Not because he’s evil.
Not because he wants to hurt you.
He’s lying because he doesn’t know any better.
He’s repeating what he was taught.
What his boss taught him.
What the entire financial industry has sold for decades:
“Buy good stocks.
Hold them long term.
Diversify.
And hope everything works out.”
That’s not investing.
That’s hoping with a brokerage account.
My poor dad believed that lie his entire life.
He had a retirement plan.
He contributed every month.
He bought mutual funds his advisor recommended.
He diversified.
He followed every rule.
And he died with almost nothing.
All those “long-term investments” never gave him freedom.
Never gave him security.
Never gave him the life he worked so hard for.
My rich dad saw it differently.
He looked at stocks the same way he looked at real estate and businesses and asked one simple question:
“Does this put money in my pocket NOW… or am I just hoping it will someday?”
That question changed my life.
Here’s what most people don’t understand:
90% of investors aren’t investing.
They’re gambling.
They buy stocks and pray prices go up.
They check their accounts every day.
They celebrate green days.
They panic on red days.
They have zero control
and zero cash flow while they wait.
That’s not wealth.
That’s anxiety.
Remember 2008?
Buy-and-hold investors lost 40–50% of their portfolios almost overnight.
Years of gains vanished.
And even if they held on…
How long did it take to get back to even?
Five years.
Five years just to return to where they started.
Do you know what I did during that same crash?
I made money every single month.
Because I wasn’t chasing capital gains.
I was generating cash flow.
When fear exploded in 2008, I sold put options on quality companies and collected massive premiums.
When prices recovered, I sold covered calls and collected even more income.
I didn’t need the market to go up.
Read that again.
I did not need the market to go up.
Buy-and-hold only works if:
• You pick the right stocks
• They don’t go bankrupt
• The market eventually recovers
• You don’t panic
• You don’t need the money for decades
That’s a lot of “ifs” for a strategy that pays you nothing while you wait.
I prefer getting paid now.
I prefer winning whether markets go:
• Up
• Down
• Or sideways
I don’t pray.
I don’t guess.
I collect.
“Buy, hold, and pray” is what brokers sell people who don’t know any better.
Why?
Because they get paid whether you win or lose.
You take the risk.
They take the fees.
That’s not advice.
That’s a business model.
Most people will read this, feel uncomfortable, and go right back to trusting their advisor.
The smart ones will realize I’m telling them the truth no one else will.
There is a better way.
A way that creates monthly cash flow.
A way that works in bull markets, bear markets, and flat markets.
A way that helped me retire young while others worked until they died.
If you want to learn how to generate cash flow from stocks instead of hoping for capital gains someday…
👇👇👇
Grab my FREE mini-guide in the comments below.
I’ll show you exactly how I make money whether the market goes up, down, or sideways.
This isn’t taught in school.
Your advisor won’t tell you.
But this is what the rich actually do.
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