Lets start becoming one.

Many families keep saying, “Walang natitira sa sahod.”

But you see the same family betting the super lotto every single day. 

Here’s the hard truth:

It’s not always the income.

Sometimes, it’s the spending habits we don’t even question anymore.

“Maliit lang naman ang taya sa lotto. Okay lang to.”

“Baka manalo.” 

Did you know?

The odds of winning the Super Lotto 6/49 are 1 in 13,983,816.

But the odds of getting struck by lightning?

1 in 1,222,000.

And the odds of being murdered?

1 in 18,000.

Let that sink in:

You’re 777 times more likely to be struck by lightning than win the lotto.

And yet, many families—especially those struggling financially—still line up daily.

₱20 here. ₱40 there.

Week after week.

It looks small. Yes. 

But over a month, over a year—

some families unknowingly spend almost 9% of their salary chasing a false hope.

Why?

Because we were taught that luck can solve poverty.

Because we believe the jackpot is the only way out.

But here’s the hard truth:

Money isn’t the problem. Mindset is.

What if we used that ₱20 to save, slowly?

What if we used it to buy a notebook, track expenses, or invest in a new skill?

What if we taught our kids that wealth is built, 

not wished for?

Because the real jackpot?

Isn’t in the numbers you bet on.

It’s in the habits you build.

It’s in learning, growing, and choosing long-term change over short-term thrill.

Let’s stop waiting for a miracle.

Let’s start becoming one.

(C) Genesis M. Auza

#FinancialEducationIsTheKey