Way to stay poor

The fastest way to stay poor is to buy things that look expensive.

Most people confuse price with value.

Just because something costs a lot doesn’t mean it makes you rich.

My rich dad taught me a rule so simple it scares people:

If it puts money in your pocket every month, it’s an asset.

If it takes money out of your pocket every month, it’s a liability.

Not what your banker calls it.

Not what your real estate agent says.

Not what your friends believe.

Cash flow tells the truth.

Let’s be honest.

Your big, beautiful house?

❌ Liability.

Mortgage.

Property taxes.

Insurance.

Repairs.

“Yes, but it goes up in value.”

Maybe.

But you can’t eat appreciation.

You can’t spend appreciation.

And when you sell, costs are real.

Your luxury car?

❌ Liability.

The moment you drive it off the lot, it loses value.

And it keeps costing you money every month.

Now compare that to real assets.

✔️ Rental property that produces positive cash flow

✔️ Businesses that generate profit

✔️ Dividend-paying investments

✔️ Intellectual property that earns royalties

✔️ Digital products with recurring income

Those assets pay you.

You don’t work harder for them.

They work for you.

Here’s the difference between the rich and everyone else:

The rich buy assets first.

The middle class buys liabilities first — then hopes appreciation saves them.

It rarely does.

Schools don’t teach this.

Financial advisors often avoid it.

Why?

Because the system works better when people stay financially blind.

Employees.

Consumers.

Debtors.

That’s not freedom.

The real American Dream isn’t a bigger house or a nicer car.

The real American Dream is financial freedom.

And freedom only comes from assets that put money in your pocket — every single month.

That’s the lesson my rich dad taught me.

And it’s the lesson that changes everything.