Kalma

 Kalma lang, Guys!

Hindi para sa’ mga ordinaryong mamamayan ang 20% tax na ‘yan, at lalong hindi ‘yung deposito natin sa bangko ang binabawasan!

So, while scrolling here sa FB, nabasa ko na madami na naman ang nagpa-panic dahil sa misleading narrative na naman na pinapakalat ng mga walang magawa sa buhay. Kesyo “buwis sa savings” daw ang bagong pinirmahang batas ni President Bongbong Marcos, yung ang Capital Markets Efficiency Promotion Act or RA 12214.

But wait lang. Can we take a moment to read beyond the headline, please?

First of all, the 20% final tax on interest income ay hindi na bago. Matagal na po yan. Matagal na po ‘yang umiiral. This isn’t some new “pahirap” law.

It’s just cleaning up the system to make sure the rich pay their fair share.

Para mas malinaw, , ang tina-tax ay ‘yung Interest, HINDI ang principal. Yes, hindi ho hinahawakan ang mismong pera mong naka-deposit.

 Example time:

Let’s say meron kang ₱50,000 in a time deposit account. After one year, kunwari, kumita siya ng ₱2,000 na interest. Ang 20% tax ay kukunin lang sa ₱2,000, that’s ₱400.

So you still have your original ₱50,000 untouched.

You just get ₱1,600 interest income instead of the full ₱2,000. Not bad, not unfair, just normal.

Kaya ‘wag OA. Hindi po ninanakawan ang pera natin sa bank. (naks, natin? Sanaol!)

Hindi sinasagasaan ang savings niyo. 

Sino lang ang mas apektado? ‘Yung may milyon-milyon o bilyones sa time deposits, trust funds, or foreign currency savings.

Mga corporations. Mga oligarchs.

Not Juan. Not Maria.

Most of us na may payroll account or basic savings account lang, na wala ring interest, safe po yun. Not affected. Hindi mababawasan ang pera natin sa bank. At para sa mga medyo may pera pero gusto ng alternative: UITFs or Mutual Funds are still tax-free. Pero yes, may konting risk kasi naka-link sila sa stocks or commodities.

So the takeaway? Don’t panic.

Magbasa. Magtanong. Huwag agad maniwala sa mga maling naratibo. Hindi ito anti-poor. In fact, it’s the opposite. PBBM just approved a law that actually hits the rich.

DOF Sec. Ralph Recto, Sen. Win Gatchalian, and Rep. Joey Salceda, lahat sila ang nagtrabaho para dito.Pinag aralan nila ito ng maigi kumpara sa mga maiingay na hindi naman sanay sa facts.

By the way, kasama po sa nag apruba dito ay ang Duterte bloc like Bato Dela Rosa, Bong Go and Robin Padilla, so bakit Marcos Admin lang sinisisi? Haler. Namimili ng sisisihin? 

Again, Kung wala ka pang ₱10 million na naka-time deposit...Breathe in, breathe out. Kalma Lang.

Let the millionaires, and of course, the billionaires worry.Hindi po kayo ang tina-target, hindi rin po ang pera natin ang gustong bawasan sa pamamagitan ng tax. Yung kita lang ng mga may sobrang pera ang tinamaan, and frankly, it’s about time. 🤗

A Tale of Two Finance Ministers

 A Tale of Two Finance Ministers 

Why is Indonesia, one of the most corrupt countries on earth, part of the G20, representing 20 of the world’s largest economies?

Let’s look at the fiscal policies that shaped the nation’s growth for the past 15 years. 

Sri Mulyani Indrawati is an Indonesian economist who first served as the Minister of Finance in 2005 under then President Susilo Bambang Yudhoyono.

One of her first acts was to fire 150 corrupt tax and customs officers in the finance department and penalize another 2,000 officers.

She successfully reduced political corruption and initiated reforms in Indonesia's tax and customs office. She also revised incentive structures for civil servants in her ministry and began paying higher salaries to tax officials deemed to be "clean" so they would have less temptation to accept bribes.

Indonesia attracted $8.9 billion in foreign direct investment in 2005, Sri Mulyani's first year as finance minister, a significant increase from $4.6 billion in 2004.

In 2006, she was named Euromoney Finance Minister of the Year by Euromoney magazine. In September 2006, Emerging Markets selected Sri Mulyani as the Asia Finance Minister of The Year.

In 2007, Indonesia recorded 6.6% economic growth, its highest rate since the 1997 Asian financial crisis. In July 2008, Sri Mulyani was inaugurated as the Coordinating Minister for the economy, replacing Boediono, who was to head Bank Indonesia.

Growth in 2008 was 6% despite the Great Recession. By January 2009, public debt was reduced to 30% of gross domestic product from 100% in 1999, making it easier for Indonesia to sell debt to foreign institutional investors.

Having served 5 years under her post, Susilo Bambang Yudhoyono reappointed her after his re-election in 2009.

She continued to grow he Indonesian economy by 4.5% despite the Great Recession affecting most of the world economies. Along with India and China, Indonesia was one of just three major emerging economies to grow faster than 4% in 2009.

Under the supervision of Sri Mulyani, the government increased the number of income taxpayers from 4.35 million in 2005 to nearly 16 million individuals in 2010, and tax receipts grew by around 20% each year to more than Rp 600 trillion in 2010.

She was on to her 10th year as Minister of Finance but was disrupted because of her refusal to play politics. Amidst controversy, she resigned from her post.

Her resignation was viewed negatively; the Indonesia Stock Exchange closed down 3.8% after the news, amid a broad selloff in Asia, while the Indonesian rupiah fell nearly 1% against the dollar. The drop in Indonesian stock exchange was the sharpest in 17 months.

There was widespread speculation that her resignation was due to political pressure, especially from Aburizal Bakrie, a powerful tycoon and leader of Golkar Party. 

Bakrie had enmity toward Sri Mulyani due to her investigation into tax fraud by the Bakrie Group, her refusal to prop up Bakrie's coal interests using government funds, and her refusal to declare the Sidoarjo mud flow, which was caused by drilling by Bakrie's company, as a "natural disaster".

As soon as she resigned, Sri Mulyani was appointed as the Managing Director of the World Bank, responsible to work in 74 countries in South America, Caribbean, Eastern Asia–Pacific, Middle East, and North Africa.

Sri Mulyani began her work in uplifting these nations out of poverty and increasing the livelihood of its people. That was her expertise.

When President Joko Widodo won the elections, he immediately called for Sri Mulyani to return home despite being comfortably ensconced in the World Bank as Managing Director for 6 years. 

She heeded the call to serve her nation and, for 10 years, she continued to grow Indonesia and from 2017 to 2019, Sri Mulyani was named the best finance minister in the Asia-Pacific region three years in a row by FinanceAsia. In 2018, Indonesia recorded its smallest budget deficit since 2012.

During the pandemic, Sri Mulyani announced a 10.3 trillion rupiah economic stimulus package to mitigate the effects of the COVID-19 recession. In April 2020, during the COVID-19 pandemic, Sri Mulyani released a global bond series with a 50-year maturity, the longest loan offered in Indonesian history.

Indonesia’s MSMEs, retail, tech, and digital finance boomed during her time. The $10 billion dollar GoJek, or what Angkas aspires to be, the $100 billion Go-To, the local e-platform of Indonesia, and an increase in public listings.

Small-medium sized entrepreneurs and owners were given access to finance and encouraged to grow by limiting taxation. 

The principle is: all the goods bought by the people have already been taxed, if their personal income grows then there’s a higher chance to participate in taxation. Let their businesses grow first before taxing it since everything they bought have been taxed, their business spaces are taxed, their permits have tax. No need for VAT for small businesses. Let there be a cap, a threshold, and quit messing around with online sellers trying to make a buck from products they’ve purchased abroad that’s already been taxed.

And that, my friends, is how Indonesia remains to be the largest economy in Southeast Asia, one of the 20 largest economies on earth, and has grown economically and progressed industrially despite corruption. 

After a decade as Minister of Finance under then President Joko Widodo, Sri Mulyani was reappointed to the same post by President Prabowo Subianto, making her the only Minister to have served under 3 presidents.

Ralph Recto, the Secretary of Finance of the Philippines, is a veteran politician who will now tax the 6,000 pesos you earned for a year from your bank savings with 1.200 cut.

Isang taon mong tinipid pera mo sa banko, kumita ng 6 na libo, binawasan pa.

Kementerian Keuangan Republik Indonesia

Department of Finance

Huwag itapon.

Don't throw away your banana peels anymore! Put them in a bottle and let the magic happen!

Why banana skins are good for plants

Potassium: Stimulates flowering and fruiting.

Phosphorus : strengthening the roots.

Calcium: Improves the resistance of plant cells.

Magnesium: Promotes lush green leaves.

Steps to make compost from banana skins

What you will need:

2-3 banana skins

Plastic bottle (1-2 liters)

Water

1. Chop the peels: cut banana peels into small pieces.

2. Fill up the bottle: Add half of banana chunks.

3. Add water: Fill up the rest of the bottle leaving a little space.

4. Fermentation: Close the bottle and leave it in the sun for 5-7 days. Hustle on a daily basis.

5. Filter (optional): Remove free particles for easier application.

How to use the fertilizer ?

1. For the soil: Dilute 1 volume of fertilizer for 5 volumes of water. Watering at the foot of the plant.

2. For leaves: Spray diluted fertilizer directly onto leaves.

Tips for better results

Using up fresh banana peels

Apply every 2-3 weeks to avoid nutrient accumulation.

Combine with other fertilizers for a balanced nutrition.

Benefits

Faster growth and healthier plants

More flowers and fruit.

Improving the quality of soil .

#gardeningtips #plantingtips #organicfertilizer #Canaan #fypviralシ #foryouシ #banana #trendingnow #virals #highlightsシ゚

Levi Strauss aka LEVIS.

Levi Strauss didn’t invent jeans for fashion. He made them so miners would stop tearing holes in their pants.

 He wasn’t chasing style—he was solving a problem.

Born Löb Strauß in Bavaria, he immigrated to America in 1847 with his mother and sisters after his father died of tuberculosis. He was 18, Jewish, broke, and determined to make something last.

He started as a dry goods merchant, hauling bolts of cloth, buttons, and canvas across gold-rush California. When miners kept complaining that their trousers ripped too easily, Levi saw an opportunity—not in gold, but in durability.

With tailor Jacob Davis, he patented trousers reinforced with copper rivets—a simple fix that turned into a revolution. By the 1870s, Levi’s jeans were being worn across the American West: by cowboys, railroad workers, farmers. Tough clothes for a rough life.

But Strauss didn’t hoard his fortune.

He gave to orphanages. He helped fund scholarships at the University of California. He built one of the most successful companies in American history—and never forgot where he came from.

Levi never married. He stayed behind the scenes. His name became iconic—but he remained, quietly, a merchant at heart.

Levi Strauss didn’t strike gold. He stitched it.

 And in doing so, he created the one thing that never goes out of style: usefulness built to last.

07182025 Fri maulan

Office ganda 10:30am at pogi

Php20 pandesal

Php12+30 pamasahe pogi

Php360 palengke mama

Php70 pancit ti Vicky

Php30 mais manang

Php500 grab ganda pagpasok me papa nagbayad. 11am call time offset.

10:18 am nakarating

Php95 12oz spanish latte

Php80 French Fries

Php150 shopee heavy duty brass ball valve 1/2".

Well said

You save. You plan. You sacrifice.

You skip the luxuries, avoid unnecessary debt, and put money aside for your child’s education, your health, or your retirement. For decades, that’s how Filipino families survived—with prudence, not privilege.

And now?

You’re punished for it.

Under Republic Act 12214 or the Capital Markets Efficiency Promotion Act (CMEPA), effective July 1, 2025, even long-term time deposits and peso bonds—which were previously tax-exempt if held for at least five years—are now subject to the 20% Final Withholding Tax (FWT).

Not on luxury earnings. Not on market speculation. But on savings. Slow-growing, hard-earned bank savings.

I. THIS ISN’T “FISCAL DISCIPLINE”—IT’S A BACKDOOR BURDEN

Let’s clarify: the 20% tax isn’t new. It’s been imposed on regular interest income for years.

But what has changed is that even long-term deposits—once protected by law for their prudence—are now taxed the same way as short-term or speculative income.

Imagine:

• You lock in P100,000 for five years, expecting your full interest of P6,000.

• But now, P1,200 gets deducted in taxes—even if you committed years ago under a different rule.

Banks like Security Bank and UnionBank have reportedly stated they’ve begun applying this tax even to existing LTTDs, starting July 1. For many, it feels like the rules were changed halfway through the game.

All while inflation eats away at purchasing power, and basic goods cost more every quarter.

II. SENIORS, OFWs, MIDDLE-CLASS SAVERS: YOU’RE PLUGGING THE HOLE THEY DRILLED

This tax expansion is probably meant to help plug a budget hole—one created not by the prudent public, but by:

 

• P17 trillion in national debt (as of May 2025),

• Runaway spending,

• Billions in confidential and discretionary funds,

• And unaddressed corruption, waste, and audit findings.

Instead of fixing leakages, the government turns to those who quietly do what’s right: SAVE.

They won’t cut the pork—but they’ll cut your interest. They won’t prosecute plunder—but they’ll tax your prudence.

III. THIS ISN’T JUST FINANCIALLY DUMB. IT’S MORALLY REGRESSIVE.

Let’s be honest: the ultra-rich don’t keep their wealth in savings accounts.

It’s the senior citizen, the OFW, the small entrepreneur, and the average worker who trust their banks. Not to hoard—but to protect what little they have.

And what’s the message now?

“If you choose safety and long-term stability—you’ll get taxed harder.”

That’s not just bad economics.

That’s cruel public policy.

IV. THERE ARE SMARTER, FAIRER ALTERNATIVES

If the state truly wants to raise revenue while preserving dignity, it should:

 

1. Tax luxury spending, not pensioners.

2. Cut bloated budgets—especially on confidential funds.

3. Incentivize saving—by reintroducing tiered tax relief for deposits below P1 million, or exempting senior citizens’ interest income.

Because a nation that punishes prudence is one sabotaging its own future.

V. THIS ISN’T ABOUT NUMBERS. IT’S ABOUT WHAT WE VALUE.

Finance Secretary Recto may be smiling in the photo. But many of our elders are not.

They’re worried. 

They’re rethinking if saving still makes sense in a system where prudence is penalized, and plunder is protected.

We were taught that saving was good. That responsibility builds the nation.

So why are the most responsible citizens the first to pay—for the mistakes of those who aren’t?

This is no longer just a tax issue. It’s a values issue.

And it’s time we ask:

Whose side is our government really on?

•••

OPINION | BY ROB RANCES

Disclaimer: This commentary is based on the provisions of Republic Act 12214 (Capital Markets Efficiency Promotion Act) and statements from banking institutions as of July 2025. The intent is to provide public awareness and critical analysis, not legal or financial advice. Any updates to the law’s implementation should be verified through official government or banking channels.

Ano na?

Pasig Mayor Vico Sotto saves ₱1 billion every year without raising taxes, while Finance Secretary Ralph Recto is proposing to increase capital gains, donor’s, and estate taxes from 6% to 10% to collect ₱300 billion by 2030.

Pasig shows that when public funds are managed properly, tax hikes are unnecessary. Through transparency and firm governance, Mayor Vico delivers real savings without adding burden to the people.

Taxation should be the last resort, not the first solution. Fix the system first. Serve the people first.

In contrast, Ralph Recto’s solution is to demand more from taxpayers instead of fixing the system.

The issue is not low taxes. The issue is poor governance.

A government that fails to manage existing resources has no right to ask for more.

Higher taxes will not solve corruption. Good leadership will.

⸻

Sources:

Philippine News Agency. (2024). Pasig City saves ₱1 billion annually through anti-corruption efforts.

The Philippine Star. (April 26, 2025). Recto proposes tax hikes under GROWTH bill.

07172025 thu uwi mama cavite

office ganda + pogi

Php10 pandesal

Php12+12+30 pamasahe

Php250 baon

Nagpakarga ng tangke full tank.

05:45am 84.53 cu m.

12:51pm home na si mama

Php365 grab + 35 toll fee ni mama.

04:55pm home na si pogi

Php266 grab kasama na toll fee pogi.

04:54pm nakauwi si pogi.

Naulan.

Ganda punta sa the vibe arcodia sa pasig. 

Party party up to 10pm. May pasok pa bukas.

2hrs travel time. Sobrang traffic ewan.

Drop off 6:59pm

Nakauwi 11:29pm ng gabi nakauwi ganda.

Php8000 maynilad ng parlor LiZA due to overflow sa toilet flush cause ng defective float valve.

Php25 pamasahe

Php30 pamasahe

Php70 2x35 goto sa kanto

Php35 munggo sa kanto

Php75 curry chix sa kanto

Ttl= 180

Killer lindol July 16, 1990.

Lindol

Dapat ituro.

Things They Don’t Teach You in School:

1. Money Management: Understanding how to save, invest, and manage debt is important but not often taught in school.

2. Emotional Intelligence: Learning how to handle your emotions and understand others’ feelings helps in life, but it’s not something you learn in class.

3. Building Connections: Making friends and networking can open doors for you in life, but schools don’t always teach you how to do it effectively.

4. Thinking Critically: School teaches facts, but it doesn’t always teach how to solve problems or think in creative ways.

5. Managing Time: Learning how to organize your tasks and make the most of your time is crucial, but it’s something you mostly figure out on your own.

6. Negotiation: Whether it’s asking for a raise or solving a disagreement, learning how to negotiate is important but not usually covered in school.

7. Staying Motivated: School doesn’t always teach how to stay focused on your goals when things get tough. You learn this through experience.

8. Handling Failure: You won’t always succeed, and learning to bounce back from failure is one of life’s most important lessons, but it’s not in textbooks.

9. Mental Health: Understanding how to take care of your mental well-being, deal with stress, and stay calm is something that should be taught but often isn’t.

10. Selling and Persuading: Whether convincing someone of your idea or selling yourself in an interview, knowing how to persuade others is key, yet school doesn’t always teach this.

11. Branding Yourself: How you present yourself to the world, especially online, can affect your opportunities, but school rarely covers this.

12. Healthy Relationships: Knowing how to build and maintain good relationships is essential, but it's not something they typically teach in school.

These skills are often more important in the real world than what we learn in textbooks. While school provides us with foundational knowledge, it’s the practical lessons about managing emotions, relationships, finances, and personal growth that truly shape our success. 

Life doesn’t come with a textbook, and these essential skills are learned through experience, practice, and sometimes even failure. It’s up to us to seek out opportunities to learn these valuable life lessons, as they’re not always given to us in the classroom.

07162025 wed mama uwi cabanatuan

84.021 cu. m

Office pogi + ganda

Php12+12+30 pamasahe

Php250 baon 

Ligo ganda 1 slot nabawas sa tangke.

Observed maghapon kung kokonti ang tubig. Di naman

Naglaba ng damit

Php30 3x10 lumpia

Php20 kwek kwek

Php20 2x10 turon.

Php30 pamasahe pogi.

07152025 tue 8th day ni nanay bi nakalabas na sila.

Naka labas na si nanay bi.

Pogi punta office for his regularization.

8.5 cu m. Maynilad meter rdg.

Tangke 3 slot empty.

Parang sira ang gate valve.

Need to confirm

Will observed if may leak sa piping system.

Turn off bidey sa cr ni ganda.

Will observed kung magbabawas pa rin ng tubig sa tangke.

Pogi + ganda office

Php12+12+30 pamasahe

Php250 pogi baon.

Laba ng tuwalya 4 na piraso

Detergent 3 scoop

Downy 1 scoop.

Laba ng damit

Defective gate valve entrance of tank

C/a: replace by spare.

Result: now okay

Php149 sisig chard

Php149 sisig chard

Php99 tapsilog

Ttl =397

Php118 bear brand 300g

Php18 piattos roadhouse bbq.

Ttl= 136

Sister nagsusuka. Di natunawan.

07142025 mon 7th day confine nanay bi.

Pogi office

Ganda wfh

Php12+30 pogi pamasahe

Php250 baon pogi

Miryenda

Php30 2x15 lumpia

Php20 saging turon

Php30 tricycle

Php92 Purefoods corned beef 150g. Kay renan

Php184 macau pogi

May pigsa si bhoy.

Sss PRN already printed.

Kamatayan.

🕯️ Death Through the Eyes of Science — And the Truth of Our Existence 🕯️

Just 24 hours after burial, something astonishing begins beneath the earth.

The bacteria that once helped digest food now begin to digest the body itself from the inside out.

A horrible stench starts to rise — an invisible signal that invites insects, worms, and scorpions to the feast.

Soon, all kinds of creatures begin moving toward the body.

The same body that once walked with pride, lived in comfort, and claimed status — is now nothing more than a decaying mass.

The Timeline of Decay:

📅 Day 1 – Intestinal bacteria become active; worms and insects enter the body through the anus.

📅 Day 3 – The nose begins to deform; scorpions and bugs start consuming flesh.

📅 Day 6 – Noticeable changes in facial structure begin.

📅 Day 9 – Hair and nails begin to fall off.

📅 Day 17 – The stomach bloats and eventually bursts, revealing internal organs.

📅 Day 60 – All flesh disappears; only bones remain.

📅 Day 90 – The skeleton disintegrates.

📅 After 1 year – Even the bones turn to dust.

So where is pride now?

What happened to:

Arrogance?

Greed?

Ego and status?

Titles, wealth, beauty, and power?

All of it gets buried.

The king and the beggar become equals in the soil.

The one who once ruled lands now can't even protect his own body from insects.

💭 Think deeply.

We are made from dust,

we are returned to dust,

and in the end, we become dust.

That’s the reality of every human being.

🌿 So what truly matters?

Kindness.

Humility.

Remembering God.

Sincere worship and good deeds.

Asking for a blessed ending.

#fb #fbviral #fbreelsfypシ゚viralシ #highlight #trading #trendingpost

#CreditsToTheRightfulOwner

Never give up.... Tuloy lang.

I’d like to share with you my story from April 2011 up to the present. But please, go easy on my English in the old letter I’ve attached. That was my English 15 years ago. Hahaha. Alright, let’s begin. Are you ready? 🙂 

Humble beginnings

I was born into a family of farmers. Life was tough, and from a young age, I knew that if I wanted to study, I’d have to carry that burden on my own. To finish 4th year high school, I worked as a dishwasher and cleaner at a small canteen in our province. Basically, yung tinatawag na “boy”. I also worked part-time packing bread in a local bakery. Babayaran ako ₱0.10 sa bawat tinapay na mabalot ko. Nakakarami din naman. It was backbreaking work, but I managed to graduate high school.

Determined to pursue college, I moved to Naga City and found work as a janitor and house help for the owner of a private school. I enrolled in BS Accountancy, but balancing my job (cleaning toilets, lobbies, and classrooms) with my classes proved nearly impossible. Hindi ko naman naiintindihan. May mga auditing subjects na ako noon and wala man napasok sa utak ko. Palagi akong gutom na gutom at pagod na pagod. 

One of the kindest people I met that time was the owner of a canteen below the school building. She would give me leftover soup, and sometimes, if I was lucky mga natirang gulay na langka o laing. When I had extra food na binigay niya, I’d share it with beggars kasi parang pareho lang kami that time. Hahaha. That was my little way of giving back. Masaya na ako sa ganoon lang.

Then at night, after cleaning the school, I still had to serve at the owner's house. Maglilinis ng bahay. Then at dawn, I’d wake up by 4 AM to prepare breakfast and open the school building again.

The lowest point

One day, driven by intense hunger, I stole food. Gutom na gutom ako that time. I got caught and ended up in jail for 24 hours in Naga City. No one opened the school that day kasi nasa kulungan eh. Hahaha. But I don’t regret that moment because it taught me so much. And I believe God used even that low point to steer me in a new direction. At ito na nga!

Taking a leap of faith

Eventually, I felt deep in my heart that I had to leave Naga. I decided to seek new opportunities, sabi ko kahit saan basta malayo dito. So, before I leave, I wrote letters (see the sample) addressed to top universities like University of the East, La Salle, Ateneo, UST, and UP. Naka blank lang yung ibang letters. Yes, I was aiming high that time. Libre naman mangarap eh. I even told myself, “I don’t mind being a servant as long as it’s in a prestigious school.” 

Para makaluwas, nakiusap ako sa bus driver na payagan ako makasakay nang libre (kuya, if you’re reading this thank you so much, sobra!). 

I didn’t go straight to Manila. Bumaba na ako sa Turbina, which is one of the few places I was familiar with, and went to Los Baños where some relatives lived. But I didn’t stay with them. I didn’t want to be a burden. Ewan ko ba basta ayaw ko maging pabigat sa ibang tao. Tsaka alam ko din naman ang kalagayan nila that time. Instead, I slept in an abandoned train station near the LB market. Napakabaho at napakaraming lamok. May mga aso pa na galisin. Hayss. For two weeks, I lived like that bathing from a public tap at night kapag wala ng tao. 

Planting seeds of hope

The day after I arrived, I began distributing printed copies of my letter to any school I could find, big or small basta madaanan ko. I sent a letter to Colegio de Los Baños, University of Perpetual Help System DALTA in Calamba, Trace College, and Letran. I realized then—maybe I had aimed too high with UST, La Salle, and Ateneo. So sabi ko wag na don. Malayo at wala akong pera. Ang CP ko nga noon eh wala ng case, Nokia 3310 ata yon. Basta yung malaki na mabigat na may antenna pa 🙂 

Finally, I gave a copy of the letter to the University of the Philippines Los Baños (UPLB).

On the same day, I submitted a biodata to Jollibee Olivarez. Sakto! They were hiring that time! Oh diba you see kung paano gumagalaw si Lord? I took the test, got interviewed, and got the job. Maraming salamat Jollibee Olivarez peeps! Jollibee!

The very next day, I received a call from a lawyer at UPLB. She was kind beyond words. With the assistance of the CFNR college secretary, she helped me take the UPLB entrance exam and field test (pinaakyat sa Mt Makiling). I passed the exam and interview, and with the Chancellor’s blessing, I was admitted. 

The course I never chose

I originally wanted to study business or any course na may kaugnayan sa pagnenegosyo kasi BS Accountancy ang dating course ko sa Bicol. But that wasn’t allowed for my case. Instead, they offered me a slot in Forestry. Honestly? I didn’t even know that course existed, and I wasn’t excited about it. But I reminded myself “this is UP already”. Aarte pa ba? So, syempre tinaggap ko na. I began attending classes from 7 AM to 4 PM, then worked at Jollibee from 5 PM until midnight sometimes until 1 AM. I’d get home by 1:30 AM, study for exams, and often, not sleep at all. My secret weapon? Nescafé sticks. Those little sachets kept me awake through many long nights. Maraming salamat NESCAFÉ!

To support my parents in Bicol, I took on extra work at a computer shop during Jollibee rest days, and as a student assistant at UPLB. At one point, I juggled three jobs while studying full-time. Oh diba? 

Sometimes, I slept on campus. Minsan sa isang kubo nearby. Life was still hard pero ibang iba na kesa dati. Nakakapagpadala na ako sa mga magulang ko that time eh. 

Breakthroughs and blessings

Eventually, I graduated cum laude kasi siguro dahil napamahal na ako sa kursong binigay sa akin. Sobra ko na siyang nagustohan. That title opened doors right after graduation, I was hired as an instructor at UPLB. Later on, I earned a master’s degree in Korea. Then I got promoted to Assistant Professor. Then my salary increased. 

Napaayos na din ang bahay namin sa Bicol, fully paid off my own house in Los Banos, bought a car, and made other investments through hard work. Even better my sibling also graduated in Forestry, like me. Nagtuturo na din siya.

Today, I’m also a content creator with almost 1 million followers something I never imagined possible. Please follow me if you are interested in contents about plants, nature, or environment. 

To everyone who helped me along the way, thank you from the bottom of my heart.

This story is not just mine. It’s for every student, worker, and dreamer fighting against the odds. Don’t give up. You never know how far grit, kindness, and a little faith can take you.

Now kung bibigyan niyo ng pamagat ang kwento ko, ano ang magandang pamagat sa tingin niyo?

07132025 sun 6th day confine ni nanay bi

Php10 pandesal

Php70 pancit

Goto Sm nood sine

Php24+ 26 pamasahe

Php320+ 256 sine superman

Php150 pop corn.

Php460 sumo meal

Php26 +30 pamasahe.

Php182 alfa mart

sukli dapat 818 received  704

Php681.67 maynilad bill payment apartment b.

Sana.

 UP GRADUATE GIVES HEARTFELT SPEECH -

“Sana Hindi N’yo Na Lang Ako Pinanganak”

(A Graduation Speech That Shook the Nation)

In a society that romanticizes resilience but often overlooks the pain that fuels it, the graduation post of Jaynard, a Magna Cum Laude Chemical Engineering graduate from the University of the Philippines Los Baños.was not just a story. It was a mirror. A cry. A plea for understanding.

"Sana hindi n’yo na lang ako pinanganak."

It is a sentence that cuts deep, not just for parents, but for anyone who has ever questioned their place in this world. Jaynard’s post didn’t go viral because it was sensational. It resonated because it was real.

•Growing Up with Dreams Bigger Than Circumstances

Jaynard grew up in a home filled with love but void of luxury, comfort, or even stability. His parents were hardworking, his father juggling every job he could find and his mother taking on multiple roles just to put food on the table. Yet, love does not erase hunger. It does not pay tuition. It cannot silence the questions a young mind asks when it sees his peers eating full meals while he and his brother split a single egg, fighting silently over who got the yolk.

He excelled in school, not because it was easy, but because it was the only way out. He believed in education the way some people believe in miracles. But hope is heavy when it’s carried alone.

The sadness in his words is not rooted in hate or ingratitude, but in exhaustion. In the relentless burden of being the family’s hope. Of constantly sacrificing one’s own desires just to survive just to make meaning of the suffering.

•When Childhood is a Battlefield

At only 11, Jaynard had his first taste of deep emotional despair. A simple request to ride with his friends during a local fiesta was denied due to lack of money. A child’s innocent wish turned into a bitter reminder of poverty’s grip. It wasn’t just about the ride; it was about being reminded, again, that they didn’t have enough. That he didn’t have enough.

That night, he uttered it for the first time: “Sana hindi n’yo na lang ako pinanganak.”

To some, this may sound ungrateful. But to those who have known poverty intimately, it’s not about blaming your parents. It’s about the heartbreak of knowing they’ve given everything, and still, it’s not enough.

•Even in College: Hunger, Guilt, and a Heavy Crown

Fast forward to UP scholarships, stipends, and a title: “Iskolar ng Bayan.” But while he bore that title with pride, he also bore the weight of unpaid debts, of siblings still in need, of bills piling up. His allowance, instead of covering his daily needs, was sent home. His stomach empty, his mind tired, he whispered those painful words again.

In those moments, he didn’t hate his parents, he hurt for them. He grieved not only for his own struggles, but for the dreams his parents never got to chase. What if his father had become the engineer? What if his mother, brilliant and ambitious, had finished college and become a professional?

“Don’t Let Your Child Be Like Me.”

This wasn’t a message of bitterness. It was a warning.

“Parenthood isn’t just about love,” Jaynard stressed. “It’s about readiness.”

He wasn’t condemning his parents. He was confronting a cycle, a system where people bring life into the world out of pressure, tradition, or accident, without the resources to truly nurture it. Where poverty births more poverty. Where children grow up carrying not just their own burdens, but the dreams and debts of the generation before them.

•To future parents, he had a powerful message: Think. Wait. Prepare. Don’t have a child simply because “it’s time” or “everyone else does.” Ask: Can I give them a life where they don’t have to choose between eating and studying? Where they don’t have to feel guilty for existing?

•And Yet, Love Endures

Despite the pain, Jaynard never stopped loving his parents. His story is filled with longing for a better life, not just for himself but for them. When his mother responded publicly, affirming her love and pride for her son, it was a full-circle moment.

She had no regrets. Her child, despite the odds, had become someone extraordinary. And that, perhaps, was worth everything.

•To the Silent Fighters: You Are Not Alone

To every student who skipped meals to buy school supplies. To every eldest child who became second parent. To every dreamer forced to grow up too soon:

Your pain is valid. Your journey is hard. But you are not alone.

As Jaynard said, “Living in poverty is no joke. But let’s not lose hope.”

Let us dream of a world where no child has to justify their birth. Where being born poor doesn’t mean being born doomed. Let us break the cycle, through compassion, through accountability, through readiness.

So that one day, no child will ever have to say,

“Sana hindi n’yo na lang ako pinanganak.”

And instead say,

“Salamat, dahil kahit mahirap, hindi ninyo ako pinabayaan.”

May this story spark not just empathy, but action. Toward a future where every child is a choice, a blessing, and a promise fulfilled.

-GalawangFrancisco 

•In Photo: Jaynard, a Magna Cum Laude Chemical Engineering graduate from the University of the Philippines Los Baños

#graduate #lifelessons #lifequotes #school #life #trendingnow #trendingpost #trending #viral #ccto

"Ang Presyo ng Tubig... at ng Pagkatao."

"Ang Presyo ng Tubig... at ng Pagkatao."

Magkano na ba ang pinakamahal na bote ng tubig na nabili mo?

Ako? ₱100. Maliit lang, 500ml. Binili ko sa airport dahil uhaw na uhaw na ako at wala nang ibang mapagpilian.

Masakit sa bulsa, ‘di ba?

Pero mas nakakagulat pa ang katotohanan sa likod ng presyo ng parehong bote ng tubig:

₱15 sa 7-Eleven

₱25–₱35 sa grocery o convenience store

₱70 sa airport

₱120–₱200 sa minibar ng 5-star hotel

₱180 sa ilang resort sa El Nido

Pareho ang brand. Pareho ang laman. Walang bago, walang nabawas.

Iisa lang ang pinagkaiba: ang lokasyon.

Doon ako napatigil. Kasi ganun din pala tayo bilang tao.

Madalas, pinaparamdam sa atin na tayo'y "mura," na parang hindi sapat ang ating ginagawa.

Sa trabaho, ikaw ang laging nagpupuyat, pero hindi man lang nabibigyan ng tamang pagkilala.

Sa pamilya o relasyon, ikaw ang laging nagpaparaya, nag-uunawa, ngunit tila ikaw din ang laging huli sa prioridad.

Sa mga kaibigan, ikaw ang sandalan ng lahat, pero kapag ikaw na ang nangailangan, parang lahat biglang nawala.

At sa dulo ng lahat, mapapaisip ka: “Ako ba ang may mali?”

“Ako ba ang kulang?”

Pero minsan, ang sagot ay mas simple kaysa sa iniisip mo.

Hindi ikaw ang problema.

Nasa maling shelf ka lang.

Ang Halaga Mo Ay Hindi Nababase Sa Lugar Kung Saan Ka Inilagay

Tulad ng bote ng tubig, ang halaga mo ay hindi nababago dahil lang sa kasalukuyan mong kinalalagyan. Hindi mo kailangang patunayan na karapat-dapat kang mahalin, pakinggan, o irespeto, karapat-dapat ka na talaga.

Pero hindi lahat ng lugar, trabaho, o relasyon ay kayang makita ang totoong halaga mo.

Hindi lahat ng tao marunong kumilatis ng tunay na ginto.

At kung pipilitin mong mag-stay sa shelf kung saan hindi ka pinapansin o binibigyan ng halaga, mauubos ka rin sa bandang huli, hindi dahil wala kang laman, kundi dahil wala kang pagkilala.

Pagod Ka Na, Hindi Ka Mahina

Minsan, ang pagkapagod ay hindi dahil sa dami ng ginagawa kundi sa dami ng ibinibigay mo na walang bumabalik.

Pagod ka na kasi paulit-ulit kang nagbibigay ng effort, loyalty, care pero laging barya ang balik.

Pero hindi ibig sabihin nito na mahina ka.

Ibig sabihin lang, kailangan mo nang lumipat sa lugar kung saan may pagtanaw ng utang na loob.

Hindi mo kailangang baguhin ang sarili mo para lang mapansin.

Hindi mo kailangang ibaba ang standards mo para lang matanggap.

Ang kailangan mo lang ay makahanap (o magtayo) ng lugar kung saan ang halaga mo ay naaayon sa totoo mong bigat.

Panahon Na Para Pumili ng Mas Mabuting Shelf

Kung pagod ka nang paulit-ulit na hindi pinapakinggan, baka panahon na para ilipat mo ang sarili mo sa lugar kung saan ang tinig mo ay may saysay.

Kung sawang-sawa ka nang magbigay nang walang bumabalik, baka panahon na para piliin mo naman ang sarili mo.

Hindi ito pagiging makasarili, ito ang tunay na pagkilala sa sarili mong halaga.

Kasi hindi lahat ng presyo ay nasusulat sa tag.

Ang tunay na halaga ay nasusukat sa respeto, dignidad, at sa kung paano ka tinatrato ng mundo sa paligid mo.

So kung ikaw ngayon ay napapaisip kung nasaan ka sa buhay, isipin mo:

Baka hindi mo kailangan baguhin ang sarili mo.

Baka ang kailangan mo lang... ay lumipat ng shelf.

Ang halaga mo ay hindi kailanman nababawasan dahil lang sa hindi ka pinili ng iba. Minsan, ang tunay na tagumpay ay nasa kakayahan mong umalis sa lugar kung saan hindi ka nakikita, at lumipat sa lugar kung saan ka tunay na pinapahalagahan.

-GalawangFrancisco

07122025 sat 5th day nanay Bi confine.

Nagkarga ng tubig 2.5 guhit. 

Need pa ng 1 guhit para mapuno

July 8 huling karga now July 12

Naglaba

Php10 pandesal

Php35 palabok

Php35 spag

Php250 shopee cris.

Install black print head BH-7 worth 1200.00

Add ink all. 

First problem 15Ec next 05Ec.

C/a: reset pull out ink cartridge several times.

Result: Now okay. Print black now okay.

With pogi.

Php250 grab papunta kay domeng grad phd celebration at his home. 

Address: 14C Scout Chuatoco Brgy Roxas Quezon City.

Isang Principal na Dating Tinanggihan

"Sa Eskwelahang Ito Ako Tinanggihan, Sa Eskwelahang Ito Ako Bumalik, Bilang Principal III."

Dear GalawangFrancisco,

Hindi ko makakalimutan ang unang beses kong magpasa ng aplikasyon para maging Master Teacher. Dalawampung taon na akong guro noon, dedikado, masipag, at palaging handang maglingkod para sa mga estudyante. Buo ang loob ko, dala ang mga papeles, accomplishments, at mga rekomendasyon ng mga kasamahan ko. Ngunit paglapit ko sa opisina ng principal, malamig ang pagtanggap.

"Parang hindi pa ito ang tamang panahon para sa iyo," sabi ng principal, kasabay ang tango ng coordinator ko.

Ilang beses kong tinanong ang sarili ko: Ano bang kulang sa akin? Hindi ba sapat ang mga taong natulungan ko? Hindi ba sapat ang bawat gabing puyat at araw na walang pahinga?

Taon ang lumipas, at tuwing may bakanteng Master Teacher position, lagi akong naghahain ng aplikasyon. Pero tuwing gagawin ko ito, tila may invisible wall, diplomatikong sagot, tahimik na bulungan, at minsan ay tahasang panghihina ng loob. May mga balita pa akong naririnig na ginagawa raw akong “threat” sa ilang nakakataas dahil masyado raw akong matino, masipag, at hindi marunong makisama sa 'sistema'.

Hanggang sa isang araw, nagdesisyon akong magtake ng Principal’s Test. Wala akong sponsor. Wala akong inaasahang padrino. Ang meron lang ako ay pananalig at paninindigan.

Sa proseso ng pag-apply, lalo akong pinahirapan. Late dumating ang mga endorsement, kinukuwestyon ang credentials ko, at may mga nagsasabing baka hindi ko raw kayanin ang responsibilidad ng pagiging school head. Pero tuloy ako. Dala ko ang tiwala ng ilang tahimik na sumusuporta at ang pangarap kong maging mas makabuluhang lider sa edukasyon.

At noong araw na lumabas ang resulta ng exam… pasado ako. Isa ako sa mga top-performing examinees.

Hindi naging madali ang pag-akyat. Sa unang assignment ko bilang Principal I, malayo ako sa tahanan. Pero tiniis ko. Pinanday ko ang sarili ko sa disiplina, malasakit, at integridad. Hanggang sa isang araw, bumalik ako hindi bilang simpleng guro, kundi bilang Principal III ng eskwelahan kung saan ako ilang beses tinanggihan.

Ngayon, nakaupo ako sa opisina kung saan ako minsang pinagsarhan ng pinto. At sa mga mesa sa labas, naroon ang mga taong minsang pumigil sa akin, ang dati kong coordinator, ang matalik na kaibigan ng nasirang principal, at ang ilan pang tila noon ay hadlang sa pag-angat ko.

Pero wala akong galit. Ang meron ako ay mas malalim na pang-unawa.

Kaya sa unang araw ng pagbabalik ko sa paaralan bilang principal, tinawag ko silang lahat. Hindi para singilin, kundi para ipakita na may paraan palang umangat nang hindi naninira, may paraan palang magtagumpay nang may dignidad.

Sabi ko sa kanila, "Kung anuman ang nangyari noon, bahagi na lang 'yon ng kasaysayan natin. Pero ang hinaharap ng paaralan natin magkakasama tayong haharapin 'yan."

Sa huli, hindi paninira, kundi pagpupunyagi ang tunay na panalo. Hindi sigaw, kundi tahimik na pagtitiis ang tunay na lakas.

Dahil ang tunay na tagumpay, hindi lang sinusukat sa taas ng narating kundi sa dami ng balakid na iyong nalampasan.

– Isang Principal na Dating Tinanggihan

•Huwag mawalan ng pag-asa kapag pinipigilan ka ng iba.dahil minsan, ang mga pagsasara ng pinto ay daan para magbukas ang mas malalaking pintuan para sa iyo.

•Ang kwento ay paalala na:

Hindi kailangang manggiba ng iba para umangat. Ang sipag, tiyaga, at integridad ay sapat para marating ang tuktok.

Ang totoong tagumpay ay hindi lamang tungkol sa posisyon, kundi sa paraan ng pag-akyat. Ang marangal na tagumpay ay mas matibay at mas makahulugan.

Hindi hadlang ang mga taong ayaw sa iyo kung buo ang paniniwala mo sa sarili mo. Ang paninindigan sa kabutihan, kahit tahimik, ay may kapangyarihang baguhin ang landas ng kapalaran.

Ang tunay na lider ay hindi nagtatanim ng galit, kundi nagtuturo ng respeto at pagkakaisa.

Kaya kung pakiramdam mo'y ikaw ay laging tinatanggihan o kinakalaban, huwag kang bibitaw. Maaaring hindi mo lang alam, mas mataas pala ang plano para sa iyo.

-GalawangFrancisco

07112025 fri 4th day confine nanay Bi.

Wfh ganda

Pogi nag leave.

Php16 pandesal.

Yung bagong panadirya ay malungay pandesal.

Php100 baon pogi

Nagbutas maynilad kinuha ang bato ko.

Punta sm dinner

Php76 grab

Php 1800 korean

Php54 pop corn 75

Php204 star bucks

Php45 tricycle

Php39 jeep

Php1231.68 transfer to ganda bpi

Php400 give to sis.

Php1192 bh-7 printhead canon received

Lets start becoming one.

Many families keep saying, “Walang natitira sa sahod.”

But you see the same family betting the super lotto every single day. 

Here’s the hard truth:

It’s not always the income.

Sometimes, it’s the spending habits we don’t even question anymore.

“Maliit lang naman ang taya sa lotto. Okay lang to.”

“Baka manalo.” 

Did you know?

The odds of winning the Super Lotto 6/49 are 1 in 13,983,816.

But the odds of getting struck by lightning?

1 in 1,222,000.

And the odds of being murdered?

1 in 18,000.

Let that sink in:

You’re 777 times more likely to be struck by lightning than win the lotto.

And yet, many families—especially those struggling financially—still line up daily.

₱20 here. ₱40 there.

Week after week.

It looks small. Yes. 

But over a month, over a year—

some families unknowingly spend almost 9% of their salary chasing a false hope.

Why?

Because we were taught that luck can solve poverty.

Because we believe the jackpot is the only way out.

But here’s the hard truth:

Money isn’t the problem. Mindset is.

What if we used that ₱20 to save, slowly?

What if we used it to buy a notebook, track expenses, or invest in a new skill?

What if we taught our kids that wealth is built, 

not wished for?

Because the real jackpot?

Isn’t in the numbers you bet on.

It’s in the habits you build.

It’s in learning, growing, and choosing long-term change over short-term thrill.

Let’s stop waiting for a miracle.

Let’s start becoming one.

(C) Genesis M. Auza

#FinancialEducationIsTheKey

07102025 thu 3rd day confine nanay Bi.

Get well soon nanay bi.

Wfh ganda

Pogi office

Php10 pandesal

Php300 baon

Php12+30  pamasahe

Php70 pork steak

Ginisang pechay

Php30 2x15 tali ng pechay

Php23.75 mega sardines 155g

Php2.10 15ml (1 table spoon) mantika

Php3 bawang

Php10 sibuyas

Php10 gas.

Php20 labor

Total = Php88.85

Result  1 big tasa.

serving small tasa @35 pesos

4 x 35 = 140-89=51 income. Makatuwiran ba?

Php50 angkas ganda

Php400 kfc

Php140 star bucks

Php30+13 pamasahe ganda

Php30 pamasahe pogi

Pph230 micoa

Sink aka Lababo

Proper height for the sink or basin.✅️

🔧🚰 Proper height for installing a sink or basin

Are you planning a plumbing installation? Don't make mistakes!

Here are the correct measurements for a functional and safe installation:

✅ Sink height: 80 to 85 cm

✅ Drain outlet: 50 cm from the floor

✅ Trap height: 55 cm

✅ Cold water outlet: 1/2"

✅ Drain: 2"

Handsink height

Sink height

Sink drain height

💡 Precise installation prevents future problems!

 #Construction #SanitaryInstallations #Sinks #Plumbing #Bricklayers #ConstructionTips #ConstructionTips #SafeWork #TechnicalFiles

#plumbing #construction #Mexicanbricklayers #masters #tips #drain #ConstructionTips #sanitaryinstallation

Tatay ng ....

Fathers of different Fields

★Father of Biology: Aristotle

★Father of Physics: Albert Einstein

★Father of Chemistry: Jabir Bin Hayan

★Father of Statistics: Ronald Fisher

★Father of Zoology: Aristotle

★Father of History: Herodotus

★Father of Microbiology: Louis Pasteur

★Father of Botany: Theophrastus

★Father of Algebra: Diophantus

★Father of Blood groups: Landsteiner

★Father of Electricity: Benjamin Franklin

★Father of Trigonometry: Hipparchus

★Father of Geometry: Euclid

★Father of Modern Chemistry: Antoine Lavoisier

★Father of Robotics: Nikola Tesla

★Father of Electronics: Ray Tomlinson

★Father of Internet: Vinton Cerf

★Father of Economics: Adam Smith

★Father of Video game: Thomas T. Goldsmith, Jr.

★Father of Architecture: Imhotep

★Father of Genetics: Gregor Johann Mendel

★Father of Nanotechnology: Richard Smalley

★Father of Robotics:;Al-Jazari

★Father of C language: Dennis Ritchie

★Father of World Wide Web: Tim Berners-Lee

★Father of Search engine: Alan Emtage

★Father of Periodic table: Dmitri Mendeleev

★Father of Taxonomy: Carolus Linnaeus

★Father of Surgery (early): Sushruta

★Father of Mathematics: Archimedes

★Father of Medicine: Hippocrates

★Father of Homeopathy: Samuel Hahnemann

★Father of Law: Cicero

Sila ay tularan Mayors Benjamin Magalong and Vico Sotto.

LOOK: Mayors Benjamin Magalong and Vico Sotto to the UP Engineering Class of 2025 — “Silence is not neutrality. It is complicity.” / “Hindi sapat na magaling ka. Dapat mabuting tao ka.” 🚨🔥

At the 2025 Recognition Rites of the UP College of Engineering, two trailblazing mayors delivered back-to-back wake-up calls. The message? Technical brilliance is not enough. What the country demands is moral courage.

Public servant 𝗕𝗲𝗻𝗷𝗮𝗺𝗶𝗻 𝗠𝗮𝗴𝗮𝗹𝗼𝗻𝗴: 𝗔 𝗦𝗰𝗮𝘁𝗵𝗶𝗻𝗴 𝗜𝗻𝗱𝗶𝗰𝘁𝗺𝗲𝗻𝘁 𝗼𝗳 𝗖𝗼𝗿𝗿𝘂𝗽𝘁𝗶𝗼𝗻

In a piercing and no-holds-barred keynote, Baguio City Mayor (who doesn't want himself to be attached with Honorifics like Mayor or Honorable but rather just a Public Servant) Benjamin Magalong electrified the audience:

“The Philippines is replete with smart people. What is hard to find are Filipinos with integrity and honesty.”

He exposed the scale and cruelty of corruption through numbers:

“Cat’s eyes for roads were bought at ₱11,720 each. Their actual cost? ₱1,800. That’s ₱9,900 stolen per piece.”

“237 billion pesos gone. That could’ve built 4,740 schools or given 1.58 million full scholarships.”

Then he dropped the hammer:

“This is not just inefficiency. This is injustice. This is theft of the people’s future.”

In a moment that stunned the crowd:

“Silence is not neutrality. It is complicity and tolerance.”

“Hindi kayo powerless. Hindi kayo voiceless. You are exactly what this country needs.”

“Do not ever think your silence is safe. It only protects the guilty.”

“The world is a dangerous place—not because of those who do evil, but because of those who look on and do nothing.”

𝗠𝗮𝘆𝗼𝗿 𝗩𝗶𝗰𝗼 𝗦𝗼𝘁𝘁𝗼: 𝗥𝗲𝗱𝗲𝗳𝗶𝗻𝗶𝗻𝗴 𝗦𝘂𝗰𝗰𝗲𝘀𝘀 𝘄𝗶𝘁𝗵 𝗜𝗻𝘁𝗲𝗴𝗿𝗶𝘁𝘆

In a calm yet powerful message, Pasig Mayor Vico Sotto urged graduates to resist the rot of blind ambition:

“Mayaman ka nga—galing naman sa nakaw. Nakapwesto ka nga—ang dami mo namang tinapakan.”

“Success must not come at the cost of conscience.”

He warned how easy it is to lose one’s values:

“Madaling makain ng sistema. Mabilis macha-challenge ang idealismo niyo. Pero sana hindi ito mawala.”

He exposed how corruption is normalized in both public and private sectors:

“Bakit ba ‘yun ang pangarap natin? Pera? Posisyon? Kasikatan?”

“Sabihin mo nang SOP, standard operating procedure—but it’s theft, plain and simple.”

Yet his message ultimately pointed to hope:

“You will have the opportunity to be a catalyst for change—more drastic and faster than in any time in history.”

His moral challenge was clear:

“Hindi sapat na magaling ka. Dapat mabuting tao ka.”

“Pray that you live with faith and integrity, and use your privilege to serve, protect, and help those who are not as fortunate in life.”

“Hindi ko man nabago ang lahat, naging mabuti akong tao sa kapwa ko. Nakatulong ako sa ikagaganda ng bayan natin.”

Two public servants for good governance, two speeches, one message: Intellect alone won’t save the Philippines. But principled engineers, citizens and professionals—those who choose courage and goodness over comfort and self-interest—just might.

#MayorMagalong #MayorVicoSotto #UPDCOE2025

#InhenyeroParaSaBayan #MabutingTao #Panindigan #SpeakUp #UPPride #RedefineSuccess

07092025 wed 2nd day confine nanay Bi.

Office ganda at pogi

Php12+12+30 pamasahe.

Php300 baon ni pogi.

Naglaba

Namalantsa

Php270 grab pogi

Php203 chard

Baha sa SLEx kelan masosolve? Poor drainage system.

YOUR TOLL MONEY AT WORK

[Commentary]

Filipinos pay for roads twice: once through taxes, again through tolls. And still walk home in floodwater.

Tuesday night. Southbound SLEX, near Kawasaki in Alabang. A sudden downpour, and the tollway turned into a glorified fishpond.

"Triny naming bumaba sa bus at lakarin na lang papuntang toll gate ng Alabang, kaso hindi kinayang lakarin dahil lagpas gulong na ang baha,” wrote Sherilyn Santos in the Facebook post.

It wasn’t even a storm. Yet the crown jewel of San Miguel’s infrastructure empire drowned like it had never met a drainage pipe.

Was a San Miguel rep wading through that water, like their profit margins wade through the stock exchange? They privatize tolls, but nationalize failure. Their contract says “maintenance.” The photo says: You get what you get.

DPWH, MMDA, the LGUs: They all have jurisdiction. But PPP agreements have mutated into shields. The state won’t act because “it’s the operator’s job"? The operator won’t act because no one makes them?

Every day, SLEX charges drivers for the privilege of risk. No rebates when it floods. No accountability for delays. But miss a toll? You’re fined. Capitalism at its most parasitic: premium rates for barangay-level infrastructure.

They sell a future of sleek mobility, then deliver roads that collapse in light rain. They collect like a public utility but do they answer to no one when things fail?

A flooded expressway isn’t mere nuisance. It’s a stress test of the state. And it failed. Not just poor drainage, but a full collapse of responsibility.

Did the corporation serve? Did the government protect? Because every barefoot step a commuter took through that filthy water was one more step away from believing this country works at all.

| 📸 Sherilyn Santos

Retrieved money.

 I RETRIEVED MY MONEY (12,430) FROM WRONG GCASH NUMBER. HERE'S WHAT I DID

**Sharing this for awareness!**

At sana makatulong na rin sa iba na same incident like mine

A bit of back story..

I accidentally sent ₱12,430 from Netbank to the wrong GCASH number due to 1 wrong digit only. That was my wife's number.

After, we checked, walang pumasok na cash on her account and upon checking transaction sa netbank, mali ng isang number yung na-type ko.

I immediately call Netbank and dun ko nalaman na until 6pm lang yung customer service nila. Wala nang sumasagot na agent. I made a ticket to GCASH too sa app nila kasi wala silang customer service hotline. 

We called the wrong gcash number, invalid siya “The number you have dialed is incorrect” 

Weird kasi active yung GCASH account. 

I did everything, nag-email ako sa NETBANK and GCASH, pero walang matinong sagot. pinagpapasahan nila ako na yung isa bank daw yung pwede mag reverse ng transaction vice versa. Filed a ticket sa GCASH pero sabi the only way is to contact the number. Eh inactive nga.

Tinanggap ko na hindi ko na makukuha yung pera. Until the next day sakto may nabasa akong post dito na pwede siya i-complain sa BSP(Bangko Sentral ng Pilipinas). Nag chat ako sa messenger nila.

Ang bilis nila umaksyon! The next day, nag email sakin agad si GCASH humihingi ng details. Medyo matagal yung process ni GCASH umabot siguro ng 5days bago nabalik yung pera. But nevertheless, I got my money back.

Lesson learned talaga tong exp na to sakin. I was so complacent that time. Hanggat maari, QR code ang gamitin natin kapag mag transfer. 

  

Ayun lang, Mabuhay ka BSP!

Step by step ng pagreport sa BSP: https://www.facebook.com/share/p/16RW5ff9Ns/?mibextid=ZbWKwL

How to see Dr. ANG. By Doc willie ong.

How To See My Doctor, Dr Ang Peng Tiam, Cancer Specialist in Singapore.

By Doc Willie Ong and Doc Liza Ong

Because of the large number of cancer patients asking me how to see my doctor, Dr Ang Peng Tiam, here is a detailed account on what to do.

There are no hopeless cases here. 

1. Coordinate in Front Desk thru Vien or Lina +6596182187 (Parkway Cancer Centre Mount Elizabeth Orchard Medical Centre), message or call thru viber and whatsapp. Give the name of patient, name of relative and contact number so they can return your call or message. She will give you a schedule when to see Dr. Ang Peng Tiam, Oncologist (cancer doctor).

2. Send pictures of passport of the patient, and laboratories done in the Philippines thru viber and whatsapp +6596182187.

3. Best day to go here in Singapore is on a Sunday so you can settle down in your hotel. 4. Do fasting (6 hours no food, coffee or candy so can do a blood test, pet scan and other procedures) on a monday morning, Doctor Ang will see you and orders laboratory exams to be done. Clinic is at Level 2 of Mount Elizabeth Hospital. The following day, you will have diagnosis and may start treatment already. Laboratories here at Mount Elizabeth Hospital are fast and efficient. Many staff at the laboratories and hospital wards are Filipinos.

Hospital Address: 3 Mount Elizabeth, Mount Elizabeth Medical Centre (Orchard) Singapore 228510.

Clinic is called Parkway Cancer Centre (PCC) is at level 2, room 2.

5. Chemotherapy is just on an out-patient basis in PCC room. Medicines are all provided by PCC.

6. Mode of payment: Credit card and cash.

7. Airplanes to Singapore: Singapore Airlines, PAL

Budget airlines: Scoot, Jetstar, Cebu Pacific

Luxury Hotel: Ascot, Hilton, Holiday Inn Express, Pullman, Grand Hyatt

Mid-scale Hotel: York Hotel (nearest to Mt Elizabeth Hospital), Quincy, Vibes, Yotel, Oakwood

Cheaper but farther (need to ride mrt or taxi): YMCA (on your second stay or for longer stays, inform them that you are a patient of Mount Elizabeth for a discount because they are a charity hotel), Hotels in Bugis

Singapore has a 9%GST (tax) including hospitals.

8. Singapore Immigration do your visit pass 2 days or a day before your trip: https://www.ica.gov.sg/

No need to get a visa but do a Visit Pass online which is good for 30 days (must declare your money if more than $20,000).

Note: make sure to input correct passport number, double check, so there will be no problem in the computerized immigration.

Fill up Philippine Immigration also: https://etravel.gov.ph/

9. Supermarket and food: Paragon Mall Basement (nearest), Ion Food court, Takashimaya Food Court and Supermarket. Water in the faucet is safe to drink. Breakfast for the relatives is in Paragon Mall (mall doors are open 24 hours): 7-11 (can heat food in their microwave), Toast Box, Yakun Kaya Toast at the basement (both opens at 7:30am).

10. Transportation is through Grab app. In the airport, there are grab cars and taxis waiting, just ask the airport security assigned at the exit doors.

11. Bring a light umbrella, reusable bag and a small water jug when you go out. It rains from time to time but mostly for a short time only, just wait for the rain to stop.

07082025 tue uwi mama may sakit si nanay Bi.

Nagpaandar ng motor 10 min. Nagkarga ng tubig sa tangke.

Office pogi at ganda

Php12 pandesal

Php12+12+30 pamasahe

Php198 coke solo 12x

Php220 kabayas 4 pcs.

Php100 gulay

Php377 +35 grab mama home to 5star pasay.

Php288 bus pasay to cab.

Pa confine nanay bi. Hinihika.

Kuwento ng isang waiter sa barko nawalan ng kontrata dahil sa one shot.

🎙️ “Isang Tagay, Isang Buhay: Kwento ng Isang Waiter na Nawalan ng Kontrata”

Ako si RJ.

Thirty-two.

Taga-Taguig. May isang anak, isang misis, at isang pangarap:

ang makapag-ipon ng pangkabuhayan bago tumungtong ng 40.

⚓ Waiter sa Barko – Buhay Pero Walang Pahinga

Crew ako ng isang kilalang cruise ship.

Hindi glamoroso gaya ng iniisip ng iba.

Bilang waiter, ang shift ko ay parang walang katapusan —

Breakfast set-up pa lang, pawis na.

Lunch rush, dinner service, post-cleaning.

Pagod na katawan, ngiti pa rin sa guest.

Walang off. Wala.

Kung makalusot ng 6 na oras na tulog, jackpot na.

Pero sa gabi…

Doon ako nakakapagpahinga — at doon din nagsimula ang problema ko.

🥃 “Inom Lang Para Makalimot”

Pagkatapos ng duty, deretso kami sa cabin ng tropa.

Tawanan. Kwentuhan.

Siyempre, may alak.

Sabi nila:

“One shot lang pre, para makalimot sa pagod.”

Una, pang-distress lang.

Hanggang sa naging gabi-gabi.

Hanggang sa tinotopak ako kapag wala akong alak.

Ang tanging pahinga ko, naging bisyo.

Una, normal pa.

Pero dumating ang mga signs:

 • Sumasakit ang tiyan ko kapag hindi ako nakainom.

 • Madali akong mapagod, kahit konti lang ang kilos.

 • Nagiging iritable ako kahit maliit na bagay.

Pero pinapalusot ko lang.

Sabi ko:

“Wala ’to. Pagod lang.”

Hanggang isang gabi, pabalik na ako sa cabin —

Pagdaan ko sa security deck, tinawag ako.

🚨 Breathalyzer Check

“Random breathalyzer test, sir.”

Hindi ko alam kung matatawa ako o matatakot.

Pero nung bumuga ako sa machine…

Tumunog. Pula. Over the limit.

Sabi ng officer,

“You’re over 0.04. Alcohol is strictly prohibited outside designated bar hours.”

Biglang bumigat ang katawan ko.

Kinabukasan, pinatawag ako.

Company violation. Immediate repatriation.

Wala nang paliwanag.

Wala nang awa.

Wala nang second chance.

✈️ Pauwi. Bigla. Walang Pasabi.

Hindi ako nakapagpaalam sa mga kaibigan ko sa barko.

Basta sabi lang:

“Pack your things. You’re going home in the morning.”

Sa eroplano, para akong bingi.

Tahimik ang lahat, pero ang isip ko — maingay.

“Paano si misis? Paano si baby? Paano na ang utang ko sa bahay? Paano ako babalik?”

🏥 Mas Mabigat Pa Sa Termination: Diagnosis

Pagdating sa Pinas, pinuntahan ko ang lokal na doktor para makapagpa-clearance — umaasa pa ring makakabalik.

Pero ang sabi ng results:

Fatty liver. Borderline cirrhosis.

At ang dahilan?

Matagal at sunod-sunod na pag-inom ng alak.

Ang totoo?

Hindi ako umiinom para magpakasaya.

Umiinom ako para makalimot.

Pero ang hindi ko alam, habang nilalasing ko ang problema ko —

Nilalason ko na rin ang sarili ko.

Hindi sa alak matatagpuan ang pahinga.

Hindi sa tagay matatapos ang stress.

Hindi mo malulunod ang lungkot sa alak — pero pwede kang lunurin nito nang buhay pa.

🔔 Para sa Kapwa Ko Crew

Kung iniisip mong pampalipas oras lang ang pag-inom sa barko,

isipin mo ‘to:

Isang breathalyzer lang ang pagitan mo sa repatriation.

Isang bote lang ang layo mo sa sakit na walang lunas.

Isang gabi lang ang pwedeng sumira sa kontratang pinaghirapan mo.

Ngayon, nasa Pinas ako.

Nasa maintenance ako ng isang fast food habang nagpapagaling.

Hindi na glamorous, hindi mataas ang sweldo.

Pero araw-araw, binabayaran ko ang pagkakamali ko.

At araw-araw, pinipilit kong maging mas mabuting tatay at asawa.

Hindi ko na maibabalik ang kontrata.

Pero maibabalik ko pa ang sarili ko.

At kung may isa akong gustong gawin…

’yun ay ipaalala sa mga bagong crew:

Ang lakas mo, gamitin mo sa pagtitiis, hindi sa tagay.

Ang pahinga mo, dapat walang kapalit na sakit.

Ang pangarap mo, ‘wag mong ilublob sa baso.

#seafareradvice #kamarinovlog #kamarinostories #ofwgoals #seamantips #barkolife #cruise #jobsearch #ofwlife

07072025 mon hatid

Office pogi

Ganda wfh

Php14 pandesal

Php70 toll fee

Php189.29 jolibee

Nakauwi 7:30am

Php300 palengke

Korean

Ingredients:

Mini dinner rolls

175g Cream Cheese (Room Temp)

1.5 tbsp Honey

3 tbsp Milk

1/4 stick Unsalted Butter (Melted)

5 Garlic cloves

1.5 tbsp Honey

1 Egg

1 tbsp Parsley

1 tsp Salt

Airfry for 4 minutes na naka 160c *preheated dapat ha

40 inhinyero

🛠️ 40 Types of Engineers & What They Do

1. Aerospace Engineer – Designs aircraft, spacecraft, satellites, and missiles.

2. Agricultural Engineer – Develops farming equipment, irrigation systems, and biofuels.

3. Architectural Engineer – Focuses on building systems such as HVAC, lighting, and structural integrity.

4. Automotive Engineer – Designs and improves vehicles and their components.

5. Biomedical Engineer – Combines engineering with biology to design medical devices and equipment.

6. Chemical Engineer – Works with chemical processes to create products like fuels, food, and pharmaceuticals.

7. Civil Engineer – Designs infrastructure: roads, bridges, dams, and buildings.

8. Computer Engineer – Develops computer systems, hardware, and software integration.

9. Construction Engineer – Manages construction sites, ensuring projects are built to specs.

10. Data Engineer – Designs and maintains systems for collecting, storing, and analyzing large data sets.

11. Electrical Engineer – Works with electricity, electronics, and electromagnetic systems.

12. Electronics Engineer – Focuses on designing electronic circuits, devices, and systems.

13. Energy Engineer – Works on energy efficiency, renewable energy, and power systems.

14. Environmental Engineer – Develops solutions to environmental problems like pollution and waste management.

15. Fire Protection Engineer – Designs systems to prevent, detect, and suppress fires.

16. Food Engineer – Designs processing systems for safe and efficient food production.

17. Genetic Engineer – Manipulates genetic material to develop medical or agricultural advancements.

18. Geological Engineer – Applies geology to civil and mining projects, assessing rock and soil stability.

19. Geotechnical Engineer – Specializes in soil and rock mechanics in construction and earthworks.

20. Hardware Engineer – Designs physical components of computers and other electronic systems.

21. Health and Safety Engineer – Ensures workplace safety by designing systems to reduce risks.

22. Industrial Engineer – Optimizes complex systems, processes, or organizations for efficiency.

23. Instrumentation Engineer – Designs devices that monitor and control engineering systems.

24. Marine Engineer – Designs and maintains ships, submarines, and marine equipment.

25. Materials Engineer – Develops, tests, and analyzes materials used in products and structures.

26. Mechanical Engineer – Designs machines, engines, and mechanical systems.

27. Mechatronics Engineer – Integrates mechanical, electronic, and software systems in robotics and automation.

28. Metallurgical Engineer – Works with metals and their properties to improve performance.

29. Mining Engineer – Plans and manages extraction of minerals from the earth.

30. Nanotechnology Engineer – Designs systems at the molecular or atomic level for medicine or materials.

31. Nuclear Engineer – Works with nuclear energy systems and radiation technologies.

32. Ocean Engineer – Designs technology for ocean exploration, oil rigs, and underwater robotics.

33. Optical Engineer – Works with lenses, lasers, and optical systems for devices like cameras and telescopes.

34. Petroleum Engineer – Develops methods for extracting oil and gas efficiently.

35. Photonics Engineer – Specializes in light-based technology like lasers and fiber optics.

36. Pipeline Engineer – Designs infrastructure to transport oil, gas, or water through pipelines.

37. Robotics Engineer – Designs, builds, and programs robotic systems.

38. Software Engineer – Develops computer applications, systems, and software architecture.

39. Structural Engineer – Analyzes and designs structures to withstand loads and forces.

40. Systems Engineer – Integrates different engineering disciplines to create efficient, large-scale systems.

Learn English with Learning Buddy 📌

#types #engineers #specialties #vocabulary #fypviralシ #speakenglish #viralpost #learningbuddy #learnenglish

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Php20 pandesal

Php35 palabok

Php200 macdo

Php300 macdo

07052025 sat punta sm

Php10 pandesal

Php70 pancit

Punta sm tropa

Php100 grab

Pakuko

12:00pm dating globe

Lipat lang cable then install new modem.

Waiting transfer ng new assign line to old line thru switching.

Same lang sa box walang ginalaw.

1:00pm done.

Babalik daw.

Okay na transfer internet.

Php600 starbucks

Php150 jolibee

Php1800 sangyup

07042025 fri dismiss ang kaso

Office pogi

Wfh ganda

Php14 pandesal

Php12+30 pamasahe.

Punta mama baclaran bili kimono ateng flor

Php12+100+13+15+30+30 pamasahe

Php2500 kimono

Php12+13 pamasahe punta attorney dismiss agad ang kaso wala pang hearing.

Motion to reconsideration.

Received php6500 kay ti Liza

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STOP

 Stop helping ungrateful people. Because no matter how many times you show up for them, no matter how much of yourself you give, it will never be enough for someone who lacks appreciation. These are the people who drain you, who expect your help without acknowledging the sacrifice it takes, who act entitled to your kindness but disappear the moment you need even a fraction of that support in return. They won't remember your efforts-they'll only notice the one time you say no.

Helping others is a beautiful thing, but not when it becomes a cycle of self-betrayal. You are not a savior. You are not a backup plan. You are not responsible for fixing people who don't even want to fix themselves. Gratitude is the bare minimum, and if someone can't give you that, they don't deserve your help.

You deserve to be surrounded by people who recognize your effort, who say thank you without being reminded, who lift you when you're down just like you did for them. So set the boundary. Walk away when you're being used. Anc understand that protecting your energy isn't selfish-it's survival.

#Ctto 

@girlboss

Si tatay na tahimik lang.

Madalas mong makita si tatay na tahimik lang.

Hindi agad makabili ng gusto mo.

Hindi masunod ang mga hiling mo.

Akala mo wala siyang pakialam?

Pero ang totoo...

May mga ama na umiiyak ng palihim, dahil hindi nila maibigay ang gusto ng anak nila.

May mga tatay na nagtitimpi lang habang pinapagalitan ng asawa, kahit pagod na pagod na sila.

May mga lalaking mas pinipili pang maglakad pauwi para lang may madala silang tinapay para sa inyo.

Alam mo ba?

Minsan, pinapagalitan siya ng amo niya.

Minsan, pinapahiya siya sa trabaho.

Pero tiniis niya ‘yon… para sa pamilya.

Hindi mo lang alam, pero baka ilang beses na siyang nagutom para lang may makain ka.

Baka ilang beses na siyang nilamig dahil inuna niyang bilhan ka ng damit kaysa sarili niya.

At baka ilang beses na siyang napaiyak… habang tulog ka.

Kaya bago mo siya simangutan…

Bago mo siya sumbatan o sigawan…

Subukan mong tumingin sa kanya.

Pansinin mo yung mata niya.

Baka may luha siyang pinipigil para lang huwag kang mag-alala.

Hindi man niya agad natutupad lahat ng gusto mo, hindi ibig sabihin na wala siyang pakialam.

Kaya niyang magsakripisyo. Tahimik lang siya.

Para sa lahat ng tatay…

Sana ang bawat patak ng pawis mo ay palitan ng pagmamahal at pasasalamat.

Kasi kahit hindi mo sinasabi, ramdam namin: Mahal mo kami.

07032025 thu maulan

Office pogi

Wfh ganda

Happy 2025-1969=56th bday sister janet.

Php20 pandesal

Php12+30  pamasahe

Php80 mais

Punta kay ti lilian

Php40+30 pamasahe

Php900+100 welding bintana sa apartment a. Paid.

Maynilad install pressure valve sa metro ng ti Lily.

Celebrate bday ni sis sa sm  bac max.

Php342 chao

Php874 watson

Php3300 max dinner kay cris.

Php78 pamasahe jeep

Php50 cancel grab.

Punta sa globe palipat internet

07022025 wed snr

Office ganda at pogi

Php14 pandesal

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Php480.08 meco b

Php169.15 meco a

Php500 easy trip load

Punta snr sundo pogi at ganda

Php70 toll fee

Php2500 grocery

Php1226 grocery

Php395 dinner

Php209 snr bb chix salad pack

Php63 ice cream

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Php145+89 burger