Sss pension computation.

If Total Monthly Contributions mo = 226 months

- CYS mo or total number of years in service is 18.8 round off to 19 years 

- meaning, 19 years ang total na may hulog ka kay SSS kahit nagstart ka pa ng 1995.

To compute your pension, may CYS at AMSC tayong tinatawag

- AMSC is your credit limit at may 2 ways sa pagcompute nito. 

- First, total sum ng hulog mo sa 226 na contributions divided by 226 

- Second, total sum of your last 60 monthly contributions divided by 60. 

- Kung ano ang pinakamalaki yun magiging basis ng AMSC mo. 

- Take note na ang AMSC ang pinakacrucial sa lahat dahil ito ang magdedetermine ng pension

 mo. 

Para macompute ang pension ay may 2 ways din:

Option 1: AMSC x 40% + ₱1,000

- Kung 8k pension mo, yung hulog mo for the last 5 years ay nasa 2500-3000 pesos or yung total sum ng hulog mo ay nasa 2700+ pesos in average. 

- final AMSC credit mo ay 18,000.

By computation: 

- 18,000 x 40% + 1000 = Php 8200.00 (pension mo)

Option 2: ₱300 + (20% x AMSC) + [2% x AMSC x (CYS–10)] + ₱1,000 

By computation: 300+Percent(20)*18000+0.02*18000*(19-10)+1000 = Php 8140.00 (pension mo)

Alin sa dalawang options ang pinakamalaki, yun ang magiging pension mo. Madali lang magcompute eh at hinding hindi ka nila madadaya kasi nasa public naman yung way of computation ng magiging pension natin.

AMSC: 18,000

CYS: 226 ÷ 12 = 18.83 yrs

CYS: 18.83yrs - 10yrs = 8.83yrs

CYS Credited Year of Service: 8.83

Comp#1

18,000 × 0.40 = 7,200

1,000 + 7,200

Base Pension: 8,200✅

Comp#2

18,000 × 20% = 3,600

18,000 × 2% × 8.83 = 3,178.80

300 + 3,600 + 3,178.80 = 7,078.80

1,000 + 7,078.80 = ₱8,078.80

Base Pension: 8,078.80✅

Computation #1 ang mas mataas so yun ang susundin, tama lang yan pension nyo