12302025 tue

Php20 pandesal

Php1500 @54.10=27.71L diesel max

Php20 tip hangin

Punta sa Angelus bacoor kabit lapida ni sis Janet.

Php500 bayad kay chard.

Bigay pamasko sa mga bata apo chard.

Php115  LED Driver model : 8-12w

Input: ac85-265v

Output: dc24-48v 300mA

Ang yabang mo kasi di ka nagpautang.

“Ang yabang mo na” kasi di ka nagpautang?

Yan yung linyang lalabas

the moment na tumanggi ka

magpa-abuso.

“Hindi ka naman ganyan dati.”

“Binago ka na ng pera.”

“Umakyat na sa ulo mo ang pera.”

And that’s the part na masakit.

Hindi dahil totoo sila.

Kundi dahil alam mong hindi yan fair.

They didn’t see the nights

na pinagkakasya mo yung pera mo.

They didn’t feel the pressure

na ikaw lang ang sumasalo.

They didn’t carry the fear

na isang emergency lang, 

ubos lahat ng pinaghirapan mo.

But now that you’re okay,

biglang may say na sila.

Here’s what they don’t understand.

Saying no doesn’t mean madamot ka.

It means may boundaries ka.

It means you’re protecting

the stability you worked hard to build.

It means you finally learned

na hindi lahat pwedeng saluhin.

Because if you say yes to everyone,

ikaw ang mauubos.

And let’s be honest…

Kapag nagalit sila dahil tumanggi ka,

it says more about them than it does about you.

People who really love you

will respect your decision.

People who's only there to use you

will attack your character.

Hindi dahil mali ka…

kundi dahil nasira yung expectaion nila sa'yo.

So the next time may magsabi sayo na,

“Ang yabang mo na” kasi tumanggi ka magpautang...

Pause.

And remember this.

Boundaries don’t make you arrogant.

They make you responsible.

You’re not changing for the worse.

You’re changing for the future

you’re trying to protect.

And if losing their approval

is the price of protecting your peace and family…

That’s a price worth paying.

#bosskfr #kfr

.

12292025 mon out na sa staycation

Sir punta japan embassy file for visa.

Php324+39=363 give 370 sa grab. Shore to home.

Punta Moa yung dalawa. Nood concert.

Php1000ganda hiram.

Php200 pogi.

Php370 grab

Punta kanto bili patuka ibon.

Php40 1/2kilo african feed

Php120 pagupit na pala.

Kidney issues.

Maraming Pilipino ang may kidney issues nang hindi nila alam.

At sa gabi, habang tulog ka, may ilang ugali na tuluyang sumisira sa kidney

kahit hindi ka naman umiinom ng alak o matatapang na gamot.

Narito ang mga dapat iwasan bago matulog para maprotektahan ang kidney.

⸻

1. Umiinom ng maraming tubig bago matulog

Ang sobrang tubig sa gabi ay pinipilit ang kidney na magtrabaho ng todo

kahit gabi na dapat nagpapahinga.

Tip: Limitahan ang tubig 1 to 2 hours bago matulog.

2. Pagkain ng maalat sa hapunan

Ang asin ang pinakamabigat sa kidney.

Kapag maalat ang huli mong kain, tataas ang pressure sa kidney habang tulog ka.

Tip: Iwas toyo, instant noodles, chichirya, bagoong sa gabi.

3. Puyat gabi gabi

Ang puyat ay nagpapataas ng blood pressure.

Kapag mataas ang BP, mas mabilis masira ang kidney filters.

Tip: 7 hours minimum kung kaya.

4. Pagkain nang busog na busog bago matulog

Nagpapataas ng blood sugar at BP, parehong nakakasira sa kidney.

Tip: Light dinner, vegetables, broth, o prutas.

5. Pag inom ng pain reliever bago matulog

Ang madalas na pag-inom ng pain reliever

lalo na ng NSAIDs ay nakakapinsala sa kidney long term.

Tip: Warm compress o stretching muna bago uminom ng gamot.

6. Pag-inom ng softdrinks o matatamis sa gabi

Ang sugar overload sa gabi ay nagpapataas ng uric acid at BP

na parehong nagpapabigat sa kidney.

Tip: Warm water na lang bago matulog.

7. Pagbababad sa cellphone habang nakahiga

Nagpapataas ng stress hormones at nagpapababa ng kidney circulation.

Resulta: poor filtration habang tulog.

Tip: Screen off 30 minutes before bed.

8. Pagtitiis ng ihi bago matulog

Nag-iipon ng bacteria at nagdudulot ng UTI

na maaaring umakyat sa kidney kung mapabayaan.

Tip: Umihi bago humiga.

9. Pag-inom ng alak bago matulog

Ang alcohol ay ipinoproseso ng kidney at nagpapadehydrate.

Kapag gabi, mas hirap ito magtrabaho.

Tip: Limit o iwas sa gabi.

10. Pagpapahinga nang nakayuko o nakaipit ang tiyan

Humahadlang sa proper circulation papunta sa kidney.

Tip: Sleep on your side o back.

⸻

Mga Pagkaing Nakakatulong Magpahinga ang Kidney sa Gabi

• Pipino

• Pakwan

• Malunggay

• Saging

• Buko water (sa umaga, hindi bago matulog)

• Ginger tea

• Light vegetable soup

⸻

Tandaan

Ang kidney ay tahimik na organ.

Hindi ito nagbibigay ng sintomas hanggang malala na.

Kapag binago mo ang mga maling ugali sa gabi,

mas tatagal ang kidney function at mas mababawasan ang panganib na mauwi sa dialysis.

Demonitization.

 Bakit gusto ni Sen Robin Padilla sunugin na ang 1000 pesos na ginawa ng Bangko Central mula 2020 hanggang 2025

✅ Mga Advantage ng Pag-invalidate / Pag-phase out ng ₱1,000 bills (2020–2025 issue)

1️⃣ Forced Exposure ng Hoarded Cash

 • Ang mga nag-imbak ng malaking halaga ng ₱1,000 (lalo na galing sa kickbacks, corruption, illegal activities) ay mapipilitang lumabas.

 • Hindi na sila puwedeng “tumahimik lang” at hintayin ang panahon.

 • Either ipapalit nila (may paper trail) or mawawalan ng value ang tinago nila.

👉 Ito ang pinaka-sakit sa corrupt: forced decision.

⸻

2️⃣ Automatic Accountability Mechanism

 • Kapag may malaking volume ng ₱1,000 na ipinalit, madaling itanong:

 • “Saan galing?”

 • “Bakit naka-hoard?”

 • Hindi na kailangan ng raid o whistleblower—sila mismo ang lalabas.

👉 Self-incrimination by necessity.

⸻

3️⃣ Cash-Based Corruption Becomes Risky

 • Ang ₱1,000 ang pinaka-common denomination sa:

 • kickbacks

 • SOP

 • lagayan

 • election money

 • Kapag alam ng lahat na puwedeng ma-invalidate ang denomination, bababa ang tiwala sa cash hoarding.

👉 Deterrence effect, kahit sa future corruption.

⸻

4️⃣ Liquidity Shock sa Illicit Money

 • Ang mga may dirty money ay mapipilitang:

 • bumili ng real estate

 • bumili ng ginto

 • ipasok sa financial system

 • Lahat ng ito ay mas madaling ma-monitor kaysa cash sa vault.

👉 Illicit cash is weakest when it moves.

⸻

5️⃣ Mas Madaling Monitoring ng Money Flow

 • Dahil specific denomination + specific years ang target:

 • hindi apektado ang buong ekonomiya

 • hindi biglaang demonetization

 • Mas surgical, mas data-driven.

👉 Hindi chaos, kundi controlled squeeze.

⸻

6️⃣ Psychological Pressure sa Power Holders

 • Kahit hindi pa nila ipinalit ang pera:

 • may panic

 • may mistrust

 • may internal cracking

 • Ang mga magkakasabwat ay maghihinalaan kung sino ang unang lalabas.

👉 Corruption networks collapse from inside.

⸻

7️⃣ Public Signal ng Political Will

 • Malinaw ang mensahe:

“Hindi kami naglilinis ng pangalan, nililinis namin ang pera.”

 • Tataas ang public trust kung maayos ang execution.

⸻

8️⃣ Pro-Active, Not Reactive

 • Hindi naghihintay ng kaso.

 • Hindi umaasa sa testimonya.

 • Systemic solution, hindi personality-based.

👉 Ito ang tunay na reform—hindi presscon.

Ginawa na itong approach sa ibang bansa:

• 🇮🇳 India (2016)

Invalidate ₹500 & ₹1,000 to flush out black money and corruption.

 • 🇪🇺 Eurozone / European Central Bank (2016–2019)

Phased out €500 note due to money laundering risk.

 • 🇸🇬 Singapore (2014)

Stopped issuing SGD 10,000 note to curb illicit cash use.

 • 🇨🇦 Canada (2000)

Withdrew CAD 1,000 bill linked to organized crime.

 • 🇬🇧 United Kingdom (2010)

Banned use of €500 note due to criminal misuse.

Bottom line:

High-denomination cash has been invalidated or phased out before to fight corruption, hoarding, and dirty money

——-

Source:

Senate Resolution No. 192 (20th Congress)

 • Filed on December 2, 2025 by Sen. Robinhood “Robin” Padilla

 • Title: “Resolution urging the Bangko Sentral ng Pilipinas (BSP) to review and consider the demonetization of one-thousand peso (₱1,000) banknotes issued from January 1, 2020 to September 30, 2025.”

12282025 sun staycation

Bumili ng gamot ni pogi. Puregold bacoor. Yung kulang na 40pieces ng depamax ibigay ni joper.

Php3801.71 gamot ni pogi.

BD:

Php2520 90@28.00 trileptal tab 300mg

Php2500 100@25.00 depamax tab 500mg

Php173.25 3@57.75 immunPro

Php120 tricycle.

Php324+39=363 370 grab home to shore.

Staycation sa shore3 tower 1 rm1160.

Umalis 12:30nn sa bahay. Dumating 1:15pm.

Punta moa 3pm

Php125 grab

Php45 velvet cookies

Php140 grab

Gmail.

In the early 2000s, email was broken—and everyone knew it.

Hotmail gave you 2 megabytes of storage. Yahoo Mail offered 4MB. You spent your days deleting messages to make room for new ones, constantly choosing which conversations to preserve and which to sacrifice. Important emails disappeared. Attachments wouldn't send. Searching your inbox was nearly impossible. Email had become a frustrating game of digital Tetris, where you constantly rearranged and discarded to squeeze everything into impossibly small spaces.

Paul Buchheit, a young engineer at Google, believed there was a better way.

Buchheit had joined Google as its 23rd employee in 1999, working on various projects including Google's original motto, "Don't Be Evil," which he suggested during an early meeting. By 2001, he'd grown frustrated with existing email services and began envisioning something radically different: an email platform built on Google's core strength—search.

What if you never had to delete an email again? What if you could instantly find any message ever sent or received? What if email worked the way your brain worked, through associations and searches rather than rigid folder hierarchies?

He pitched the idea internally at Google. The response was lukewarm at best.

Google's leadership questioned whether the world needed another email service. The market seemed saturated. Building the infrastructure for massive storage would be expensive. Email wasn't Google's business—search was. Besides, how would they monetize it?

But Google had a unique policy: engineers could spend 20% of their time on personal projects. Buchheit decided to use that freedom.

Starting in 2001, he began developing what would eventually become Gmail. He wasn't working alone in secret—this wasn't some rogue operation. Other engineers contributed ideas and code. Larry Page and Sergey Brin, Google's founders, provided encouragement even when others were skeptical. But Buchheit was the driving force, the person who refused to let the idea die.

The technical challenges were substantial. Offering 1 gigabyte of storage per user—500 times what competitors provided—required innovative approaches to data management and infrastructure. Buchheit and his growing team had to solve problems no email service had faced before, building systems that could scale to millions of users while maintaining speed and reliability.

They also made a controversial decision: Gmail would be free, supported by contextual advertising. The system would scan email content and display relevant ads alongside messages. To Buchheit and the team, this seemed like a fair trade—users got incredible storage and features, Google got revenue. They didn't anticipate the privacy firestorm this would ignite.

By early 2004, Gmail was ready. But there was a problem: they didn't have enough server capacity to launch publicly. The solution was brilliantly simple—make it invite-only. Launch with limited capacity and gradually expand as infrastructure grew.

They chose April 1, 2004, as the launch date.

The timing was perfect and terrible. When Google announced Gmail on April Fools' Day, offering 1GB of free storage with a search-based interface that encouraged users to "never delete email again," much of the tech world assumed it was an elaborate joke. One gigabyte? For free? It seemed too good to be true.

But it wasn't a joke. It was real, and it was revolutionary.

The invite-only system, born from technical necessity, created unexpected social dynamics. Gmail invites became status symbols. Early users could invite friends, creating exclusive networks of beta testers. People traded invites. Some sold them on eBay for hundreds of dollars. The scarcity created desire, and the desire created buzz.

Meanwhile, the service itself exceeded expectations. Gmail was fast—remarkably fast. The search functionality worked beautifully, making it easy to find years-old messages in seconds. The "conversation view" grouped related emails together, making it easier to follow discussion threads. The interface was clean and intuitive.

But the contextual advertising sparked immediate controversy. Privacy advocates raised alarms about Google's computers scanning personal emails. "Big Brother is reading your mail," critics warned. Some countries considered banning Gmail over privacy concerns. California State Senator Liz Figueroa proposed legislation specifically targeting Gmail's ad model.

Google defended the practice, noting that the scanning was automated, no humans read the emails, and the same technology powered the spam filter users loved. Gradually, as people used the service and saw how well it worked, most privacy concerns faded—though the debate about email scanning and privacy would continue for years.

Gmail's impact on the email market was seismic. Within months, Yahoo and Hotmail scrambled to increase their storage limits. Within years, they'd been left behind entirely. By 2012, Gmail had become the world's most popular email service, surpassing Hotmail (which had dominated for over a decade).

The service continued evolving. Storage increased from 1GB to 15GB. Gmail integrated with Google Drive, Calendar, and Meet. Features like smart replies, email scheduling, and AI-powered inbox sorting transformed email from a chore into a manageable task. The underlying technology influenced Gmail's mobile apps, making email accessible anywhere.

Today, Gmail serves over 1.8 billion active users—nearly a quarter of humanity. It's the foundation of Google Workspace, supporting millions of businesses worldwide. Students use it for education. Nonprofits rely on it for operations. It's become so ubiquitous that "Gmail" is often used as a verb, like "Google."

Paul Buchheit's career continued beyond Gmail. He created the prototype for AdSense, Google's advertising platform that would generate billions in revenue. He became a partner at Y Combinator, one of Silicon Valley's most influential startup accelerators, helping launch companies like Airbnb and Dropbox. But Gmail remains his most visible legacy—the product that changed how billions of people communicate.

The story of Gmail's creation reveals important truths about innovation. It wasn't built in a single day by a lone genius—it was developed over years by a dedicated team willing to solve hard problems. It succeeded not just because of technological superiority, but because it solved real frustrations that millions of people experienced daily.

Gmail also reminds us that transformative innovation often comes from questioning assumptions. Everyone "knew" that free email services had to offer minimal storage. Everyone "knew" that email was a mature, saturated market with no room for disruption. Everyone "knew" that organizing email required folders and manual filing.

Paul Buchheit and his team knew differently.

They understood that sufficient storage changes user behavior. That search could replace filing. That speed matters. That the right features, delivered at the right time, could reshape an entire industry.

The lesson isn't that you should ignore criticism or pursue ideas recklessly. Gmail succeeded because Buchheit combined vision with technical expertise, persistence with collaboration, and boldness with practical problem-solving. He had a big idea, but he also did the hard work of making that idea real.

Twenty years later, Gmail stands as proof that even seemingly mature markets can be revolutionized. That free services can become more valuable than paid ones. That the right innovation, executed well, can change how billions of people live and work.

And it all started because one engineer looked at email's limitations and asked a simple question: "What if we just gave people enough storage that they never had to delete anything?"

Sometimes the most revolutionary ideas are the simplest ones—we just need someone willing to see them through.

Bonbon

 SINUMBONG NG MGA KAPITBAHAY SA DSWD ANG ISANG NANAY DAHIL ARAW-ARAW NIYANG SINISIGAWAN AT PINIPILIT MAG-ARAL MAGLUTO, MAGLABA, AT MAG-BUDGET ANG 7-YEAR-OLD NIYANG ANAK HANGGANG MADALING ARAW. BAWAL ANG LARUAN, PURO TRABAHO. PERO NAPALUHOD ANG SOCIAL WORKER NANG MAKITA ANG MEDICAL RECORD NG NANAY

Alas-dos ng madaling araw. Rinig sa buong barangay ang sigaw ni Elena.

"Bonbon! Ilang beses ko bang sasabihin sa'yo?! Huwag mong iiwan ang sinaing! Masusunog 'yan!" sigaw ni Elena.

Rinig din ang iyak ng 7-anyos na si Bonbon.

"Mama... antok na po ako... masakit na po ang kamay ko sa pagkukula..." iyak ng bata.

"Tumayo ka dyan! Magbanlaw ka! Paano kung wala ako?! Sinong maglalaba ng brief mo?! Tatanda kang dugyot?!"

Galit na galit ang mga kapitbahay.

"Sobra na talaga 'yang si Elena," bulong ni Aling Marites. "Walang awa sa anak. Halimaw! Hindi pinatutulog ang bata. Pinaglalaba, pinagluluto, tapos tinuturuan pa mag-budget ng kuryente sa gabi. Bawal maglaro! Tatawag na ako ng DSWD bukas!"

Kinabukasan, dumating si Miss Reyes, isang Social Worker, kasama ang mga Tanod.

Pagpasok nila sa maliit na bahay, naabutan nila si Elena na pinagagalitan na naman si Bonbon habang namamalantsa ang bata. Nanginginig ang kamay ng bata sa bigat ng plantsa.

"Mrs. Elena Cruz!" sita ni Miss Reyes. "Itigil niyo 'yan! May report kami ng Child Abuse. Sobra naman yata ang ginagawa niyo sa anak niyo! 7 years old pa lang 'yan, ginagawa niyo nang katulong!"

Namumutla si Elena. Payat na payat ito at malalim ang mata. Nakahawak siya sa ulo niya na parang laging masakit.

"Huwag niyo kaming pakialaman," matigas na sabi ni Elena. "Disiplina lang ito."

"Disiplina?!" sigaw ni Miss Reyes. "Alas-dos ng madaling araw, naglalaba?! Ang bata, dapat naglalaro! Dapat nag-aaral! Kukunin namin si Bonbon. Hindi ligtas ang bata sa poder niyo. Unfit mother kayo!"

Hinawakan ni Miss Reyes si Bonbon para isama.

"Huwag po!" iyak ni Bonbon, yumakap sa binti ng nanay niya. "Huwag niyo po kunin si Mama! Magaling na po ako magluto! Hindi na po ako susunog ng kanin! Mama, sorry na po!"

Tinulak ni Elena si Miss Reyes palayo. Pero dahil sa pwersa, biglang nawalan ng balanse si Elena.

Bumagsak siya sa sahig. Namimilipit sa sakit ng ulo.

"Aray... ang sakit..." daing ni Elena.

Nahulog mula sa hawak niyang folder ang ilang papel.

Pinulot ito ni Miss Reyes. Akala niya listahan ng utos sa bata.

Pero nanlaki ang mata ng Social Worker nang mabasa niya ang laman.

MEDICAL CERTIFICATE

Patient: Elena Cruz

Diagnosis: Glioblastoma Multiforme (Brain Tumor) - STAGE 4

Prognosis: 3-4 Weeks to live.

Napatingin si Miss Reyes kay Elena na ngayon ay inaalalayan ni Bonbon.

"Ma? Okay ka lang Ma? Kukuha ako ng tubig at gamot, alam ko na kung saan nakalagay!" mabilis na kilos ni Bonbon. Sanay na sanay na ito.

Napaluhod si Miss Reyes sa tabi ni Elena. Nanginginig ang kamay niyang hawak ang medical record.

"Misis..." bulong ni Miss Reyes, tumutulo ang luha. "May... may taning na ang buhay niyo?"

Tumango si Elena habang umiiyak.

"Isang buwan..." garalgal na sabi ni Elena. "Isang buwan na lang ang mayroon ako, Miss Reyes. Wala kaming kamag-anak. Walang tatay si Bonbon. Walang kukuha sa kanya."

Hinawakan ni Elena ang kamay ng Social Worker.

"Kaya ko siya 'tinotorture'... kaya ko siya pinapahirapan... dahil kailangan niyang matutong mabuhay mag-isa bago ako mamatay."

Humagulgol si Elena.

"Masakit sa akin, Miss Reyes! Sobrang sakit na makita ang anak kong nahihirapan imbes na naglalaro! Durog na durog ang puso ko tuwing umiiyak siya sa antok! Pero mas hindi ko kakayanin na mamatay akong iiwan siyang walang alam! Pag nawala ako bukas, sinong magsasaing para sa kanya? Sinong maglalaba? Sinong magsasabi sa kanya kung paano pagkasyahin ang barya?"

Tumingin si Elena kay Bonbon na nag-aabot ng tubig.

"Naging halimaw ako sa paningin niya... para maging Survivor siya pag wala na ako."

Natahimik ang buong bahay. Ang mga kapitbahay na nakiki-usyoso sa bintana ay nag-iyakan. Si Aling Marites na nag-report ay napaupo sa hiya.

Niyakap ni Miss Reyes si Elena.

"Sorry po... sorry po hindi ko alam..." iyak ng Social Worker. "Napakadakila niyo po..."

Lumapit si Bonbon. "Ma? Bakit kayo umiiyak? Diba sabi mo Bawal Umiyak, Bawal Mahina?"

Pinunasan ni Elena ang luha ng anak. Nginitian niya ito—sa wakas, isang malambing na ngiti.

"Anak... graduate ka na. Ang galing-galing mo na. Marunong ka na sa lahat. Pwede ka nang maglaro bukas."

"Talaga Ma?" tuwang-tuwa na tanong ni Bonbon.

"Oo anak. Kasi... handa ka na."

Sa natitirang mga araw ni Elena, tinulungan siya ng DSWD at ng mga kapitbahay. Hindi kinuha si Bonbon. Hinayaan nilang magkasama ang mag-ina hanggang sa huling hininga.

At nang mailibing si Elena, nakita ng lahat si Bonbon—7 years old, nakatayo sa harap ng puntod. Hindi gusgusin. Malinis ang damit na siya mismo ang namalantsa. Busog dahil siya ang nagsaing. At matapang na humaharap sa mundo, dala ang training ng isang inang ibinigay ang huling lakas para masiguradong hindi maliligaw ang anak kahit wala na siya.

---

Isang buwan ang lumipas mula nang mailibing si Elena.

Tahimik ang bahay, pero hindi ito napabayaan.

Araw-araw, gumigising si Bonbon nang mag-isa. Nagsasaing. Nagwawalis. Naglalaba ng sariling damit—eksakto kung paano itinuro ng nanay niya.

Pero tuwing gabi, bago matulog, nauupo siya sa gilid ng kama at kinakausap ang hangin.

“Ma… tama po ba ‘yung budget ko ngayon?” bulong niya.

“Ma… hindi po nasunog ang kanin.”

Isang araw, bumalik si Miss Reyes dala ang ilang papeles. May pamilyang handang mag-alaga kay Bonbon—maayos, mabait, may kaya.

“Bonbon,” mahinahong sabi ni Miss Reyes, “gusto ka nilang ampunin.”

Ngumiti ang bata. Hindi malungkot. Hindi rin takot.

“Pwede po,” sagot niya. “Pero pwede po bang dalhin ko ang apron ni Mama?”

Napaiyak si Miss Reyes.

Sa bagong bahay, unang gabi pa lang, nagtaka ang bagong ina.

“Bonbon, hindi mo kailangang maglaba ngayon. Bata ka.”

Umiling ang bata.

“Okay lang po. Sabi ni Mama, ang marunong sa gawaing-bahay… hindi naliligaw kahit saan mapunta.”

At sa maliit na kwarto, habang yakap ang lumang apron, mahina niyang ibinulong:

“Ma… buhay po ako. Nakaya ko.”

Dado Banatao

Cybernetics as a lens in media studies is not yet mainstream. And having performed poorly in Math at school, without engineering background, I don't have enough credentials to even make myself listen to my own lectures on the physics of semiconductors. 

But Dado Banatao passing away on 12/25/2025 hits differently in several layers. Charles Babbage was born on 12/26/1791.

Dado Banatao's death is losing an invisible tether. He is an inspiration to a lot of us who know him, especially Filipino immigrants in the Bay Area who are lucky to have seen more up close his genius, his humility, his kindness, but among all, his being a Filipino. I am neither a billionaire nor an engineer like him, but we both believe in the Filipino potential just waiting to be realized. His "I am a Filipino, so you better listen to me." is Miriam Defensor's "I represent the majesty of the Republic of the Philippines. Shut up or I'll knock your teeth off."

A farmer's son, finishing Electrical Engineering from Mapua, Dado worked as a trainee pilot with Philippine Airlines, but he ended up joining Boeing in the US. When he was at Boeing, he was a design engineer with what we would ultimately label 'Queen of the Skies' - the Boeing 747.

A restless mind, he stayed in America and pursued his Stanford master degree in computer science, and with his sheer brilliance and with a little bit of networking, not only did he invent the 10-Mbit Ethernet chip, but that it saw the light of commercial success. The world changed since 1981, it just did not know it yet.

What is a 10-Mbit Ethernet chip? Dado redeveloping the silicon chip changed how we use computers, giving birth to network computing, which forms the DNA of modern internet and cloud computing. The evolved microchips, along with undersea fiber optic cables allow for Blockchain to operate worldwide. Did he invent the silicon chip? No. Alan Turing did not invent the difference engine. But Dado made something so significant with microchips he now joins the altar where Blaise Pascal and Charles Babbage are also enshrined.

Before Dado Banatao's invention, consumer computers operate individually. Your boss had a computer in his desk. You had a computer on your desk. That's it. They didn’t talk. Sharing files was very slow and most likely done physically with hardware (floppy disks). You were high-tech if you had the Olympia Standard 200i typewriter, and you were considered god-like if you had ARPANET access. And even a higher middle class family in San Francisco would not need a computer, because cable tv, San Francisco Chronicle, Forbes Magazine, Conde Nast and NBC will do the work. Today, I microwave food using Google Assistant commands.

Dado democratized the computer when the chip was introduced to consumer level. Dado allowed computers to talk to each other with utmost reliability, creating computer networks for homes, schools, and offices. Continuous product development evolved but the design is now used in practically any smart device. Part of his design is a chip's capability to support software development without changing hardware. And chips just become more powerful as time goes by. From translating data in local networks to networks that operate on fiber optic cables under oceans, the whole ecosystem should be grateful to Dado.

An ethernet chip translates computer data into electrical or light signals which is communicated to other computers worldwide. Around 95-99% of internet traffic happens underwater, made possible because the microchips reliably and efficiently translate data into electric light signals - making a Facebook post written at Roaring Fork Valley readable and shareable in Dado's native Cagayan Valley in super lightning speed.

Like the magic of the internet, while it looks easy, it wasn't built in a day. Education is lifelong, but it starts early, with the intense leaning to defining fact, differentiating it with feelings. But with a culture so high-context, emotional, and teledrama-laden such as the Philippines, it is no wonder why we would rather believe the Martial Law-encouraged urban legend of Agapito Flores inventing fluorescent bulbs than Mar Roxas actually being a Wharton graduate even after Wharton said so. In the same note that Marcos supporters will believe Imee and Bongbong are bachelor degree holders, when both Princeton and Oxford denied respectively.

Dado shared what he thought were the truest foundations of any good education: critical thinking and academic rigor. 

Dado's higher academic years are simultaneous with the Golden Age of Space, which pushed the boundaries of physics and computing. Around the time Dado was busy in Silicon Valley, a Filipina mathematician Angelina Castro-Kelly is busy working her way to be NASA's first woman Mission Operations Manager (MOM). Around this time, the Philippine government kept the people entertained by smokescreens provided by film fests, sports events, and beauty pageants. 

The Bagong Lipunan era meant well, but the road to hell is paved with good intentions. There was pressure to fake the literacy numbers just to showcase to the world that we are literate, even when we are idiots. And this forcing of data lessened the agency of academic rigor and made critical thinking a joke. 

"Ang dami mong sinasabi/alam." 

"Sus. Pwede na iyan."

These statements, while on the other side, are still on the same plane as the following:

"Ma'am, patungtungin naman po ninyo sa stage yung anak ko."

"Sir, baka naman po pwedeng ma-consider..."

"Maawa naman sana teacher ninyo. Pasko naman."

Academic rigor does not mean strictness, but loyalty to the spirit of teaching and pedagogy. In a sense, "pasang-awa" seems to be kindness, but really it is not, because it is mediocrity disguised as being nice. When we give stupids the pass or when fools are our only entertainment, it is only a matter of time that we would all be idiots, but we would not really even know it.

That is corruption. It is the same energy that allowed our democracy to be led by privileged and spoiled dropouts with little to no accountability, because we thought solving our systemic corruption in the Philippines is as easy and magical as electing someone who promised he would himself patrol crucial territories with a jetski.

Problem-solving was not a task for the mediocre. Dado's success was never shortcut. His father taught him well: reap your harvest after you plant the seeds. Dado studied for decades before he was able to let the earth experience consumer-level network computing through his genius redevelopment of microchips. He sought for the most efficient ways to do things. He was a true scholar gunning for scientific excellence. But with an education system as corrupt, putrid, and political like ours, Dado's ideas are bad for business. 

Dado became a billionaire not because he was a good businessman. He was lucky to have the platform. He was just smart enough to have patents. I actually think he was not as good in business compared to other computer scientists like Jeff Bezos and Bill Gates. When Intel bought Dado's company, it showed that Dado was smart, but Intel was smarter. But that's what makes Dado a gem. Like a true scientist, an engineer, a good man, he is just happy to see that every working computer today has Dado's signature in all motherboards. And it works. And the true Filipino hero that he is, his foundation Philippine Development Foundation found its foothold in Pasig, a city known for pushing for digital governance.

As AI grows, there is increase in demand for semiconductors - which is made out of silica sand. And notably, the world's largest countries by land are among the largest producers of silicon (China, Brazil, Russia, US, and Canada) due to silicon being the second most common element on Earth, only next to oxygen. Thus, earth coverage equals silicon.

Among silicon's largest producer is Norway. But it is definitely not their size that made them productive. They are not that bigger than the Philippines. But, it is their zero tolerance for corruption that makes their systems work, their laws executed, their lives efficient, their silicon produced.

Today, publicly-traded microchip company Nvidia is the world's most valuable company, with the the Kingdom of Norway, through the Norwegian Central Bank owning 1.3% of the company. Nvidia founder Jensen Huang only owns about 3.3-3.8%. JPMorgan owns 1.9%. These are not trade secrets. These are public information made easily accessible online with indirect help of computer scientists the likes of Dado.

On the other hand, a November 2025 ASEAN study says 10% of the whole earth's total computer semiconductor assembly, testing, and packaging output happens in the Philippines, providing jobs to tons of Filipinos, and cementing the country's place in the global supply chain for technology hardware. We are dubbed as ASEAN's Emerging Semiconductor Giant and the "Father of the Philippine Semiconductor Industry" has just died.

The Philippines should not be poor, because we already offered the world a Dado, and Dado offered the world back to the motherland.

Sure, Dado's passing is very personal for close friends and family. But it is not every day we lose a true gift to our race. The way we can celebrate his life and legacy is to continue using a laptop, a tablet, a phone, or the internet to push forward our hopes to become a better nation of this world, for this world. 

(And if that includes support for the ICC, so be it.)

Pakikiramay para kay Maria at sa mga naulila.

Salamat, Dado.

Challenge yourselves.

UP Diliman College of Engineering mourns the passing of Engr. Diosdado “Dado” Banatao

The University of the Philippines Diliman College of Engineering mourns the untimely passing of Engr. Diosdado “Dado” Banatao, an exceptional Filipino engineer, technology pioneer, and steadfast supporter of Philippine engineering education. We extend our deepest condolences to his family and loved ones during this difficult time.

We are deeply saddened by his untimely passing, and we remain profoundly grateful for his generosity and long-standing commitment to strengthening engineering and innovation in the country, especially within the UP community.

Engr. Banatao helped shape the modern computing era through major contributions in semiconductors and personal-computing hardware, and through entrepreneurial leadership in Silicon Valley. Known as a trailblazer, Engr. Banatao put the Philippines on the global technology map with his groundbreaking innovations in Silicon Valley, including the development of the first 10-Mbit Ethernet CMOS chip and the first system logic chipsets for the IBM PC-XT and PC-AT. His work with S3 Graphics pioneered the use of local bus concepts in personal computers, forever changing the landscape of modern computing.

Beyond his technical genius, Dado was a staunch supporter of engineering education and talent development in the Philippines. He championed scholarships, professorial chairs, and educational reform to empower the next generation of Filipino engineers. His commitment was especially felt at the University of the Philippines College of Engineering, where he served as an inspiration to countless students and faculty alike.

We remember, in particular, his message as guest speaker to our graduates during the 2016 UP College of Engineering Recognition Rites, a challenge that resonates deeply today:

“To you Engineering graduates, it is not going to be easy but you must challenge yourselves because no one will do it for you.”

We extend our deepest condolences to his family, colleagues, friends, and the many communities here and abroad who benefited from his work, mentorship, and generosity. 

Engr. Banatao’s legacy of innovation, philanthropy, and belief in the Filipino talent will continue to inspire us all.

Photos from the UP Engineering Research and Development Foundation, Inc.

Recession.

Why The Rich Love RECESSIONS

The Rich Don’t Love Recessions Because They’re Optimistic.

They Love Them Because They Understand the Math.

Recessions don’t happen because people suddenly lose confidence.

They happen when leverage outruns cash flow — and reality finally forces a repricing.

That repricing doesn’t hit everyone equally.

It never has.

Here’s the sequence, and it’s structural — not political:

- During expansions, leverage is rewarded.

- Cheap money flows everywhere.

- Risk is ignored.

- Optimism is financed with debt.

During contractions, leverage is sorted.

Households with variable income and fixed costs break first.

Think mortgages, car loans, credit cards.

Then businesses dependent on cheap capital follow.

Then banks tighten.

Then governments respond — last — with money printing.

This order is not an accident.

It’s how the system is built.

When recessions hit, three things happen every single time:

• Asset prices fall faster than liabilities

• Forced sellers appear

• Liquidity concentrates upward

This is why downturns widen inequality — even when governments claim to be “protecting the middle class.”

In 2008, housing didn’t really fail.

It changed hands.

U.S. home prices fell roughly 30% nationally from peak to trough.

More than 6 million homes went through foreclosure between 2007 and 2014.

Most people saw devastation.

I saw math.

Banks were drowning in bad loans.

They needed buyers.

They needed liquidity.

So I did what my rich dad taught me decades earlier.

I didn’t save cash.

I didn’t wait for certainty.

I used debt to buy assets with cash flow.

While people were dumping houses, I was buying them — often with other people’s money — at fractions of replacement cost.

Not because I was brave.

Because the numbers finally made sense.

- Rents didn’t fall like prices did.

- Debt was cheap.

- Assets were discounted.

That’s what recessions do.

They don’t destroy wealth.

They reprice it.

The same thing happened in 2020.

Small businesses didn’t all “die.”

They consolidated.

Large firms with access to capital survived.

Those without it disappeared or got absorbed.

That’s why recessions feel unfair.

Because they are.

They don’t reward optimism.

They reward balance sheets.

They punish people who confuse leverage with wealth.

They punish growth financed by hope instead of cash flow.

The wealthy don’t love recessions emotionally.

They love them mechanically.

Because volatility compresses timelines.

What might take 10 years in a normal market happens in 18 months during a downturn.

And compressed timelines favor prepared capital.

This is the real divide in every crisis:

Not optimism vs pessimism.

Not left vs right.

Liquidity vs dependency.

People dependent on wages, cheap credit, and stable prices panic.

People with liquidity, cash flow, and access to capital go shopping.

That’s why my advice has never changed:

Don’t wait for recessions to “end.”

Prepare for them before they arrive.

Because when the next one hits — and it always does —

it won’t be a surprise to the rich.

It will be an opportunity.

The question isn’t whether a recession comes.

The question is simple:

When assets go on sale… will you be forced to sell — or positioned to buy?

Robert

Your Financial Advisor Is Lying to You.

Not because he’s evil.

Not because he wants to hurt you.

He’s lying because he doesn’t know any better.

He’s repeating what he was taught.

What his boss taught him.

What the entire financial industry has sold for decades:

“Buy good stocks.

Hold them long term.

Diversify.

And hope everything works out.”

That’s not investing.

That’s hoping with a brokerage account.

My poor dad believed that lie his entire life.

He had a retirement plan.

He contributed every month.

He bought mutual funds his advisor recommended.

He diversified.

He followed every rule.

And he died with almost nothing.

All those “long-term investments” never gave him freedom.

Never gave him security.

Never gave him the life he worked so hard for.

My rich dad saw it differently.

He looked at stocks the same way he looked at real estate and businesses and asked one simple question:

“Does this put money in my pocket NOW… or am I just hoping it will someday?”

That question changed my life.

Here’s what most people don’t understand:

90% of investors aren’t investing.

They’re gambling.

They buy stocks and pray prices go up.

They check their accounts every day.

They celebrate green days.

They panic on red days.

They have zero control

and zero cash flow while they wait.

That’s not wealth.

That’s anxiety.

Remember 2008?

Buy-and-hold investors lost 40–50% of their portfolios almost overnight.

Years of gains vanished.

And even if they held on…

How long did it take to get back to even?

Five years.

Five years just to return to where they started.

Do you know what I did during that same crash?

I made money every single month.

Because I wasn’t chasing capital gains.

I was generating cash flow.

When fear exploded in 2008, I sold put options on quality companies and collected massive premiums.

When prices recovered, I sold covered calls and collected even more income.

I didn’t need the market to go up.

Read that again.

I did not need the market to go up.

Buy-and-hold only works if:

• You pick the right stocks

• They don’t go bankrupt

• The market eventually recovers

• You don’t panic

• You don’t need the money for decades

That’s a lot of “ifs” for a strategy that pays you nothing while you wait.

I prefer getting paid now.

I prefer winning whether markets go:

• Up

• Down

• Or sideways

I don’t pray.

I don’t guess.

I collect.

“Buy, hold, and pray” is what brokers sell people who don’t know any better.

Why?

Because they get paid whether you win or lose.

You take the risk.

They take the fees.

That’s not advice.

That’s a business model.

Most people will read this, feel uncomfortable, and go right back to trusting their advisor.

The smart ones will realize I’m telling them the truth no one else will.

There is a better way.

A way that creates monthly cash flow.

A way that works in bull markets, bear markets, and flat markets.

A way that helped me retire young while others worked until they died.

If you want to learn how to generate cash flow from stocks instead of hoping for capital gains someday…

👇👇👇

Grab my FREE mini-guide in the comments below.

I’ll show you exactly how I make money whether the market goes up, down, or sideways.

This isn’t taught in school.

Your advisor won’t tell you.

But this is what the rich actually do.

Huwag mong kainin.

“Huwag Mo Kainin!’’ Sigaw ng Batang Pulubi—At Ang Nakita ng Bilyonaryo’y Nagbago ng Lahat

Maagang umaga sa Quezon City. Ang araw ay dahan-dahang sumisiklab sa mga gusali at kalsada, may halong amoy ng bagong lutong kape at alikabok ng lungsod. 

Naglalakad si Don Mark Villanueva, isang kilalang bilyonaryo at negosyante—may-ari ng mga hotel chain, mall, at ilang pabrika sa Metro Manila.

 Nakasuot siya ng mamahaling suit, may dalang leather briefcase, at bagamat may sasakyan, nagdesisyon siyang maglakad papuntang kanyang paboritong coffee shop. “Gusto kong maranasan ang ordinaryong buhay kahit sandali,” bulong niya sa sarili.

Sa kalsada, abala ang lahat. May nagmamadaling empleyado papuntang opisina, may mga nagtitinda ng taho at balut, at may mga batang nag-aalok ng sampaguita. Sa gilid, ilang pulubi ang nakaupo sa lumang waiting shed, nakapikit sa lamig at gutom.

Sa ilalim ng lumang waiting shed, nakaupo si Leo, walong taong gulang, payat at marumi ang damit. Hawak-hawak niya ang maliit na backpack—tanging kayamanan niya: ilang piraso ng tinapay, isang plastic na tubig, at larawan ng yumaong ina.

 Kasama niya ang nakababatang kapatid na si Mika, limang taong gulang, na natutulog pa sa kariton nilang ginawang bahay.

Maaga pa lang, naglalakad na si Leo sa kalye, umaasang may mabibigyan siya ng kahit kaunting pagkain o barya.

 Sa bawat tingin sa kanyang paligid, ramdam ang pangungulila, ngunit may kakaibang tapang sa kanyang mga mata.

Napadaan si Don Mark sa waiting shed. 

Bumili siya ng pandesal sa isang maliit na karinderya sa tabi ng kalsada at umupo sa bench. Binuksan niya ang paper bag at handang kumuha ng tinapay.

Biglang tumakbo si Leo, nanginginig at namumutla. “Huwag mo kainin!” sigaw niya.

Nagulat si Don Mark, napakunot-noo. “Bakit, iho? Gutom na ako, gusto mo ba?” tanong niya, magalang ngunit may halong pagkabigla.

“’Wag mo po kainin, Kuya… ’Wag mo po kainin!” nangingilid ang luha sa mata ni Leo.

Napansin ng bilyonaryo ang desperasyon sa mukha ng bata. “Bakit, Leo? Ano'ng nangyayari?”

Nanginginig ang boses ni Leo habang nagpapaliwanag. “Kuya, ‘yung pandesal… may lason! Kanina, nakita ko po ‘yung tindera, nilagyan niya ng pulbos. Sabi niya para sa daga, pero naligaw po sa tray ng pandesal.

 Baka po mamatay kayo!”

Nagulat si Don Mark. Hindi siya makapaniwala. Naamoy niya ang pandesal—may kakaibang amoy, medyo mapait at matapang. Tinawag niya ang tindera, mahigpit ang tono: “Miss, ano ba ‘to? Bakit may pulbos?”

Nagpalusot ang tindera, pero natagpuan ni Don Mark ang plastic ng lason sa ilalim ng mesa. Agad niyang tinawagan ang pulis.

Dumating ang mga pulis at inimbestigahan ang karinderya. Napatunayan na may lason sa tray ng pandesal, at muntik nang malason si Don Mark kung hindi dahil sa tapang ni Leo.

“Salamat sa’yo, iho. Kung hindi dahil sa’yo, baka may nadamay pa,” sabi ng pulis.

Napaluha si Don Mark. “Hindi ko akalain, isang batang pulubi ang magliligtas sa akin.”

Pinaupo ni Don Mark si Leo sa tabi niya. “Bakit mo ako niligtas, iho? Hindi mo naman ako kilala.”

Ngumiti si Leo, mahina ngunit matibay ang tinig. “Sabi po ng Nanay ko, kahit mahirap kami, dapat tumulong sa kapwa.

Kahit hindi mo kilala, dapat iligtas mo ang tao kung kaya mo.”

Napaisip si Don Mark. Sa murang edad, may puso at malasakit si Leo na hindi matutumbasan ng yaman.

Tinawag ni Don Mark ang kanyang driver at pinasakay sina Leo at Mika. “Sumama kayo sa akin. Gusto kong tulungan kayo.”

Dinala niya ang magkapatid sa hotel.

 Pinakain ng masarap, pinaliguan, at binigyan ng bagong damit. Kinausap niya ang social worker at siniguradong makapag-aral ang dalawa, na hindi na muling mangingilid sa kalsada.

Ipinatawag ni Don Mark ang manager ng karinderya. “Hindi kita ipapadampot—tutulungan kitang magbago. Bibigyan kita ng training, ngunit hindi ka na pwedeng magtinda kung hindi ka mag-iingat.”

Ang tindera ay binigyan ng bagong trabaho bilang tagalinis sa hotel, may tamang sweldo at benepisyo. Naging halimbawa ito ng pagbibigay ng pangalawang pagkakataon.

Lumipas ang mga buwan. Nag-aral nang masigasig sina Leo at Mika, unti-unting nagbago ang buhay nila. Si Don Mark, inspiradong sa tapang ng batang pulubi, nagtatag ng foundation para sa mga batang lansangan—nagpatayo ng shelter, scholarship programs, at feeding programs.

Sa bawat event, si Leo ang guest speaker. “Hindi hadlang ang kahirapan para maging mabuti. Kahit pulubi, puwede kang tumulong at makagawa ng kabutihan. Kahit walang pera, puwede kang magligtas ng buhay.”

Pagkalipas ng limang taon, si Leo ay nagtapos ng elementarya bilang honor student, naging inspirasyon sa maraming bata. Si Don Mark, mas mapagpakumbaba, mas mapagmalasakit, at mas masaya.

Ang kwento ng “Huwag Mo Kainin!” ay naging alamat sa lungsod—isang batang pulubi ang nagligtas sa bilyonaryo at nagbago ang maraming buhay.

Ang kabutihan ay hindi nasusukat sa yaman, kundi sa puso. Minsan, ang pinakamalaking pagbabago ay nagmumula sa pinaka-mahina at pinaka-mahirap.

-----end-----

12272025 sat install submeter

Php20 pandesal

Php12+12 pamasahe punta ilaya

Install submeterbkay Ti Nena

Php88 5 kamatis 1 labanos 1 tali talbo kamote

Pogi food trip sa binondo

For discharge na si Insan Nelson

Borrowed 100k.

Meter rdg

 Dated 12/27/2025

Edward 9842

Nena = 0001

Jen = 2181

Install new submeter kay Ti Nena.

Dado Banatao

Diosdado “Dado” Banatao, a decorated electrical engineer and Silicon Valley pioneer who became one of the most influential Filipinos in global technology, died on Christmas Day after complications from an undisclosed neurological disorder. He was 79. 

READ MORE: https://inqnews.net/DadoBanatao

If you are reading this on a computer or a smartphone, you are looking at the digital fingerprints of Diosdado “Dado” Banatao. He didn’t just participate in the digital revolution; he designed the hardware that made it possible.

From the dirt tracks of Cagayan Valley to the boardrooms of Silicon Valley, Banatao’s life was a masterclass in what happens when raw grit meets high-level physics. A tech titan who never forgot his roots, Banatao passed away on Dec. 25 at 79 in the United States (US), leaving behind a legacy that remains the bedrock of the modern computing era.

Read the full article in the comments section below. #MBbusiness

 

12262025 fri recv. sss funeral claim

Walang pandesal day off

Pogi office

Ganda VL

Php12+30

Linis insan harapan

Give 3x 1.5L dish washing order

Assemble submeter ti nena.

Php100 2x50 pamasko sa sweep cleaner

Php500 pamasko kay insan arnel

Php100 pamasko  kay jing jing

Php300 baon pogi + pack lunch longganisa munoz.

Cook chix inasal

Waiting spx for return item.

Dumating 4:02pm nakuha na nya yung item for return.

Received today SSS funeral claim ni sis. Php29,140.17 sa bpi account.

Pagkaka iba ng patronage politics at totoong governance.

Every Christmas, both Davao City and Pasig City give out holiday packs. But when and how they do it shows a sharp difference between patronage politics and real governance.

In Davao, Christmas packs linked to the Duterte family are usually given out on or right around Christmas itself, through large public gatherings. People travel to one place, line up for hours, and wait. Crowds can reach tens of thousands, while only around 10,000 to 15,000 packs are available per distribution. Some people receive help. Many don’t. The whole process is public and centered on the Duterte dynasty.

In Pasig, Christmas packs are distributed weeks before Christmas, not on the day itself. The city government delivers them house-to-house or by barangay schedule, based on a verified list of residents. Each household is entitled to one pack. This system reaches hundreds of thousands of families, roughly 300,000 to 360,000 households, quietly and systematically.

That timing matters. Giving packs before Christmas means families can plan ahead. They can stretch their budget, prepare food, and spend the actual holiday at home with less stress. 

On the other hand, giving packs on Christmas Day turns aid into a last-minute scramble, where people must choose between lining up for help or being with their families.

This highlights the real difference. Davao’s system makes people show up, wait, and hope on the holiday itself. Pasig’s system respects people’s time and dignity, treating help as something people receive in advance, not something they chase.

The verdict is clear as Christmas day. Pasig’s approach is far better. It is fairer, calmer, safer, and reaches vastly more people. Most importantly, it removes politics from the act of giving. You get help because you are a resident, not because you showed up early, endured the lines, or stood under the shadow of a political family.

In plain terms, Davao’s system feels like charity from the powerful, while Pasig’s system works like a right owed to citizens. And in a democracy, systems that end patronage and replace it with quiet, reliable public service are not just better. They are what good governance is supposed to look like.

12252025 Thu Christmas day

Cabanatuan

Php39 45 264 646 = 1052 toll fee.

Php1000 tokyo tokyo

Php800 pa christmas kina cheche at cris anak.

Php500 karen utang.

Php1000 pamasko ko kay pogi.

Di sumbay si Cris.

12242025 wed merry christmas

Php2k pa bingo. Winner Remy and nanay biana.

Nanalo ako php150.00

Php610 jolibee shell nlex balagtas

Php39 45 264 646 58 = 1052 toll fee.

Php156+53= 209 grab jolibee tapa.

Home

Cavitex

Naiax

Skyway stage3

Nlex

Sctex

Tplex

Exit Pura

Guimba

Palusapis.

Palusapis

Munoz bayan palengke

Talavera

Cabanatuan. 

Magnanakaw na hindi hinuhuli.

May magnanakaw sa Pilipinas na hindi hinuhuli. Walang baril, walang maskara, walang wanted poster. Araw-araw lang siyang nandiyan, tahimik pero walang awa. Ang pangalan niya: trapik.

Hindi siya sumusugod. Gumagapang siya. Umaakyat sa likod mo habang nakatigil ka sa EDSA, habang nakapila ka sa Commonwealth, habang nakasiksik ka sa jeep na amoy pawis, pagod, at pangarap na nalipasan ng oras. Una niyang kinukuha ang minuto mo. Tapos oras. Tapos kalahating buhay. Yung trenta minutos na dapat pahinga. Yung isang oras na dapat kwento sa anak. Yung dalawang oras na dapat tulog. Lahat kinuha. Walang resibo. Walang sorry.

Sa trapik, natutunan nating magbilang ng buhay sa brake light. Isang preno, isang buntong-hininga. Isang busina, isang mura. Isang patak ng ulan, tapos na ang laban. Yung pangarap mong maagang uwi, nagiging “bahala na.” Yung planong mag-aral sa gabi, napapalitan ng tulala sa likod ng manibela. Yung “saglit lang,” nagiging “bukas na lang.” Paulit-ulit. Hanggang manhid ka na.

Pero hindi lang oras ang ninanakaw ng trapik. Ninakaw niya ang dignidad. Pinapasan ka niya na parang kasalanan mong mahirap ka. Parang kasalanan mong may trabaho ka. Parang kasalanan mong mabuhay sa lungsod na piniling hindi ayusin.

Habang ikaw ay nakatigil, may mga taong tuloy ang galaw. Hindi sila nasa kalsada. Nasa opisina silang malamig, may kape, may driver, may escort. Nagpupulong sila tungkol sa trapik na hindi nila nararanasan. Gumagawa ng plano na hindi nila lalakaran. Nangangako ng solusyon na hindi nila hihintayin. Ikaw, nakaupo sa sasakyan o jeep. Pawis, pagod, at oras ang puhunan.

Ninakaw din niya ang kalusugan. Yung likod na sumasakit. Yung tuhod na namamanhid. Yung ulo na kumukulo kahit hindi pa alas-sais. Ang stress, parang usok ng tambutso, dahan-dahang pumapasok sa baga. Hindi mo namamalayan, pero gabi-gabi mo siyang inuuwi. Minsan, ibinubunton mo sa mahal mo. Minsan, sinasarili mo. Parehong may nasasaktan.

At oo, ninanakaw niya ang pangarap. Kasi paano ka mangangarap kung ubos na ang araw bago pa magsimula ang gabi? Paano ka magnenegosyo kung kalahati ng buhay mo nasa pila? Paano ka magiging magulang kung ang yakap mo may time limit? Ang trapik ang pinakamabangis na guro ng pagtitimpi, pero hindi niya tinuturuan ang bansa na umusad.

Ang pinakamasakit, hindi na tayo galit. Nasanay na lang. Ginawa na nating meme ang paghihirap. Pinagtatawanan natin ang bangungot para hindi tayo mabaliw. “Ganito talaga,” sabi natin, parang natural na batas ng mundo. Pero hindi ito ulan. Hindi ito lindol. Hindi ito sumpa ng langit. Ito ay gawa ng tao. Pinili. Pinabayaan. Inulit. Araw-araw na desisyong gawing normal ang pagdurusa ng marami para maging komportable ang iilan.

Kaya kapag may nagsabing “pasensya na lang,” ngumiti ka kung gusto mo, pero huwag kang tumahimik. Ang trapik ay buwis na walang batas, multa na walang due process. Bawat oras na ninakaw, may utang ang gobyerno sa’yo. Utang na hindi nababayaran ng flyover lang. Utang na hindi natatapos sa slogan.

Hanggang hindi gumagalaw ang bayan, patuloy tayong titigil bilang indibidwal. At sa bawat pagtigil, may magnanakaw na patuloy ang trabaho. Habang tayo, nakatayo sa gitna ng kalsada, pilit inaalala kung kailan ba nawala ang oras na dapat sana ay atin.

Mensahe sa kapaskuhan.

Mensahe sa Kapaskuhan

Sa panahong ito ng Kapaskuhan, nais kong ipaabot ang aking taos-pusong pagbati at pasasalamat sa inyong patuloy na pagtangkilik sa aking social media platforms. Nawa’y maging panahon ito ng pahinga, pag-asa, at pasasalamat—hindi lamang para sa katawan kundi pati na rin sa isip at damdamin.

Habang ipinagdiriwang natin ang Pasko, alalahanin din nating alagaan ang ating kalusugan: kumain nang tama, magpahinga nang sapat, at bigyang-halaga ang oras kasama ang pamilya at mga mahal sa buhay. Ang tunay na diwa ng Pasko ay ang pagmamalasakit—sa kapwa at sa sarili.

Nawa’y mapuno ang inyong mga tahanan ng saya, kapayapaan, at mabuting kalusugan. Narito lamang ako upang patuloy na gumabay at maglingkod sa inyo.

Maligayang Pasko at isang mapagpalang Kapaskuhan sa inyong lahat. 🎄

Scrapping Real Property Taxes.

The Case for Scrapping Real Property Taxes on Fully Owned, Unencumbered Property

I am putting forward the proposition that properties fully owned and paid for should be exempt from paying annual real property taxes.

A home or land that has been fully paid for should not be subject to perpetual taxation, because true ownership cannot exist where the State collects rent forever and retains the power to confiscate what it did not build, buy, or earn.

Below is a structured, principled argument for scrapping Real Property Taxes (RPT) on fully owned, unencumbered property. It's framed in a way that resonates with constitutional principles, property rights, social justice, and economic efficiency.

1. Real Property Tax Converts Ownership into Perpetual Rent to the State

True ownership means permanent, secure, and unconditional control of property. Real Property Tax undermines this by:

Imposing an annual payment obligation indefinitely, even after full purchase and transfer

Allowing the State to seize property through tax delinquency, despite the owner having paid all acquisition taxes

In effect, RPT transforms private ownership into a form of state tenancy, where failure to pay annual dues can nullify lifetime ownership. 

This contradicts the fundamental meaning of “ownership” in civil law.

2. Double and Triple Taxation of the Same Asset

Property is already heavily taxed at multiple stages:

* Income tax on earnings used to acquire the property

* Value-Added Tax (VAT) or other indirect taxes on materials and services

* Capital gains tax, 

* documentary stamp tax, and transfer taxes upon acquisition

Imposing RPT thereafter constitutes recurrent taxation on already-taxed wealth, violating the principle of tax equity and proportionality.

3. RPT Punishes the Elderly, the Poor, and the Asset-Rich but Cash-Poor

RPT disproportionately harms:

* Retirees on fixed incomes

* Heirs who inherit land but lack liquidity

* Rural families whose land has appreciated due to urban expansion—not productivity

* A person may be land-rich but income-poor, yet RPT forces liquidation or loss of ancestral property. This is socially unjust and accelerates land consolidation by elites and corporations.

4. Government Should Tax Economic Activity, Not Mere Possession

Sound taxation policy focuses on:

- Income

- Consumption

- Profits

- Productive use of assets

Taxing passive ownership—especially when no income is derived—discourages stability and savings, and penalizes prudence. 

Property that is:

- Fully paid

- Not mortgaged

- Not income-generating

…should not be treated as a continuing revenue source for government.

5. Local Government Dependence on RPT Encourages Inefficiency

RPT has become an easy, lazy revenue source for local governments:

- Collected regardless of service quality

- Unrelated to economic performance or governance outcomes

- Often poorly linked to actual property services

This weakens incentives for LGUs to:

* Promote enterprise

* Attract investment

* Improve local economic activity

Abolishing RPT on fully owned property forces LGUs to shift toward performance-based and growth-oriented revenue models.

6. Ownership Without Security Is Not Ownership at All

If government can confiscate property due to unpaid annual taxes—even after full legal acquisition—then:

* Property rights are conditional

* Ownership is revocable

* The State remains the ultimate owner in practice

This contradicts constitutional protections of private property and due process, and undermines long-term national stability.

7. International and Historical Perspective

Historically, perpetual land taxes were:

- Instruments of feudal control

- Tools of colonial extraction

- Means of social hierarchy preservation

Modern democratic societies should move toward taxing use and gain, not existence and possession.

Proposed Policy Alternative (Balanced Approach)

Rather than abolishing all property taxation indiscriminately, adopt a tiered reform:

Exempt from RPT:

* Fully owned residential property

* Ancestral land

* Single family homes below a defined area/value threshold

Retain RPT for:

* Income-generating properties (commercial, rental, industrial)

* Speculative land banking

* Vacant urban land deliberately withheld from productive use

Replace Lost LGU Revenue With:

- Local consumption taxes

- Environmental impact fees

- Tourism and business activity levies

- Revenue-sharing from national taxes tied to performance

12232025 Tue

Php14 pandesal

Php300 baon pogi

Php12 +30 pamasahe

office pogi

Ganda Vacation leave

Nene paid

bahay: 2000 balance 500 sa sunday

Tubig: 1336 paid

Punta wellpoint ganda at mama. Pa check up ganda.

Php800 auto sweep load

Php1500 easy trip load

Php30 pamasahe

Php40 f fries.

Asan ang hustisya dito LGU.

Maliit lang ang kita sa tindahan namin, pero ang laki ng binabayaran nmin permit . Ang hirap maging may-ari ng tindahan—araw-araw kang nagbabantay, konti lang ang tubo, pero kapag bayaran na ng permit, parang mas mabigat pa kaysa sa kinikita.

Mas masakit pa, taon-taon na lang tumataas ang binabayaran. Hindi naman lumalaki ang kita, hindi rin araw-araw malakas ang benta, pero ang singil pataas nang pataas.Bago lagi pa di kasama sa ayuda dahil may tindahan ,nakita lng nila malaki at maraming laman Yun tindahan kla nila mayaman na di nila alam puro utang ang puhunan Kya minsan nakakasama ng loob nagsusumikap ka para di ka na makadagdag sa pasanin ng gobyerno pero Yun mga taong tamad na walang ginawa kundi magparami ng anak at di marunong magtrabaho (di ko nilalahat ha) lagi na lng Sila ang priority.

At ngayong malapit nang matapos ang taon, papalapit na naman ang isang siguradong “nagpapabutas ng bulsa” naming mga tindera—ang pagbabayad ng business permit. Kahit hindi pa man bumabawi ang puhunan at pagod ,puyat sa pagtitinda kailangan nang maghanda, kailangan nang humanap ng pambayad.

Sa totoo lang, minsan mapapaisip ka kung para kanino ba talaga ang sistema. Hindi kami 

tumatanggi sa obligasyon, pero sana naman ay may konsiderasyon—dahil ang bawat pisong kinikita namin, pinaghihirapan.

Dahil kaming may mga Tindahan maliit lng ang kita, malaki ang tiyaga. Sana balang araw, marinig din ang boses ng mga tulad naming Simpleng nagNenegosyo lang para mabuhay.

#AteMheanneAndKuyaJhunStoreJourney

#BusinessPermit 

#BosesNgMgaTindera

#BusinessPermitRenewal 

#buhaytindera

Josefina Guerrero ketong

Isa siya mga taong itinatakwil noon ng lipunan dahil sa sakit na ketong (leprosy, o Hansen's Disease). Ang sakit na kinatatakutan ng lahat ang naging kanyang baluti at sandata upang maging isa sa pinakamagiting na espiya ng Pilipinas noong Ikalawang Digmaang Pandaigdig. Ito ang kwento ng isang bayaning hindi nakikita ng kalaban.

Isinilang si Josefina “Joey” Veluya Guerrero sa Bayan ng Lucban, Tayabas Province (now Quezon Province) noong August 5, 1917. Maaga siyang naulila, at inaruga ng mga madre, at kalaunan ay ng kanyang mga lolo’t lola nang magkasakit siya ng tuberculosis. Gumaling siya, at pinag-aral sa kumbento sa Maynila.

Noong 1934, sa edad na 16, nakapangasawa siya ng isang mayamang estudyante ng medisina, si Renato Maria Guerrero, at nagkaroon sila ng anak na babae. Ngunit noong 1941, nagbago ang lahat sa kanya nang siya ay ma-diagnose na may Hansen’s Disease o ketong. Ito ay isang sumpa. Agad siyang iniwan ng kanyang asawa at inilayo sa kanyang dalawang taong gulang na anak.

Nang sakupin ng mga Hapon ang Pilipinas noong December, 1942, nawalan siya ng access sa gamot. Habang kumakalat ang Ketong sa kanyang katawan, ay gayun din ang kawalan niya ng pag-asa. Ngunit sa gitna ng kadiliman, gumawa siya ng desisyon: kung mamamat*y man siya, ay kailangang magkaroon siya ng ambag para sa bayan.

Sa edad na 24, naghanap siya ng paraan upang maging sundalo. Nang tanggihan siya dahil siya raw ay “bata pa”, matapang niyang pinaalala sa sarili na kahit si Joan of Arc ay isa ring babae. At doon nagsimula ang kanyang misyon. Sumali siya sa mga guerilla fighters bilang isang espiya at taga-hatid ng balita. Ang kanyang sakit, na sumpa sa paningin ng iba, ay naging kanyang kalasag.

Sa kanyang pagbabalat-kayo, napansin niya ang isang kakatwang bagay: ang mga sundalong Hapon, na karaniwang malulupit at mahilig mangapa ng mga Pilipino sa mga checkpoint, ay nandidiri at lumalayo kapag nakikita ang mga sugat sa kanyang balat. Kapag sinabi niyang siya ay "marumi," pinapadaan siya agad. Ginamit niya ang takot ng mga Hapon sa kanyang kalagayan. Naghatid siya ng mahahalagang mensahe, impormasyon, at suplay ng hindi nila napapansin. Nasaulo niya ang hitsura ng mga opisyal ng Hapon at iniulat ang mga galaw ng kanilang mga brigada.

Ang kanyang mga misyon ay lalong naging mapanganib noong siya ang pinaguhit ng mapa ng mga kuta at pwesto ng kanyon ng mga Hapon sa Maynila. Noong September 21, 1944, pinakinabangan ng mga Amerikano ang kanyang mapa upang durugin ang depensa ng Hapon sa Manila Harbor.

Pagsapit ng January 1945, ibinigay sa kanya ang pinakamapanganib niyang misyon. Sinabihan siyang maghanda na dahil baka hindi na siya makabalik. Ang kanyang gagawin: ihatid ang mapa ng mga underground tunnels sa Maynila patungo sa himpilan ng mga Amerikano na nasa 56 kilometro ang layo.

Kahit paralisado ang kanyang katawan sa pagod at matinding sakit ng ulo, itinago niya ang mapa sa kanyang damit at naglakad. Narating niya ang bayan ng Hagonoy na 25 milya ang layo. Sumakay siya sa bangka sa gitna ng aktibong labanan at nakipaghabulan sa mga mangungulimbat sa ilog. Pagdating sa pampang, naglakad siya ng walo pang milya patungong Calumpit.

Doon niya nalaman na ang mga Amerikano ay nasa Malolos na. Naglakad siyang muli, pabalik sa Malolos, at sa wakas ay naibigay ang mapa kay Capt. Blair ng 37th Infantry Division. Dahil sa kanyang mapa, ligtas na nakapasok ang mga tropang Amerikano sa Maynila, na naging simula ng pagtatapos ng pananakop ng Hapon.

Dito, kung saan mahigit sa 100,000 na sibilyan ang tinatayang namat*y at nawasak at naging sanhi ng lubos na pagkawasak ng lungsod. Sa kabila nito naglakad si Joey sa gitna ng lumilipad na mga bala, ginamot ang mga sugatan, at nagligtas pa ng mga kawawang bata.

Sa halip na parangalan, siya ay naging gala at umiiwas na sa tao pagkatapos ng gera. Siya na mismo ang umiwas sa discriminasyon dahil sa pag aalalang makahawa pa ng iba. Ngunit, nahuli siya at ipinatapon sa Tala Leprosarium sa Novaliches.

Ang kalagayan doon ay kalunos-lunos. Walang kuryente o tubig, at maraming pasyente ang natutulog sa maruming lupa. May maliit na gusali para sa 650 na pasyente, at marami ang namamatay sa gutom. Ngunit hindi tumigil si Joey. Nagturo siya, gumawa ng mga kabaong, at nilinis ang ospital.

Sumulat siya ng liham na naglalarawan sa kalagayan ng leprosaryo. Ang liham na ito ay nakarating sa Estados Unidos at na-expose sa Manila Times, na nagresulta sa imbestigasyon ng gobyerno. Dahil sa kanyang pagsisikap, bumuti ang kalagayan ng Tala—nagkaroon ng mga kama, tubig, mas maayos na rasyon ng pagkain, at dagdag na medical staffs.

Nang mabalitaan niya ang mga bagong gamutan sa Amerika, nabuhayan siya ng loob. Ipinaglaban niya na makakuha ng kauna-unahang Amerikanong visa para sa isang dayuhang may ketong. Noong 1948, dumating siya sa Carville National Leprosarium sa Louisiana. Matapos ang siyam na taong gamutan, tumigil ang pagkalat ng kanyang sakit, at noong 1957, ay bumuti na siya. Ngunit ang mantsa ng ketong ay sumunod pa rin sa kanya.

Nahirapan siyang maghanap ng trabaho at tinangka pang ipatapon pabalik sa Pilipinas. Sa tulong ng mga abogado, militar, at mamamahayag, nakakuha siya ng permanent residence at kalaunan ay naging mamamayang Amerikano. Sa pagod sa mga trauma ng nakaraan, unti-unting binura ni Josefina ang kanyang kasaysayan. Nagpalit siya ng pangalan ng apat na beses, nag-aral, at naglingkod sa Peace Corps. Nag-asawa siyang muli at hindi na bumalik sa Pilipinas.

Nang pumanaw siya noong 1996 sa Washington D.C., ang mga taong nakapaligid sa kanya sa huling 30 taon ng kanyang buhay ay walang kaalam-alam tungkol sa anak na nawala sa kanya, sa kanyang pagiging bilanggo sa leprosaryo, o sa kanyang pagiging isang espiyang nagligtas ng libu-libong buhay.

Ang buhay ni Mrs. Josefina Guerrero ay isang patunay na ang tunay na kabayanihan ay hindi nasusukat sa panlabas na anyo. Ginamit niya ang kanyang pinakamalaking kahinaan—isang sakit na kinatatakutan ng mundo—bilang kanyang pinakamalakas na sandata para sa bayan.

Siya ang espiyang may ketong, ang bayaning naglakad sa gitna ng mga bala. Ang kanyang kwento ay nagpapaalala sa atin na kahit sa pinakamadilim na sandali, kapag ang mundo ay tumalikod sa iyo, maaari mo pa ring piliin ang maging matapang at mabuhay nang may dangal. Ang kanyang tunay na balatkayo ay hindi ang kanyang sakit, kundi ang kanyang hindi matitinag na puso.

#JosefinaGuerrero #KinulayangLarawan #NungAraw

12222025 mon hatid pogi

Php14 pandesal

Hatid pogi

Ganda 2 weeks vacation.

Php39 toll

Php39 toll

Php225 jolibee

Php30 pamasahe pogi