooks India's narrow "Chicken's Neck" corridor to its northeast.

NEPAL
A leaked government report found that Chinese forces had restricted grazing and religious activities on Nepal's side of the border in Humla. China denies encroaching.

Nine years into the Belt and Road Initiative, Nepal has only big promises from China but almost nothing built. Beijing courts Nepal's leftist parties.

Nepal is squeezed by both India and China that reopened trade through the Lipulekh Pass, which Nepal claims, without asking permission.

PAKISTAN: THE SECOND FRONT

81% of Pakistan's new weapons are Chinese. In the May 2025 war, China fed Pakistan "live inputs" on Indian deployments and used the fight as a "live lab" for its weapons:

Chinese J-10C jets, PL-15 missiles, Hangor subs, and an offer of J-35 stealth jets.

China's pressure on the Himalayan border pins down Indian forces there while Pakistan strikes from the west.

INDIA IS PREPARING ITS PEOPLE

On May 7, 2025, India ran its first nationwide civil defence drill since 1971, in 244 districts, with sirens, blackouts and evacuation.

From the Himalayas to the West Philippine Sea, the method is the same:

small steps below the threshold of war, new maps and names, construction that becomes "fact," and partners who open other fronts. 

Countries that see it clearly are preparing their soldiers and their citizens.

THE FIRST ISLAND CHAIN AND THE PACIFIC: CHINA'S GRAY ZONE AT SEA

"Gray zone" means constant pressure that stays just below open war.

PHILIPPINES 

* Coast guard and maritime militia. harassment in the West Philippine Sea.
* Occupation of maritime fearures within the PH's EEZ. 
* Preventing PH vessels and fishermen free passage within the EEZ. 
* Physically harming PH sailors, damaging its maritime assets.
* Poaching, and destruction of coral beds.

TAIWAN

Coast guard ships paired with "fishing" militia boats and military drills, which Taiwan calls "battlefield preparation."

JAPAN AND THE PH 

Days after Tokyo and Manila began talks on their sea boundary in May 2026, China sent coast guard ships to patrol waters east of Taiwan.

AUS-NZ 

Chinese warships held live-fire drills in the Tasman Sea with only hours of notice, forcing 49 flights to divert. 

In 2026, China fired a nuclear-capable missile into the South Pacific. 

New Zealand's spy agency says China is the only country it has detected spying on it at scale.

ON LAND: THE WAR INSIDE PH BORDERS

Espionage. 

Since 2025, at least 13 Chinese nationals have been charged with espionage: 

* using drones over the naval base in Palawan; * watching US and Philippine ships at Subic Bay; 
* driving vehicles fitted with phone-intercepting devices past Malacanang, Camp Aguinaldo and Camp Crame. 

A suspect was linked to a Chinese military university.

Insiders. 

In March 2026, three Filipinos working for the Defense Department, Navy and Coast Guard were arrested for allegedly passing lists of military personnel and details of West Philippine Sea resupply missions to Chinese handlers.

Fake identities. 

Some Chinese nationals have posed as Filipinos using fraudulent documents. 

* Former Bamban mayor Alice Guo a.k.a Chinese national Guo Hua Ping. NICA called her an "agent of influence." Sentenced to life in prison for human trafficking linked to a scam hub. 

* A Mongolian pilot trainee with suspected Chinese military ties was caught photographing Iba Airport in Zambales.

POGO hubs and criminal fronts. 

Intelligence officials told the Senate they monitored foreign interference inside POGO and gambling hubs. 

In October 2026, a raid on a gaming hub near military headquarters led to 76 arrests, mostly Chinese nationals.

Infiltration and influence. 

The AFP chief says China's United Front, the Communist Party's network for building influence abroad, is reaching into schools, businesses, media, churches and local governments. 

Cognitive warfare. 

A Senate hearing presented a contract and a P930,000 check allegedly from the Chinese Embassy to a Makati firm for "keyboard warriors": fake accounts posing as Filipino students, professionals and soldiers that pushed pro-Beijing narratives. 

The National Security Council said Chinese state-sponsored operations tried to interfere in the 2025 elections. China and the firm deny it.

Cyberattacks. 

Chinese state-linked hacking groups have targeted Philippine government agencies, defense bodies and private firms. 

In 2026, researchers reported attacks on the country's nuclear agency and a naval contractor.

Mapping our seabed. 

Fishermen keep finding underwater drones with Chinese parts, from Palawan and Pangasinan to Misamis Oriental here in Mindanao. 

One drone's SIM card last connected in mainland China. The Navy says they gather data useful for submarine warfare.

Economic leverage. 

China's State Grid owns 40% of the company but operates our power transmission network, the NGCP. 

Our dependence on imported fuel and fertilizer is another pressure point.

Taken together, this is a war fought without a declaration: collect intelligence, buy influence, divide public opinion, and leave the country weaker if conflict comes. 

The AFP chief has put it bluntly: "We should have that mentality that we are already at war."

AND OUR HOUSEHOLDS?

The Philippines is a front line of China's pressure at sea, on land and online. Yet we still have no national household guide that covers armed conflict, cyberattacks or disinformation. 

Our typhoon experience puts us halfway there. The other half is awareness. 

Keep your family ready to survive without power, internet or cash machines for an indefinite period until help arrives.

10292026 thu

Php10 pandesal

Site pogi
Office ganda

Php14+14+35 pamasahe

Php50 pogi

Replace gripo sa lababo
Replace new ss valve ng gripo
Grind rubber stopper ng gripo

Php40 pakbet
Php65 bopis

Naka uwi si mama 2:40pm nakauwi
Php341+39 grab 5 star terminal to home

Php10 2x5 spanish bread
Php40 bihon mike

Php28+28+28+30 gym pamasahe

Keyboard tester.com

 







10272026 tue 6th day mama.

Php10 pandesal

Php14+13+35 pamasahe

site pogi
office ganda

Ganda kinuha bpi atm nya kay ninong leo.

Nanay discharge

Php66k bill.




Php30  pamasahe pogi

Php28+28+28+30 gym pamasahe



Tuesday, October 27, 2026

10282026 wed

Php10 pandesal

Php14+13+35 pamasahe pogi at ganda.

Site pogi
Office ganda

Php70 2x35 mineral water
Php60 tinumis lunch
Php62 0.69k 90/k saging lacatan.

Mama sa bdo munoz nagpapalit ng expired ATM ni nanay. Done.

Php30 pamasahe.

Php28+28+28+30 gym panasahe

My Plate.

Walk the Talk: The Physician’s Plate
Every meal is a message.
As a doctor and health reform advocate, I believe that wellness begins with what we place on our plate — and how we live each day.
My daily ritual reflects the principles of the Blue Zone and the Ikigai journey — eating mindfully, moving intentionally, and living with purpose.
Today’s lunch:
• Brown rice for sustained energy
• Boiled egg for clean protein
• Tofu and greens for fiber and heart health
• Purple yam and papaya for antioxidants and natural sweetness
Low sugar. Low salt. Low fat. High discipline.
Reaching and maintaining an ideal body weight reduces the risk of lifestyle diseases — hypertension, diabetes, and heart disease.
A landmark study from the JAMA Network found that walking 7,000 steps daily lowers mortality risk by up to 50%.
Exercise is medicine — and consistency is the cure.
Live simply. Eat wisely. Move daily.
Health is not a destination; it’s a lifelong journey toward balance, gratitude, and purpose.

Usd/php rate

SIMULA NAGING PRESIDENTE KA MR PRESIDENT, TIGNAN MO TINAAS NG DOLYAR KONTRA PESO

YAN ANG HIGHEST USD/PHP RATE BY YEAR:

2016: ₱50.05
2017: ₱51.85
2018: ₱54.34
2019: ₱52.89
2020: ₱51.65
2021: ₱51.19
2022: ₱59.10 — DITO KA PUMASOK
2023: ₱57.04
2024: ₱59.06
2025: ₱59.33
2026: ₱64.00 — ALL TIME HIGH, PINAKAMATAAS SA KASAYSAYAN NG PILIPINAS

Mr President, halos ₱13 pesos ang dinagdag mo sa palitan in 4 years. 

Alam mo ba anong epekto ng ₱64 na yan sa ordinaryong Pilipino?

AUTOMATIC TAAS LAHAT NG BILIHIN
Lahat ng imported, dolyar ang bayad — gasolina, krudo, bigas, sibuyas, gamot, harina, patuka ng manok, bakal, kuryente. Kaya yung petrolyo nasa ₱95-₱98 pa rin kahit wala nang gyera. Kasi hindi lang presyo ng langis ang problema, bagsak na piso ang problema.

LUGI ANG NEGOSYANTENG PILIPINO
Yung tindahan sa Divisoria, yung nagtitinda ng isda sa palengke — dati ₱10k puhunan, may tubo na. Ngayon ₱10k mo, kulang pa pang-renta. Kaya left & right ang sarado. PCCI na mismo nagsabi, survival mode na lang ang MSMEs. Hindi tamad ang Pilipino, pinatay lang ang puhunan niya ng palitan.

KAHIT OFW, TALO PA RIN
Akala ng iba, tuwang-tuwa ang OFW sa ₱64. Hindi. Kasi yung $200 na padala dati, malaki na sa Pinas. Ngayon $200 = ₱12,800 nga, pero yung bigas na ₱45 dati, ₱65 na ngayon. Yung gatas ng anak na ₱300 dati, ₱450 na. Mas malaki ang palitan, mas malaki rin ang gastos ng pamilya. Tabla lang, pagod pa.

LUBOG LALO SA UTANG ANG BANSA
Utang natin ₱19.065 Trillion na. At dolyar din ang bayad ng malaking parte nyan. Pag tumaas ang dolyar from ₱51 to ₱64, ibig sabihin yung utang natin, automatic nadagdagan ng trilyon-trilyon kahit wala tayong inuutang na bago. Tayo ang nagbabayad, pero sila ang gumastos.

Noon 2016-2021, stable ang piso, ₱50-₱51 lang. Nakakaraos pa. May pangarap pa magnegosyo.

Simula 2022 nung umupo ka, dire-diretso ang bagsak. ₱59, ₱59, ₱59, tapos biglang ₱64. Hindi na bagsak, free fall na.

Mr President, ang piso ang salamin ng tiwala ng mundo sa Pilipinas. Kung bagsak ang piso, ibig sabihin walang tiwala ang investor, walang tiwala ang negosyante, walang tiwala ang taong bayan.

Hindi lang numero ang ₱64.00 na yan.

₱64.00 — Yan ang presyo ng bigas na hindi na mabili.
₱64.00 — Yan ang dahilan bakit walang tao sa palengke.
₱64.00 — Yan ang dahilan bakit sarado ang Divisoria.
₱64.00 — Yan ang resibo na simula naging presidente ka, kami ang nagbayad ng kapabayaan.

Hindi kami nanghihingi ng awa. Gusto lang namin makita kung nasaan ang Pilipinas na pinangako mo.

#hustleoverslavery



Sunday, October 25, 2026

10262026 mon hatid 5th day mama

Php10 pandesal

Wfh ganda
Site pogi - OT

Php39 toll fee
Php275 jollibee
Php39 toll fee

Php163 replacement faucet valve core shopee.


Saturday, October 24, 2026

Bakit walang principal?

SCHOOLS WITHOUT LEADERS, NATION WITHOUT DIRECTION

by Dr. Tony Leachon

Half of our public schools — 23,000 campuses — operate without principals.
No captain to steer the ship. No leader to guide teachers and learners.

The 2027 national budget allocates ₱0 for new principal positions.
The Department of Education (DepEd) requested ₱10.5 billion to hire 14,000 Principal I posts, but the Department of Budget and Management (DBM) denied it.
Senate President Sherwin Gatchalian now vows to correct this injustice through additional allotments.

Meanwhile, DepEd Secretary Sonny Angara is easing qualification exams (NQESH/NASH) to accelerate promotions — a stopgap measure, not a structural fix.
The deeper problem is budgetary neglect.

⚖️ Who’s to Blame

• Executive branch: DBM excluded principal funding from the 2027 National Expenditure Program.

• DepEd leadership: Working on reforms but constrained by fiscal ceilings.

• Congress: Continues to prioritize Unprogrammed Appropriations, discretionary funds that ballooned to ₱450 billion, dwarfing allocations for health and education.

🩺 Health and Education: The Forgotten Priorities

• Health promotion budget cut from ₱2.5 billion to ₱485 million, undermining the Universal Health Care Law.
• Education sector faces stagnant teacher hiring and leadership gaps.
• Unprogrammed funds remain lawmakers’ favorite — flexible, opaque, and politically convenient.

💬 Reflection

A nation that neglects its teachers and doctors is a nation that forgets its future.
Leadership begins in the classroom and compassion begins in the clinic.
When half of our schools have no principals and hospitals lack health workers, governance loses its moral compass.

Senate President Gatchalian’s pledge is a start — but promises must translate into pesos.
Education and health are not expenses; they are investments in dignity.

#RelentlessForChange 

Tony Leachon

10 things John Gokongwei Jr.

10 things we can learn from Mr. Gokongwei:

1. Significance Over Success
Mr. Gokongwei is the third richest man in our country yet his focus turned to philanthropy when he passed the reins of his business. 

In 2006, at 80 years old, he gave away P20 billion or half of his shares in the JG Summit Holdings to the family foundation. He understands the Winston Churchill quote, “You make a living by what you get, you make a life by what you give.”

2. Frugality
Mr. Gokongwei takes pride in his frugality. He rides economy in his own airline before he got old and needed to ride business class. In the book, Lessons I Learned From My Dad, his son Lance spoke about his dad’s frugality in detail. 

In my personal experience, I spoke in URC’s event for their top level management in 2014 at their GBF (Gokongwei Brothers Foundation) facility. I used a karaoke to deliver my speech. URC makes billions, yet I used a karaoke. I don’t find this funny but amusing, and I am amazed by their frugality. We moved to another venue for my trainings with them and just returned to the same venue in 2018. Guess what, the Karaoke is still there. 

3. Avoid Bad Practices
He said, “Success is not necessarily connections, or cutting corners, or chamba—the three Cs of bad business. Call it trite, but believe me: Success can be achieved through hard work, frugality, integrity, responsiveness to change, and most of all, boldness of dream. These have never been easy slogans for me. I have lived by them.”

4. Be Fearless
“Life is full of challenges and so it’s full of opportunities and choices. You can either choose to be afraid or be brave. I chose to love my life even during times when I was afraid” he said. 

5. Innovate
Mr. Gokongwei ventured into uncharted territory, from cornstarch to shopping malls, to jumbo jets, he innovated and changed entire industries. One in particular is in telecoms. He built Sun Cellular and offered unlimited text or call. People said it was crazy and there was no way it was going to last. When Sun was acquired in 2011, it was valued at a whopping 74 billion pesos. 

6. Never Retire In Life
He never retired, he just changed his career. From a businessman to a philanthropist, he continued to abide by his calling in life to be an entrepreneur. He said, “Entrepreneurship for me is a path to a Happy Life.”

7. Never Stop Learning
He has a never stop learning approach to everything he does. When his kids are young, he wouldn’t give them much allowance, but he would spend money on books. According to his son Lance, their dad lets them buy as many books as they wanted but was very frugal on other things. 

Mr. Gokongwei’s wife also teases him by calling his stacks of books and magazines the Great Wall of China. 

8. Look back where you came from

9) Do Your Homework
In an ABS CBN article, Mr. Gokongwei does extensive study before venturing to another business. It may seem he's doing things on the fly but there's a careful study before it's done. He said, “You have to do four things. First, you have to assess the market. Second, is it large enough? Is there growth in the market? Third, do we have the capital to compete and fourth, do we have management and technical expertise to compete?”

10. There is no success without succession. 
Long before his demise, he had passed on the reigns of JG Summit Holdings to his son Lance and family. He trained his children to work from the bottom of the company before they can be at the top. The title COO (Child Of Owner) didn’t exist for him. His children had to work harder than everyone else. As we can all see, he trained them well. 

He said, “The business is not there to serve the family. The family is there to serve the business. I serve the people the business serves - our clients. I serve the people who work in the business - our employees.” What a perspective. Many businesses would greatly benefit from this wisdom. 

We will surely miss one of the greats who taught us to start small but dream big. 

📸✍️ Credit to the rightful owner.

#fyp



18 months advance sss pension.

📢 KA-SSS, ALAM N’YO BA ANG 18 MONTHS ADVANCE PENSION? 💙💰

Gusto mo bang matanggap nang isang bagsakan ang unang 18 buwan ng iyong SSS retirement pension? 🤔

May ganitong option para sa mga kwalipikadong SSS retirement pensioner! Pero tandaan, may discount na itinakda ang SSS at may mga requirements na kailangang matugunan.

📌 Paano ito gumagana?
✅ Paunang lump sum para sa unang 18 buwan ng pension.
✅ Pagkatapos ng 18 buwan, saka magsisimula ang regular na buwanang pension sa ika-19 na buwan.
✅ Hindi ito para sa lahat ng SSS members—kailangang qualified sa retirement benefit.

💡 Bago magdesisyon, alamin muna ang mga kondisyon at epekto nito sa matatanggap mong pension.

Mga ka-SSS, mas mabuting may alam bago magdesisyon! I-SHARE ang post na ito para mas maraming future pensioners ang maging informed. 💙🇵🇭

👇 May tanong tungkol sa SSS pension? Mag-comment sa ibaba!

#SSS #SSSPension #18MonthsAdvancePension #SSSRetirement #SSSBenefits #KaSSS #Pensioner #AlaminAngKarapatan #FinancialLiteracy #HRJenThought



Epira law RA 9136

Pagod na ang nasa baba.

SISTEMA NG PINAS GINAWA PARA YUMAMAN YUNG NASA TAAS, AT MAPAGOD YUNG NASA BABA 

REAL TALK

Ganito sistema natin tol. Pakinggan mo.

SA PINAS, PAG MAHIRAP KA, MAS MAHAL MANINGIL SISTEMA SAYO.

Mahirap ka? Mas mahal singil sayo.

Wala kang kotse, mag jeep ka - 20 pesos kada sakay, 4 na sakay isang araw, 80 pesos agad. Yung may kotse, 100 pesos gasolina buong araw na.

Mahirap ka, uutang ka sa 5-6, 20% tubo. Mayaman, uutang sa bangko, 1% lang tubo.

Mahirap ka, bibili ka tingi-tingi. Isang sachet ng kape 15 pesos. Yung mayaman bumibili isang kilo, mas mura. Mas mahal pa gastos ng mahirap kaysa mayaman.

Sistema yan tol. Yung mahirap, mas pinapamahal pa buhay. Yung mayaman, mas pinapamura pa.

Kaya mahirap makaahon mahirap sa Pinas. Kasi habang mahirap ka, mas mahal lahat sayo. Habang mayaman ka, mas mura lahat sayo.

SA PINAS, PAG MASIPAG KA, MAS MARAMING KUKUHA SAYO. PAG TAMAD KA SA GOBYERNO, MAS MARAMING KITA.

Ikaw, nagtatrabaho 12 hours, kaltas tax mo agad. SSS, Pag-ibig, Philhealth. Wala ka pang sahod, kaltas na.

Yung politiko, nakaupo lang, may sahod na 200k buwan-buwan, may kickback pa sa project na bilyon-bilyon.

Ikaw, maliit na sari-sari store, may BIR, may mayor's permit, may barangay permit, may sanitary permit. Lahat may bayad.

Yung malaking negosyante na kaibigan ng politiko, tax free pa sa PEZA.

Ikaw, pag nagkasakit ka, pila ka sa public hospital 12 hours bago ka asikasuhin.

Yung politiko, pag nagkasakit, sa St. Lukes agad, gobyerno pa magbabayad.

Sistema ginawa para pag masipag ka sa baba, ikaw kakaltasan. Pag tamad ka sa taas, ikaw kikita.

SA PINAS, GINAGAWANG NORMAL ANG ABNORMAL.

Sa Pinas, normal na ang 6am to 8pm na trabaho.
Normal na ang 500 sahod 12 hours.
Normal na ang traffic 3 oras.
Normal na ang baha hanggang tuhod.
Normal na ang pila sa ayuda.
Normal na ang korap.

Ginawang normal ng sistema lahat ng abnormal para hindi ka na magreklamo. Para sabihin mo na lang "ganyan talaga sa Pinas."

Pero tol, hindi ganyan talaga. Ginawa lang nilang ganyan.

Sa ibang bansa, abnormal ang 12 hours trabaho 500 sahod. Sa Pinas, normal.

Sa ibang bansa, abnormal ang pulitikong nagnanakaw tapos iboboto ulit. Sa Pinas, normal.

Kasi pag ginawa nilang normal ang abnormal, hindi mo na papangarapin yung normal na buhay. Makukuntento ka na lang sa abnormal na buhay.

SA PINAS, HINDI KA BIBIGYAN NG SISTEMA NG DAAN PARA YUMAMAN. BIBIGYAN KA NG DAAN PARA MANATILING MAHIRAP.

Tignan mo.

Gusto mo mag-aral? Mahal tuition. Kaya uutang ka. Pag utang mo, baon ka na agad.

Gusto mo magtrabaho? 600 lang sahod. Kaya kapos ka. Pag kapos ka, uutang ka ulit.

Gusto mo mag-negosyo? Ang daming permit. Ang daming lagay. Kaya ayaw mo na lang.

Gusto mo mag-abroad? Ang daming fixer. Ang daming ahensya na manloloko. Kaya yung iba naloloko pa bago makaalis.

Lahat ng daan papuntang yaman, hinarangan ng sistema. Lahat ng daan pabalik sa hirap, binuksan ng sistema.

Kaya yung tao sa Pinas, ikot-ikot lang. Aral, trabaho na kapos, utang, bayad utang, trabaho ulit. Paulit-ulit hanggang tumanda.

Walang daan palabas. Kasi yung sistema ayaw ka palabasin.

KAYA KUNG NAIIINTINDIHAN MO NA SISTEMA NG PINAS, DALAWA LANG GAGAWIN MO.

Una - magreklamo ka habang buhay sa Facebook at manatili kang mahirap at pagod sa sistema.

Pangalawa - gamitin mo sistema para makaalis sa sistema.

Mag-aral ka ng skill na hinahanap sa abroad kahit sa YouTube lang libre.
Mag-ipon ka kahit 50 pesos araw-araw pang requirements.
Maghanap ka ng legit na agency, wag sa fixer.
Magtiis ka ng isang taon sa pag-aapply, para sampung taon kang makalaya sa sistema ng Pinas.

Kasi tol, hindi mo mababago sistema ng Pinas mag-isa. Malaki masyado. Matagal na bulok.

Pero mababago mo sistema ng buhay mo. Kaya mong umalis sa sistema ng Pinas.

At pag nakaalis ka na, dun mo maiintindihan na yung sistema ng Pinas pala ang dahilan bakit ka laging pagod at kapos.

At pag nasa abroad ka na, ikaw na bahala kung gusto mo pa bumalik sa sistema na yun, o gusto mo na manatili sa sistema na pinapahalagahan pagod mo.

Tandaan mo - hindi ka pinanganak para habang buhay na pagod at kapos sa Pinas.

Pinanganak ka para gamitin yung sipag mo sa lugar na may bayad talaga sipag mo.

At hindi sa Pinas yun tol. Alam mo yan.

#hosonpoint #hustleoverslavery

10252026 sun 4th day.

Php28 tasty small
Php100 2x59 yakult

Php23 90/k 1/4k kamatis 22.50 dapat
Php34 130k 1/4k kamatis 32.50 dapat

Gym ganda at pogi
Php28+28+28+30 pamasahe
Php100 pogi

Php1k utang ganda

Friday, October 23, 2026

10242026 sat 3rd day

Php10 pandesal
Php40 malabon
Php25 canton sotanghon

Site pogi ot 7 to 4pm
Off ganda

Php13+35+5+100 pamasahe

Punta sa alabang belo
Php374 grab home to westgate bello
Inquire sa bello 9k plus 1k consultation
Php705 angry adobo
Php54 27x2 westgate to zapote kalinisan jeep pamasahe
Php164 chowking
Php234 tcc petite red ribbon cake
Php28 jeep
Php30 tricycle

Php329 shopee

Nood sine pogi ayala mall.
Clayface
Php308 385 sine

Php30 pamasahe




10232026 fri 2nd day cab

Php10 pandesal

Site pogi
Office ganda

Php14+13+35+50 pamasahe

Php500 bayad ni eric sa utang nya kay mama.

Php1080 paid pogi kay mama.

Php28+28+28+30 pamasahe.


Remind us

Fr. Jerry reminds us that the true value of life is not measured by how much wealth we accumulate, but by how much goodness we share with others. We may work hard to earn money and improve our lives, but wealth alone cannot guarantee happiness, peace of mind, or a meaningful life. Sometimes, the simplest acts of kindness bring the greatest joy.

Life becomes more beautiful when we learn to share what we have, even when it seems little. A helping hand, a meal shared with someone in need, or a kind word offered to someone who is struggling can make a real difference. We do not have to be rich to become a blessing to others. What matters is having a generous heart that is willing to give.

At the same time, we must learn to subtract greed from our hearts. When we always want more, we may forget to appreciate what God has already given us. We begin comparing ourselves with others and lose sight of the blessings we already enjoy. Instead, let us practice humility, remain grateful, and remember that everything we have is a gift from God.

So, let us measure our lives not by the size of our wealth, but by the goodness we share, the greed we overcome, and the humility we practice each day. In God's eyes, a truly rich life is one that gives generously, loves sincerely, and remains humble in every blessing. 

#frjerryquotes #UniversalFaith #Homilies #Highlights #inspiration