Grabe ang tindi pala ng Pag-ibig housing loan.
42 months na hulog x 9,238.18= 388,003.56 total na hulog.
Pero kung titingnan natin ang updated record ng pag-ibig housing loan ko ang remaining balance ay 1,083,249.06.
Loan Value: 1,200,000
Loan Balance: 1,083,249.06
Total: 116,750.94 (ito lang ang nacredit na amount sa loan value bawas na ang interest) out of 388,003.56 total na nahulog.
Sa mga expert dyan, ano ang magandang diskarte para mas lumaki ang bawas sa loan value?
Comment down your suggestion. Thanks!
#HousingLoan #PagibigHousingLoan #PagibigFinancing
9,238.18 x 12 months x 20 years = 2,217,163.20 Total repayment
2,217,163.20 - 1,200,00 = 1,017,163.20 total interest
1,017,163.20 / 20 years = 50,858.20 interest per year
50,858.20 / 12 months = 4,238.18 average interest per month
Debt multiplier = 1.85x
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