site pogi
office ganda
Php12+12+30 pamasahe
Dami nilabhan.
Php97 shopee give 100 universal replacement tap valve.
Tuesday, July 21, 2026
Monday, July 20, 2026
07212026 tue libing Ti Haning.
Libing Ti Haning
Php10 pandesal
pogi site
Ganda new office
Php32 kasalo coke 750ml
Php105 3x35 mineral water
3pm umalis ng bahay.
sinimento ang butas sa puntod ni sister.
07202026 mon
nakadumi
Php10 pandesal
Hatid pogi at ganda
Php39 toll fee
Php39 toll fee
Php298 jolibee
Php700 palengke karne baka at manok at tilapia carrot at sili presko.
Php30 pamasahe pogi
Saturday, July 18, 2026
07192026 sun Get Sis bossom certificate.
Nakadumi
Php20 pandesal
Php95 palabok +malabon + lumpia
Gym pogi at ganda
Php24 + 26 + 26+30 pmasahe
Php1k paid cris bal Php530
Bossom balance Cris Php13000.00
Meme observed
As a meme observed: in a crisis, the Filipino rich get richer, the poor get ayuda and the middle class carry the burden.
Tax expert Mon Abrea pointed out that as inflation erodes real incomes, tax brackets are largely unchanged.
“Filipino workers are effectively paying more without earning more. This ‘bracket creep’ is a silent but persistent burden on the middle class.”
The Philippine tax system suffers from a structural imbalance. Around 82 percent of personal income tax collections come from salaried workers — those whose taxes are automatically withheld.
Less than four percent is collected from high-net-worth individuals. This is not just a statistic, Abrea says, “it is a signal of inefficiency and inequity in the system. The disproportionately low contribution from high-net-worth individuals highlights severe inequities and compliance loopholes within the system.”
That’s because salaried workers are easily tracked, but the self-employed, professionals and business owners often operate under self-assessment regulations that allow for easy income underreporting or expense inflation.
The policy direction should be to achieve greater tax equity. We should prioritize tax relief for workers suffering from rising inflation the government can’t fix.
Increasing the tax-free income threshold should be a no-brainer. It directly empowers the middle class. It improves take-home pay, strengthens purchasing power and enables families to save, invest or spend based on their real needs.
As Abrea pointed out, the proposed phased approach — from P400,000 in 2026, P800,000 in 2027 and P1 million by 2028 — ensures fiscal manageability while delivering immediate and predictable relief.
It is obvious that our government is taking the easy way of collecting taxes by focusing on the salaried middle class and on consumption taxes like VAT. But this makes our tax system very regressive and protective of the rich at the expense of the middle class.
In street lingo, trabahong tamad kahit mali.
Philstar.com
Friday, July 17, 2026
07182026 sat sm bac kilay
Php10 pandesal
Php95 malabon palabok at lumpia
Php80 saging
Happy bday Leo O.
Php24 + 26+26+30 pamasahe gym
Php227 lunch pogi
Sm bac pakilay
Php100 grab
Php100 grab
Punta sa burol ni Ti Haning.
Php70 tricycle
Php200 mayonaisse
Legal easement.
🏡 Legal Easement: Bakit may ibang taong may karapatang dumaan sa lupa mo kahit ikaw ang may-ari?
📍Maraming may-ari ng lupa ang nagugulat kapag nalaman nilang hindi absolute ang ownership. May mga pagkakataon na kahit ikaw ang registered owner ng lupa, maaaring may ibang tao na legal na may karapatang gumamit ng bahagi nito. Ito ang tinatawag na Legal Easement.
🤔Ano ang Legal Easement?
Ang Legal Easement ay isang karapatang ibinibigay ng batas na nagpapahintulot sa isang tao na gumamit o dumaan sa bahagi ng lupa ng iba para sa isang partikular na layunin.
Hindi nito inililipat ang pagmamay-ari ng lupa. Ang may-ari ay nananatiling may-ari, ngunit kailangan niyang igalang ang karapatang ibinigay ng batas.
🎈Bakit nagkakaroon ng Legal Easement?
Karaniwang nangyayari ito kapag:
❗Ang isang lupa ay landlocked o walang direktang access sa pampublikong kalsada.
❗Kailangang maglagay ng drainage, irrigation, o utility lines.
❗May legal na pangangailangan para sa kapakanan ng kalapit na ari-arian o ng publiko.
👉Layunin nitong maiwasan na mawalan ng silbi ang isang property dahil lamang wala itong access.
Halimbawa :
Isipin na may lupang nasa pinakaloob at napapalibutan ng ibang pribadong lupa.
Wala itong daan papunta sa barangay road.
Sa ilalim ng batas, maaaring humiling ang may-ari ng landlocked property ng Right of Way sa pinakamainam at hindi gaanong nakapipinsalang ruta. Ngunit hindi ito libre—karaniwan ay may kaukulang bayad o indemnity sa maaapektuhang may-ari.
🤔Iba't ibang Uri ng Easement :
🔸Right of Way – Karapatang dumaan.
🔸Drainage Easement – Daluyan ng tubig.
🔸Aqueduct Easement – Daluyan ng tubig para sa irigasyon o iba pang gamit.
🔸Utility Easement – Para sa linya ng kuryente, tubig, o telekomunikasyon.
🔸Party Wall Easement – Karapatan sa common wall ng magkatabing property.
👍Ano ang karapatan ng may-ari ng lupa?
May karapatan pa rin ang may-ari na:
*Tumanggap ng tamang kabayaran kung hinihingi ng batas.
*Hilingin na ang easement ay ilagay sa rutang may pinakamababang pinsala.
*Tutulan ang hindi awtorisadong paggamit na lampas sa saklaw ng easement.
🎈Ano ang hindi puwedeng gawin ng gumagamit ng easement?
Hindi siya maaaring:
📍Sakupin ang buong lupa.
📍Magtayo ng permanenteng istruktura nang walang pahintulot.
📍Gamitin ang easement sa paraang lampas sa layunin nito.
📍Hadlangan ang may-ari sa paggamit ng natitirang bahagi ng kanyang lupa.
👉Nakikita ba ito sa titulo?
🔥Minsan, oo. Minsan, hindi.
🔥May mga easement na nakasaad bilang annotation sa titulo, lalo na kung ito ay naitala sa Registry of Deeds.
🔥Ngunit mayroon ding legal easements na umiiral dahil mismo sa batas, kahit wala pang annotation sa titulo. Kaya mahalagang suriin hindi lamang ang titulo kundi pati ang aktuwal na sitwasyon ng property at ang mga umiiral na batas.
🤔Paano malalaman kung may easement ang lupa?
Bago bumili ng property:
🔻Suriin ang Transfer Certificate of Title (TCT) o Original Certificate of Title (OCT) para sa anumang annotation.
🔻Magpa-survey sa isang licensed geodetic engineer.
🔻Tingnan ang actual na kondisyon ng lupa.
🔻Humingi ng certified true copy ng titulo at beripikahin ito sa Registry of Deeds.
🔻Kumonsulta sa abogado kung may duda tungkol sa access o paggamit ng lupa.
💥Bakit mahalaga ito sa real estate?
Maraming alitan sa lupa ang nagsisimula dahil sa maling akalang "akin ang lupa kaya walang ibang puwedeng dumaan."
Kapag hindi alam ang batas tungkol sa easement, maaaring:
👉Magkaroon ng kaso sa korte.
👉Maantala ang bentahan ng lupa.
👉Bumaba ang halaga ng property.
👉Magkaroon ng alitan sa mga kapitbahay.
Ang pag-unawa sa Legal Easement ay nakatutulong sa mga buyer, seller, at property owners upang maiwasan ang mga problemang ito.
REFERENCE:
Civil Code of the Philippines (Republic Act No. 386) – Articles 613–693 (Easements or Servitudes), kabilang ang mga probisyon tungkol sa legal easements at right of way.
Disclaimer :
Ang paliwanag na ito ay para sa general educational purposes lamang at hindi legal advice. Ang bawat property ay may magkakaibang sitwasyon, kaya kung may usapin tungkol sa easement o right of way, makabubuting kumonsulta sa isang lisensyadong abogado, geodetic engineer, o sa kaukulang ahensya ng gobyerno bago gumawa ng anumang desisyon.
#RealEstatePH #LegalEasement #RightOfWay #PropertyLaw #LandOwnership #CivilCode #RealEstateEducation #KnowYourRights #BossMarkExplains
Thursday, July 16, 2026
07172026 fri umiikot tyan
Php16 pandesal
Site pogi
Office ganda
Php12+12+30 pamasahe
Php150 baon.
Punta office ganda at SNR.
Php39+39 toll fee
Php3287.83 grocery anr
Php500 miryenda.
Php15 victoria ville club house bday Gheena
Rab
Solution,
5Ω and 5Ω resistors are in parallel connection where R₁ is the total resistance between 5Ω and 5Ω resistors.
Mathematically,
1/R₁ = 1/5Ω + 1/5Ω
or, 1/R₁ = (1 + 1)/5Ω
or, 1/R₁ = 2/5Ω
or, R₁ = 5Ω/2
or, R₁ = 2.5Ω
9Ω and 9Ω resistors are in parallel connection where R₂ is the total resistance between 9Ω and 9Ω resistors.
Mathematically,
1/R₂ = 1/9Ω + 1/9Ω
or, 1/R₂ = (1 + 1)/9Ω
or, 1/R₂ = 2/9Ω
or, R₂ = 9Ω/2
or, R₂ = 4.5Ω
R₁ = 2.5Ω ,R₂ = 4.5Ω and 50Ω resistors are in series connection where Rab is the total resistance throughout a circuit diagram.
Mathematically,
Rab = R₁ + R₂ + 50Ω
or, Rab = 2.5Ω + 4.5Ω + 50Ω
or, Rab = 57Ω ✅ (Answer)
So,
Rab = 57Ω is a 100% final correct answer.
Wednesday, July 15, 2026
Pamantayan
Hindi lahat ng pagre-record ng isang traffic apprehension ay automatic illegal. Ngunit kapag ang isang public officer ay nag-record at nag-post ng video habang ginagampanan ang kanyang opisyal na tungkulin, may ilang mahahalagang batas at legal na prinsipyo na kailangang isaalang-alang.
1. Bilang public officer, mas mataas ang pamantayan ng asal.
Sa ilalim ng Republic Act No. 6713 (Code of Conduct and Ethical Standards for Public Officials and Employees), ang mga kawani ng gobyerno ay inaasahang igalang ang karapatan ng bawat tao at panatilihin ang pinakamataas na pamantayan ng propesyonalismo, integridad, at paggalang.
Kung ang isang opisyal ay gumamit ng kanyang posisyon upang ipahiya o ilantad ang isang pribadong indibidwal sa social media, maaari itong maging batayan ng administrative liability, kabilang ang Conduct Prejudicial to the Best Interest of the Service. Kinilala rin ng Korte Suprema sa Largo v. Court of Appeals (2007) na ang asal ng isang public official, kahit hindi direktang bahagi ng kanyang tungkulin, ay maaaring magdulot ng pananagutang administratibo kapag nasisira ang tiwala ng publiko sa serbisyo.
2. Paano naman ang #dataprivacy?
Kapag ang isang enforcer ay kumuha ng video, humingi ng driver’s license, OR/CR, o iba pang pagkakakilanlan habang nasa opisyal na operasyon, may pagproseso o pagkolekta ng personal data.
Sa ilalim ng Data Privacy Act of 2012 (RA 10173), ang isang data subject ay may mga sumusunod na karapatan:
Right to be informed (Transparency) – dapat alam kung bakit kinokolekta ang kanyang personal na impormasyon.
Right to object – sa mga pagkakataong pinapahintulutan ng batas, maaaring tumutol sa pagproseso ng kanyang personal na datos.
Right to file a complaint – maaaring magsampa ng reklamo kung naniniwalang nalabag ang kanyang privacy rights.
Right to damages– maaaring humingi ng danyos kung napatunayang nagkaroon ng paglabag na nagdulot ng pinsala.
Mahalagang tandaan na ang pagkuha ng impormasyon para sa lehitimong traffic enforcement ay maaaring may legal na batayan. Ngunit ibang usapin na kung ang parehong impormasyon o video ay ipo-post sa social media.
3. Ang Prinsipyo ng Proportionality
Isa sa pinakamahalagang prinsipyo sa #DataPrivacyAct ay ang Proportionality.
Ang tanong ay hindi lamang:
“May karapatan bang mag-record?”
Kundi:
“Kinakailangan ba talaga ang pagre-record at lalo na ang pag-upload sa social media upang maisakatuparan ang lehitimong layunin ng traffic enforcement?”
Kung sapat na ang body camera, incident report, citation ticket, o iba pang opisyal na dokumentasyon, maaaring itanong kung proportionate pa ba ang pag-post ng video sa social media.
Ang pagba-blur ng mukha ay hindi rin awtomatikong nag-aalis ng privacy concerns kung maaari pa ring makilala ang tao sa pamamagitan ng kanyang boses, sasakyan, plate number, lokasyon, uniporme, o iba pang detalye. Ito ay naaayon sa mga prinsipyong tinalakay ng Korte Suprema sa Cadajas v. People (2021) tungkol sa informational privacy at sa patuloy na proteksyon laban sa hindi kinakailangang pagpapakalat ng personal na impormasyon.
4. Bakit naglabas ng Show Cause Order ang MMDA?
Ang pagpapaliwanag sa pamamagitan ng Show Cause Order at ang pansamantalang pag-alis sa clearing operations habang iniimbestigahan ang insidente ay bahagi ng administrative due process. Hindi pa ito kaparusahan o deklarasyon ng pagkakasala. Layunin nitong mabigyan ng pagkakataon ang opisyal na ipaliwanag ang kanyang panig bago magpasya ang ahensya.
Ang isyu rito ay hindi lamang kung may traffic violation ang motorista.
Mas malaking tanong ang:
Hanggang saan ang kapangyarihan ng isang public officer sa pagkuha at paglalathala ng video habang ginagampanan ang kanyang opisyal na tungkulin?
Sa gobyerno, hindi sapat na legal ang isang aksyon. Dapat din itong maging makatarungan, propesyonal, kinakailangan, at may paggalang sa karapatan at dignidad ng bawat mamamayan.
07162026 thu
Php20 pandesal
Site pogi
Office ganda
Php12+12+30 pamasahe.
Php70 2x35 Susan palabok at tsamporado
Lunch:
Sinampalukang Gulay
Paksiw na Bangus
Tirang Pork BBQ.
Php344 jolibee miryenda
Php400 tiktok inuminan
Php85 rheena dapat 79 lang.
Php30 pogi ot
Php89 shopee 5 pc electric drill
Php79 nokia battery
Php262 pogi
Php108 cris
Kara David.
KARA DAVID URGES UP CEBU GRADUATES TO MEASURE SUCCESS BY SERVICE
Award-winning broadcast journalist and documentarian Kara David-Cancio urged graduates of the University of the Philippines Cebu to use their education not only for personal success but to uplift those left behind, anchoring her commencement address on the university's core values of Husay (Excellence), Dangal (Honor), and Serbisyo (Service) during the 87th Commencement Exercises on Tuesday, July 14.
Rather than recounting her own achievements, David said the lessons she shared came from ordinary Filipinos she met throughout nearly 30 years in journalism. Through the story of Daniel Pablo, chieftain of the Agta community in Peñablanca, Cagayan, David illustrated Husay, recalling how the tribal leader spent the P500 he earned from selling freshwater eel to buy rice for every family in the community.
"Sa kultura ng mga katutubong Pilipino, walang naiiwan. No one left behind," David quoted Daniel, adding that true excellence is not measured by academic honors but by how one uses knowledge to serve others. "Ang tunay na sukatan ng husay at katalinuhan ay hindi sa taas ng inyong grado... Nasusukat ito sa kung paano ninyo gagamitin ang inyong kaalaman para iangat ang karamihan."
For Dangal, David recounted the story of Janaret Belyao, a vegetable farmer from Buguias, Benguet, who continued farming despite cabbage prices plunging to as low as P2 per kilo. She said dignity is found not in titles or status but in perseverance and honesty, especially during life's most difficult moments.
Closing with Serbisyo, David shared the story of Joel Gindon, a volunteer from T'boli, South Cotabato, who risks his life transporting coffins to remote communities without expecting anything in return. She reminded graduates that meaningful service does not require wealth or political power.
"Hindi mo kailangang maging milyonaryo para makatulong sa kapwa mo, at hindi mo kailangang maging pulitiko para makapaghatid ng tunay na pagbabago," she said.
David ended her address by urging the Class of 2026 to never forget those on society's margins as they pursue success.
"Hindi tayo nabubuhay para lang sa ating sarili... Kapag mayroon kang higit sa sapat, mangyaring ibalik ang iyong komunidad."
| via Aldo Banaynal #TheFreeman #Cebu
Reklamo
Nag re-reklamo ka sa trabaho kasi may trabaho ka,
nag re-reklamo ka sa gawaing bahay kasi may tahanan ka,
nag re-reklamo ka sa pagkain kasi may pang-kain ka,
nag re-reklamo ka sa tumal kasi may negosyo ka,
nag re-reklamo ka sa traffic kasi may sasakyan ka,
nag re-reklamo ka sa buhay pero buhay ka.
Maging mapag-pasalamat tayo palagi!
Kasi minsan yung nirereklamo natin, pangarap na pala ng iba.
Yakap na mahigpit sayo kapatid! 🫂
Ctto.
#inspiration #CancerFreeJourney #cancerawareness
Ibinasurang Paraiso.
After watching Kara David’s I-Witness documentary, “Ibinasurang Paraiso,” I was left speechless.
How heartbreaking that in this day and age, people are still forced to live in such conditions. To the Zambales LGU: please do better. Every Filipino deserves a clean, safe, and healthy environment.
This is more than an environmental issue, it is a matter of public health, human dignity, and compassion. I truly hope immediate action is taken.
P.S.
President BBM, this is your opportunity to show decisive leadership. Please look into what is happening in Subic, Zambales, and ensure that the affected communities receive the help they urgently need. Every Filipino deserves a clean, safe, and dignified place to live.
Tuesday, July 14, 2026
071520206 wed lpg 1180
Php12 pandesal
pogi site
ganda office
Php12+12+30 pamasahe
Php70 2x35 mineral water
Php32 kasalo coke 750ml
Php80 1 order dinuguan
Chat with pareng Domeng.
2pm down bpi.
Php1180 11kgs LPG
Php20 lumpia
Php20 palutang
Php10 sa malamig.
Php30 pamasahe
Php12+13+13+30 gym pamasahe
.
Assessed
In the Philippine real estate framework, a single property holds entirely different values depending on the specific financial, legal, or taxation purpose. Mistaking one valuation for another can lead to critical miscalculations in transaction closing costs or local tax compliance.
📌 ZONAL VALUE
Zonal Value is the property valuation prescribed by the Bureau of Internal Revenue (BIR) for specific locations or zones. It serves as one of the benchmarks in determining the tax base for certain transfer taxes. For Capital Gains Tax (CGT) and Documentary Stamp Tax (DST), the BIR generally uses the higher of the selling price or the property's fair market value, with the fair market value being the higher between the BIR Zonal Value and the Fair Market Value determined by the local assessor.
📌 MARKET VALUE
Market Value refers to the estimated price at which a property would change hands between a willing buyer and a willing seller in an open and competitive market. It is influenced by supply and demand, infrastructure developments, neighborhood growth, and comparable sales. Unlike government valuations, market value changes according to prevailing economic conditions.
📌 ASSESSED VALUE
Assessed Value is the value used by the local government unit to compute annual Real Property Tax (RPT or amilyar). It is determined by multiplying the property's Fair Market Value, as established by the local assessor, by the applicable assessment level prescribed under the Local Government Code. This value is generally lower than the property's market value and is used primarily for local property taxation.
#RealEstatePH #PropertyValuation #ZonalValue #MarketValue #AssessedValue #CebuRealEstate #BrokerTips #SmartBuyer #FinancialDueDiligence #CebuBroker"
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